BarekengMotor vehicle usage in Indonesia ranks among the highest globally, reaching approximately 141,992,573 units. The growing variety and number of automobiles contribute significantly to traffic congestion and heightened risks to public safety.
Seftina Diyah Miasary +2 more
doaj +1 more source
A Survey of the Individual Claim Size and Other Risk Factors Using Credibility Bonus-Malus Premiums
Risks, 2020 In this paper, a flexible count regression model based on a bivariate compound Poisson distribution is introduced in order to distinguish between different types of claims according to the claim size. Furthermore, it allows us to analyse the factors that
Emilio Gómez-Déniz +1 more
doaj +1 more source
Modeling and Performance of Bonus-Malus Systems: Stationarity versus Age-Correction
Risks, 2014 In a bonus-malus system in car insurance, the bonus class of a customer is updated from one year to the next as a function of the current class and the number of claims in the year (assumed Poisson).
Søren Asmussen
doaj +1 more source
Asignación de primas en el seguro del automóvil utilizando el Análisis en ComponentesPrincipales Funcionales = Premium allocation in the car insurance by using Functional Principal Component Analysis. [PDF]
Revista de Métodos Cuantitativos para la Economía y la Empresa, 2007 El estudio de las primas de riesgo en el seguro del automóvil es de suma importancia, debido a la gran competitividad existente en el mercado asegurador.
Herranz Peinado, C. Patricia +2 more
doaj
Evaluating the influential priority of the factors on insurance loss of public transit. [PDF]
PLoS ONE, 2018 Understanding correlation between influential factors and insurance losses is beneficial for insurers to accurately price and modify the bonus-malus system. Although there have been a certain number of achievements in insurance losses and claims modeling,
Wenhui Zhang +3 more
doaj +1 more source
Energy, Sustainability and Society, 2023 Background District Heating (DH) is a technology that provides heating and domestic hot water to buildings and is an important technology for supporting the European energy transition.
Kristina Lygnerud +6 more
doaj +1 more source
Estudio comparativo entre metodologías para el diseño de Sistemas Bonus-Malus.
Rect@, 2004 El objetivo de este trabajo es mostrar un método para hacer comparaciones entre Sistemas Bonus Malus. Se comparan Sistemas Bonus Malus obtenidos mediante la metodología GPBM, basada en Programación por Metas y Sistemas Bonus Malus obtenidos mediante la ...
Núñez del Prado, José Antonio +2 more
doaj
The Cost of Legal Restrictions on Experience Rating [PDF]
, 2020 We investigate the cost of legal restrictions on experience rating in auto and home insurance. The cost is an opportunity cost as experience rating can mitigate the problems associated with unobserved heterogeneity in claim risk, including mispriced ...
Barseghyan, Levon +3 more
core +1 more source
Análisis de los factores de riesgo en el seguro de automóvil mediante ecuaciones estructurales
Innovar: Revista de Ciencias Administrativas y Sociales, 2015 La gestión de riesgos, asociada al seguro del automóvil, es una cuestión crucial a la que se enfrentan en la actualidad tanto actuarios como profesionales del sector.
María Jesús Segovia-Vargas +3 more
doaj +1 more source
Optimal claim behaviour for third-party liability insurances or to claim or not to claim: that is the question [PDF]
, 1990 It is proved that the optimal decision rule to claim or not to claim for damage is of the form: ‘to claim for damage only if its amount exceeds a certain limit’.
Dellaert, N.P. (Nico) +2 more
core +3 more sources