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Research on UBI auto insurance pricing model based on parameter adaptive SAPSO optimal fuzzy controller [PDF]
, 2022 Aiming at the problem of “dynamic” accurate determination of rates in UBI auto insurance pricing, this paper proposes a UBI auto insurance pricing model based on fuzzy controller and optimizes it with a parameter adaptive SASPO. On the basis of the SASPO
Yan, C. +5 more
core +1 more source
Usage‑Based Insurance As an Instrument of Restoring Equilibrium on Motor Insurance Market in Poland
Acta Universitatis Lodziensis. Folia Oeconomica, 2018 The paper shows that thanks to the Usage‑Based Insurance, the industry can minimise the negative effect information asymmetry has on the Polish motor insurance market.
Łukasz Kuryłowicz
doaj +1 more source
A survey on driving behavior analysis in usage based insurance using big data
Journal of Big Data, 2019 The emergence and growth of connected technologies and the adaptation of big data are changing the face of all industries. In the insurance industry, Usage-Based Insurance (UBI) is the most popular use case of big data adaptation.
Subramanian Arumugam, R. Bhargavi
doaj +1 more source
Exposure as Duration and Distance in Telematics Motor Insurance Using Generalized Additive Models
Risks, 2017 In Pay-As-You-Drive (PAYD) automobile insurance, the premium is fixed based on the distance traveled, while in usage-based insurance (UBI) the driving patterns of the policyholder are also considered. In those schemes, drivers who drive more pay a higher
Jean-Philippe Boucher +2 more
doaj +1 more source
Risks, 2016 Pay-as-you-drive (PAYD), or usage-based automobile insurance (UBI), is a policy agreement tied to vehicle usage. In this paper we analyze the effect of the distance traveled on the risk of accidents among young drivers with a PAYD policy.
Mercedes Ayuso +2 more
doaj +1 more source
RisksUsage-Based Insurance (UBI), also referred to as telematics-based insurance, has been experiencing a growing global diffusion. In addition to being well established in countries such as Italy, the United States, and the United Kingdom, UBI adoption is ...
Paola Fersini +2 more
doaj +1 more source
Studying Driving Risk Factors using Multi-Source Mobile Computing Data
International Journal of Transportation Science and Technology, 2015 Traffic congestion can largely be attributed to the issues related with driving behavior, which may cause vehicle crash, stop-and-go traffic due to frequent lane changing behaviors, etc., and makes the driving behavior research also of significance in ...
Xianbiao Hu +3 more
doaj +1 more source
Local Cash Transfers and Household Debt: Evidence From Johnson County's Direct Assistance Program
Journal of Consumer Affairs, Volume 60, Issue 3, Fall 2026.ABSTRACT Using administrative credit report data, we examine how recipients of an unconditional, unrestricted cash transfer program in Johnson County, Iowa used their one‐time $1400 payment for debt‐related purposes. Unlike previous studies of federal stimulus payments where recipients primarily used the funds to reduce existing debt, we find that DAP ...
David Frisvold +2 more
wiley +1 more source
Journal of Advanced Transportation, 2019 This paper presents an investigation of the relationship between driver risk and factors indicating vehicle’s speed and driver’s acceleration behavior.
Rui Fu +4 more
doaj +1 more source
The Impact of Canada's Working Income Tax Benefit on the Labor Supply of Low‐Income Workers
Industrial Relations: A Journal of Economy and Society, Volume 65, Issue 3, Page 357-377, July 2026.ABSTRACT We use administrative tax data to estimate the effect of the Working Income Tax Benefit (WITB) on the labor supply of single, low‐income workers in Canada. Our analytical approach exploits low knowledge of the program, which generates variation in the benefit receipt both between and within eligible tax filers over time.
Kourtney Koebel, Dionne Pohler
wiley +1 more source