Results 21 to 30 of about 24,372,476 (306)
A Comparative Analysis of Machine Learning Models for the Prediction of Insurance Uptake in Kenya
Data, 2021 The role of insurance in financial inclusion and economic growth, in general, is immense and is increasingly being recognized. However, low uptake impedes the growth of the sector, hence the need for a model that robustly predicts insurance uptake among ...
Nelson Kemboi Yego +2 more
doaj +1 more source
Usage-based vehicle insurance: Driving style factors of accident probability and severity [PDF]
Journal of Transportation Safety & Security, 2021 The paper introduces an approach to telematics devices data application in automotive insurance. We conduct a comparative analysis of different types of devices that collect information on vehicle utilization and driving style of its driver, describe advantages and disadvantages of these devices and indicate the most efficient from the insurer point of
Ivan Stankevich +3 more
openaire +2 more sources
Synthetic Dataset Generation of Driver Telematics
Risks, 2021 This article describes the techniques employed in the production of a synthetic dataset of driver telematics emulated from a similar real insurance dataset.
Banghee So +2 more
doaj +1 more source
Exposure as Duration and Distance in Telematics Motor Insurance Using Generalized Additive Models
Risks, 2017 In Pay-As-You-Drive (PAYD) automobile insurance, the premium is fixed based on the distance traveled, while in usage-based insurance (UBI) the driving patterns of the policyholder are also considered. In those schemes, drivers who drive more pay a higher
Jean-Philippe Boucher +2 more
doaj +1 more source
Data Acquisition, Analysis and Transmission Platform for a Pay-As-You-Drive System
Sensors, 2010 This paper presents a platform used to acquire, analyse and transmit data from a vehicle to a Control Centre as part of a Pay-As-You-Drive system. The aim is to monitor vehicle usage (how much, when, where and how) and, based on this information, assess ...
Luciano Boquete +5 more
doaj +1 more source
A survey on driving behavior analysis in usage based insurance using big data
Journal of Big Data, 2019 The emergence and growth of connected technologies and the adaptation of big data are changing the face of all industries. In the insurance industry, Usage-Based Insurance (UBI) is the most popular use case of big data adaptation.
Subramanian Arumugam, R. Bhargavi
doaj +1 more source
ISPRS International Journal of Geo-Information, 2020 Usage-Based Insurance (UBI) is an insurance framework that has made its appearance in the last few years. It allows direct measurement of the traveling of policyholders, hence the growing interest of the industry to better understand driving behaviors ...
Philippe Blais +3 more
doaj +1 more source
Adjusting cyber insurance premiums based on frequency in a communication network
IJAIN (International Journal of Advances in Intelligent Informatics), 2021 This study compares cyber insurance premiums with and without a communication network effect frequency. As a cybersecurity factor, the frequency in a communication network influences the speed of cyberattack transmission.
Sapto Wahyu Indratno +2 more
doaj +1 more source
Towards Pay-As-You-Move (PAYM) insurance: The multimodal mobility risk transfer solution
Transportation Research Interdisciplinary PerspectivesClimate change, emissions and carbon–neutral city goals have increased the focus on developing a more diverse socio-environmentally friendly transportation ecosystem.
Emer Owens +5 more
doaj +1 more source
Research on the UBI Car Insurance Rate Determination Model Based on the CNN-HVSVM Algorithm
IEEE Access, 2020 With the support of Internet of Vehicles technology, UBI (Usage Based Insurance) car insurance rate determination has certain guiding significance for achieving accurate pricing of car insurance rates and satisfying the personalized needs of users. Based
Chun Yan +4 more
doaj +1 more source