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PRIDE: A Private and Decentralized Usage-Based Insurance Using Blockchain
2018 IEEE International Conference on Internet of Things (iThings) and IEEE Green Computing and Communications (GreenCom) and IEEE Cyber, Physical and Social Computing (CPSCom) and IEEE Smart Data (SmartData), 2018Usage-based Insurance (UBI) for vehicles determines the insurance premiums according to actual usage and driving pattern. It can significantly reduce insurance costs for safe drivers, however, UBI schemes require detailed driving data to determine the insurance premiums, which may lead to serious privacy breach for drivers.
Zhiguo Wan +2 more
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MoCha: Large-Scale Driving Pattern Characterization for Usage-based Insurance
Proceedings of the 27th ACM SIGKDD Conference on Knowledge Discovery & Data Mining, 2021Given widely adopted vehicle tracking technologies, usage-based insurance has been a rising market over the past few years. With potential discounts from insurance companies, customers voluntarily install sensing devices in their vehicles for insurance companies, which are utilized to analyze their historical driving patterns to derive the risks of ...
Zhihan Fang +7 more
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Brake Data-Based Location Tracking in Usage-Based Automotive Insurance Programs
2020 19th ACM/IEEE International Conference on Information Processing in Sensor Networks (IPSN), 2020Many usage-based automotive insurance programs do not directly use any GPS-based location tracking devices. Instead, CAN-bus data, such as brake signal data, can be collected by these programs to evaluate drivers’ driving habits and vehicle usage policies.
Ankur Sarker +4 more
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Discrimination Issues in Usage-Based Insurance for Traditional and Autonomous Vehicles
2020Vehicle insurance companies have started to offer usage-based policies which track users to estimate premiums. In this paper we argue that usage-based vehicle insurance can lead to indirect discrimination of sensitive personal characteristics of users, have a negative impact in multiple personal freedoms, and contribute to reinforcing existing socio ...
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Machine learning based car accident risk prediction for usage-based insurance
Intelligent Data Analysis: An International JournalThe Usage-Based Insurance paradigm, which is receiving a lot of attention in recent years, envisages computing the car policy premium based on accident risk probability, evaluated observing the past driving history and habits. However, Usage-Based Insurance strategies are usually based on simple empirical decision rules built on travelled distance. The
Silvia Carla Strada +3 more
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Investigation on Consumers' Acceptance of Usage Based Insurance with Internet of Vehicles
2019 IEEE Eurasia Conference on IOT, Communication and Engineering (ECICE), 2019The purpose of this paper is to explore the consumer acceptability of Usage Based Insurance (this article is referred to as UBI) in the context of vehicle networking. The research and analysis are carried out by the combination of qualitative and quantitative research.
Qian-Ru Zhuo, Yu-Zhou Huang
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Health insurance status and cancer stage at diagnosis and survival in the United States
Ca-A Cancer Journal for Clinicians, 2022Leticia Nogueira +2 more
exaly
SP2UBI: Secure and Privacy-Preserving Usage-Based Insurance
The transition from traditional auto insurance, whose basis is defined by a set of static parameters, like the age of driver and number of accidents, to Usage-Based Insurance, whose pricing is based on driving behavior, was boosted by Intelligent Transportation Systems.Aghamirkarimi, Mobin +3 more
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