Results 11 to 20 of about 23,220,025 (304)
Mathematics, 2023 Pricing using a Generalised Linear Model is the gold standard in the auto insurance industry and rate regulation. Generalised Additive Model applications in insurance pricing are receiving increasing attention from academic researchers and actuarial ...
Shengkun Xie, Kun Shi
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Mitigating moral hazard with usage‐based insurance
Journal of Risk and Insurance, 2023 AbstractTechnological progress has improved insurers' ability to monitor policyholders and has led to usage‐based insurance (UBI) contracts that incorporate behavioral risk factors in pricing. Economic theory predicts that any informative monitoring signal is adopted in equilibrium.
Julia Holzapfel +2 more
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Frontiers in Public Health, 2022 BackgroundChina's welfare system including social health insurance has been closely linked to its unique household registration system, despite high population mobility over the past few decades.
Qiang Yao +3 more
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Implementing Automotive Telematics for Fleet Insurance
Journal of Technology Management & Innovation, 2013 The advantages of Usage-Based Insurance for automotive covers over conventional rating methods have been discussed in literature for over four decades. Notwithstanding their adoption in insurance markets has been slow.
Marika Azzopardi, Dominic Cortis
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Journal of Pharmacopuncture, 2022 Objectives: This study is a comparative analysis of the satisfaction and recognition characteristics for traditional Korean medicine (TKM) in people with disabilities and the general population of Korea.
Ji-Eun Han +4 more
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Risks, 2016 Pay-as-you-drive (PAYD), or usage-based automobile insurance (UBI), is a policy agreement tied to vehicle usage. In this paper we analyze the effect of the distance traveled on the risk of accidents among young drivers with a PAYD policy.
Mercedes Ayuso +2 more
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People’s decision to use medical insurance in Vietnam
Tạp chí Khoa học Đại học Mở Thành phố Hồ Chí Minh - Kinh tế và Quản trị kinh doanh, 2020 Decision to use medical insurance for health care attracts macro-policy attention as a majority of population stays in the labor force in Vietnam.
Phan Đình Khôi +3 more
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A driving behavior model evaluation for UBI [PDF]
International Journal of Crowd Science, 2017 Purpose – This paper aims to provide a driving behavior scoring model to decide the personalized automobile premium for each driver. Design/methodology/approach – Driving behavior scoring model.
Zhishuo Liu, Qianhui Shen, Jingnimao Ma
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Journal of the American Heart Association: Cardiovascular and Cerebrovascular Disease, 2022 Background We sought to characterize health care usage for adolescents with congenital heart defects (CHDs) using population‐based multisite surveillance data.
George K. Lui +17 more
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User Acceptance Factors of Usage-Based Insurance
, 2023 Intelligent Transportation Systems (ITS) are utilized in car insurance policies known as Usage-Based Insurance (UBI), where driving data is collected using a telematics device to determine driving behavior. This enables offering personalized car insurance fees based on driving performance.
Quintero, Juan +3 more
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