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Measuring the acceptance rate of Usage-Based Insurance (UBI) based on statistical methods (case study: Saman Insurance Company) [PDF]
Mathematics and Modeling in FinanceUsage-based Insurance (UBI) is an innovation that differs from traditional car insurance and seeks to distinguish between high-risk and low-risk drivers.
Asma Hamzeh +2 more
doaj +2 more sources
Claims frequency modelling with usage-based insurance data [PDF]
, 2023 Motor insurance providers can think about collecting information about drivers’ behavior using telematics to get more accurate pricing. The goal of this thesis is to give an overview of usage-based insurance and the use of telematics variables in ...
Kuus, Kaari
core +2 more sources
Mitigating moral hazard with usage‐based insurance
Journal of Risk and Insurance, 2023 AbstractTechnological progress has improved insurers' ability to monitor policyholders and has led to usage‐based insurance (UBI) contracts that incorporate behavioral risk factors in pricing. Economic theory predicts that any informative monitoring signal is adopted in equilibrium.
Julia Holzapfel +2 more
openaire +2 more sources
Usage-Based Automotive Insurance
, 2022 AbstractNowadays, pricing strategies for insured clients are supported on general statistics and driver personnel conditions (historic driver activity, age, gender, and address). Cutting-edge technologies such as IoT, AI, and big data have converted current vehicles on a plethora of available real-world and real-time data, leading to novel alternatives
Ignacio Elicegui +5 more
openaire +1 more source
People’s decision to use medical insurance in Vietnam
Tạp chí Khoa học Đại học Mở Thành phố Hồ Chí Minh - Kinh tế và Quản trị kinh doanh, 2020 Decision to use medical insurance for health care attracts macro-policy attention as a majority of population stays in the labor force in Vietnam.
Phan Đình Khôi +3 more
doaj +1 more source
A driving behavior model evaluation for UBI [PDF]
International Journal of Crowd Science, 2017 Purpose – This paper aims to provide a driving behavior scoring model to decide the personalized automobile premium for each driver. Design/methodology/approach – Driving behavior scoring model.
Zhishuo Liu, Qianhui Shen, Jingnimao Ma
doaj +1 more source
Journal of the American Heart Association: Cardiovascular and Cerebrovascular Disease, 2022 Background We sought to characterize health care usage for adolescents with congenital heart defects (CHDs) using population‐based multisite surveillance data.
George K. Lui +17 more
doaj +1 more source
User Acceptance Factors of Usage-Based Insurance
, 2023 Intelligent Transportation Systems (ITS) are utilized in car insurance policies known as Usage-Based Insurance (UBI), where driving data is collected using a telematics device to determine driving behavior. This enables offering personalized car insurance fees based on driving performance.
Quintero, Juan +3 more
openaire +1 more source
Acceptance Factors of Car Insurance Innovations: The Case of Usage-Based Insurance
Journal of Traffic and Logistics Engineering, 2020 Usage-Based Insurance (UBI) is an application of Intelligent Transportation Systems (ITS) in the context of car insurance. UBI refers to insurance models in which insurers collect driving data using a telematics device. Based on the collected information, insurers can offer individual discounts depending on driving behaviour and provide feedback about ...
Juan Quintero +2 more
openaire +1 more source
In-car usage-based insurance feedback strategies. A comparative driving simulator study [PDF]
Ergonomics, 2016 Usage-Based Insurances (UBI) enable policyholders to actively reduce the impact of vehicle insurance costs by adopting a safer and more eco-friendly driving style. UBI is especially relevant for younger drivers, who are a high-risk population. The effectiveness of UBI should be enhanced by providing in-car feedback optimised for individual drivers ...
Dijksterhuis, Chris +5 more
openaire +3 more sources