Results 31 to 40 of about 4,600 (197)

A Survey of the Individual Claim Size and Other Risk Factors Using Credibility Bonus-Malus Premiums

Risks, 2020
In this paper, a flexible count regression model based on a bivariate compound Poisson distribution is introduced in order to distinguish between different types of claims according to the claim size. Furthermore, it allows us to analyse the factors that
Emilio Gómez-Déniz, Enrique Calderín-Ojeda   +1 more
doaj   +1 more source

THE UTILIZATION OF TRANSITION MATRIX IN BONUS-MALUS SCHEME FOR DETERMINING MOTOR VEHICLE INSURANCE PREMIUMS

Barekeng
Motor vehicle usage in Indonesia ranks among the highest globally, reaching approximately 141,992,573 units. The growing variety and number of automobiles contribute significantly to traffic congestion and heightened risks to public safety.
Seftina Diyah Miasary, Ayus Riana Isnawati, Hana Zhafira Marmu'asyifa   +2 more
doaj   +1 more source

Optimal Claiming Strategies in Bonus Malus Systems and Implied Markov Chains

Risks, 2017
In this paper, we investigate the impact of the accident reporting strategy of drivers, within a Bonus-Malus system. We exhibit the induced modification of the corresponding class level transition matrix and derive the optimal reporting strategy for ...
Arthur Charpentier, Arthur David, Romuald Elie   +2 more
doaj   +1 more source

Does Proactivity Affect Insurance Solidarity and Individual Responsibility?

The British Journal of Sociology, EarlyView.
ABSTRACT Over the past 20 years, the insurance industry has been experimenting with technological innovations that deeply affect its business model and social function. This article explores the use of digital technologies to monitor policyholders' behaviour and personalise their insurance coverage.
Alberto Cevolini, Elena Esposito
wiley   +1 more source

Modeling and Performance of Bonus-Malus Systems: Stationarity versus Age-Correction

Risks, 2014
In a bonus-malus system in car insurance, the bonus class of a customer is updated from one year to the next as a function of the current class and the number of claims in the year (assumed Poisson).
Søren Asmussen
doaj   +1 more source

Artificial intelligence‐powered plant phenomics: Progress, challenges, and opportunities

The Plant Phenome Journal, Volume 9, Issue 1, December 2026.
Abstract Artificial intelligence (AI), a key driver of the Fourth Industrial Revolution, is being rapidly integrated into plant phenomics to automate sensing, accelerate data analysis, and support decision‐making in phenomic prediction and genomic selection.
Xu Wang, Daeun Choi, Damian Adams, Jaehyun Ahn, Kelly Balmant, Raquel Dias, Carlos D. Messina, Rafael Muñoz‐Carpena, Vance M. Whitaker, Haipeng Yu, Ziwen Yu, Chang Zhao, Changying Li   +12 more
wiley   +1 more source

Selenium biofortification: integrating one health and sustainability

Journal of the Science of Food and Agriculture, Volume 106, Issue 4, Page 1955-1967, 15 March 2026.
Abstract Selenium (Se) biofortification in crops has emerged as a promising strategy to address global Se deficiencies and enhance both agricultural productivity and human health. Increasing the Se content of crops through biofortification improves their resilience to abiotic and biotic stresses and boosts their nutritional value.
Silvia Estarriaga‐Navarro, Nieves Goicoechea, Daniel Plano, Carmen Sanmartín   +3 more
wiley   +1 more source

Asignación de primas en el seguro del automóvil utilizando el Análisis en ComponentesPrincipales Funcionales = Premium allocation in the car insurance by using Functional Principal Component Analysis. [PDF]

Revista de Métodos Cuantitativos para la Economía y la Empresa, 2007
El estudio de las primas de riesgo en el seguro del automóvil es de suma importancia, debido a la gran competitividad existente en el mercado asegurador.
Herranz Peinado, C. Patricia, Guerrero Casas, Flor M., Segovia González, M. Manuela   +2 more
doaj  

A study on how efficient measures for secondary district heating system performance can be encouraged by motivational tariffs

Energy, Sustainability and Society, 2023
Background District Heating (DH) is a technology that provides heating and domestic hot water to buildings and is an important technology for supporting the European energy transition.
Kristina Lygnerud, Theo Nyberg, Anna Nilsson, Antoine Fabre, Pascal Stabat, Chloé Duchayne, Valentin Gavan   +6 more
doaj   +1 more source

Conservation challenges and opportunities for native apple (Malus) species in Canada

PLANTS, PEOPLE, PLANET, Volume 8, Issue 1, Page 134-156, January 2026.
Apple, one of the world's most widely cultivated and economically important fruit crops, has two wild relatives native to Canada. In this review, we describe the importance of these native apple species to Indigenous heritage and the current threats the species faces due to pests, diseases, and habitat loss.
Terrell T. Roulston, Chelsey Geralda Armstrong, Mckenna Batstone, Kyle Bobiwash, Sylvia Grace Borda, Dionne Bunsha, Claudia Ciotir, Brian C. Husband, Paul Manning, Tara L. Moreau, Amritpal S. Singh, Tyler W. Smith, Jens Ulrich, Zoë Migicovsky   +13 more
wiley   +1 more source