Results 261 to 270 of about 23,220,025 (304)
Some of the next articles are maybe not open access.
Scalable Decentralized Privacy-Preserving Usage-Based Insurance for Vehicles
IEEE Internet of Things Journal, 2021Compared with traditional insurance schemes, usage-based insurance (UBI) for vehicles is more economic and accurate for drivers since its insurance premium calculation depends on how vehicles are driven. However, UBI requires sensitive driving data to determine insurance premiums, and this could result in serious privacy breach for drivers.
Xiuzhen Cheng +2 more
exaly +2 more sources
Usage-Based Insurance—Impact on Insurers and Potential Implications for InsurTech
North American Actuarial Journal, 2021Insurers are increasingly embracing the InsurTech ecosystem. The most important InsurTech-related trend in automobile insurance is usage-based insurance (UBI), which enables insurers to access and ...
Xin Che, Andre Liebenberg, Jianren Xu
openaire +1 more source
Usage-based insurance system based on carrier-cloud-client
2015 10th International Conference on Communications and Networking in China (ChinaCom), 2015With the increasing availability of driving operation data and vehicle information for auto insurance services, it is possible for insurance companies to provide differentiate insurance premiums and value-added services for drivers. We develop a usage based insurance system for the first time, which is comprised of carrier, cloud and client referring ...
Jiangqin Peng +3 more
openaire +1 more source
Speed-Based Location Tracking in Usage-Based Automotive Insurance
2017 IEEE 37th International Conference on Distributed Computing Systems (ICDCS), 2017Usage-based Insurance (UBI) is regarded as a promising way to offer more accurate insurance premium by profiling driving behaviors. Compared with traditional insurance which considers drivers' history of accidents, traffic violations and etc, UBI focuses on driving data and can give a more reasonable insurance premium based on the current driving ...
Lu Zhou +4 more
openaire +2 more sources
A Blockchain-Based Approach for Usage Based Insurance and Incentive in ITS
TENCON 2019 - 2019 IEEE Region 10 Conference (TENCON), 2019With the increasing number of vehicles on the road, the insurance market for vehicular insurance is also increasing. There has been a massive proliferation in the number of policy taken by the drivers over the year. The traditional vehicular insurance processes used by the insurance companies rely on analyzing the history of the behaviors of the ...
Pranav Kumar Singh +4 more
openaire +2 more sources
Progressive Patents for Usage-Based Insurance
SSRN Electronic Journal, 2017The material in this case presents Progressive Insurance as it faced important decisions regarding how to proceed with its usage-based insurance (UBI) initiatives, including the Snapshot device and related patents. Progressive had a head start on its competitors employing UBI pricing, but several competing insurance companies had been testing the ...
John Ziegler, Jacqueline Doyle
openaire +1 more source
Usage-based Insurance Using IoT Platform
2017 21st International Computer Science and Engineering Conference (ICSEC), 2017The premium of car insurance is normally calculated based on statistics i. e. car and driver information. Drivers who have the same age range pay equivalent premiums regardless of their driving behavior. We propose the usage-based insurance (UBI) system that takes driver behaviors into account.
Puntavut Lertpunyavuttikul +2 more
openaire +1 more source
Usage‐based insurance and its acceptance: An empirical approach
Risk Management and Insurance Review, 2021AbstractThis study aims to explore the motor insurance market's attitude towards usage‐based insurance (UBI), and thus its readiness for a launch in the near future. Data on client perception was collected using a structured questionnaire. On the basis of this, an initial selection of factors, other than income, that could influence the declared ...
Adam Śliwiński, Łukasz Kuryłowicz
openaire +2 more sources
Smartphone-Based Telematics for Usage Based Insurance
2016In this chapter we study and introduce a smartphone-based telematics system for usage-based insurance (UBI). The smartphone has been identified as an enabler for future UBI, replacing the in-vehicle telecommunication hardware devices with a ubiquitous device with a plurality of sensors, means for data processing and wireless communication.
Prokopis Vavouranakis +3 more
openaire +1 more source
, 2019 There is a need to shift into more customer-centric model, as more insurance companies light up telematics technology. Imagine being able to predict an incident before it happens. Merging data analytics together with driver behavior is a game changing reality companies are just beginning to realize the benefits of.
Bikov, Dusan +5 more
openaire