Results 61 to 70 of about 4,642 (192)
A Bonus–Malus System (BMS) is a ratemaking mechanism used in insurance to adjust premiums based on a policyholder’s claim history, with the goal of segmenting risk profiles more accurately.
Asrar Alyafie +2 more
doaj +1 more source
On the Evaluation of the Asymptotic Fairness of Bonus-Malus Systems [PDF]
In this paper we try to evaluate the asymptotic fairness of bonus-malus systems, assuming the simplest case when there is no hunger for bonus.The asymptotic fairness has to be understood as the bonus-malus systemability in assessing the individual risks ...
A. Heras, J.A. Gil, J.L. Vilar
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Estimating the Effect of a Change in Insurance Pricing Regime on Accidents with Endogenous Mobility [PDF]
In this paper, we estimate the impact of introducing a bonus-malus system on the probability of having automobile accidents, taking into account contract duration or the client mobility between insurers.
Benoit Dostie, Georges Dionne
core +3 more sources
Contract design and insurance fraud : an experimental investigation [PDF]
This paper investigates the impact of insurance contract design on the behavior of filing fraudulent claims in an experimental setup. We test how fraud behavior varies for insurance contracts with full coverage, a straight deductible or variable premiums
Lammers, Frauke, Schiller, Jörg
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En renässansaristoteliker om den mänskliga frihetens gränser
During the Renaissance, philosophical discussions about human action were mainly centred on problems dealing with the reconciliation of human free will with divine foreknowledge and astral determination.
Lorenzo Casini
doaj
Cost Modeling for Pickup and Delivery Outsourcing in CEP Operations: A Multidimensional Approach
Background: The growth of parcel volumes in urban areas, largely driven by e-commerce, has increased the complexity of pickup and delivery operations. To meet demands for cost efficiency, flexibility, and sustainability, CEP (Courier, Express, and Parcel)
Ermin Muharemović +4 more
doaj +1 more source
Separating Moral Hazard from Adverse Selection and Learning in Automobile Insurance: Longitudinal Evidence from France [PDF]
The identification of information problems in different markets is a challenging issue in the economic literature. In this paper, we study the identification of moral hazard from adverse selection and learning within the context of a multi-period dynamic
Georges Dionne +2 more
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Ecolabels and novel environmental assessment methods are increasingly being used to evaluate the environmental impacts of food items. Some ecolabels build on life cycle assessment, a standardised method for the environmental impact assessment of products
Andreas Roesch +4 more
doaj +1 more source
Performance Pay in Hospitals: An Experiment on Bonus-Malus Incentives. [PDF]
Kairies-Schwarz N, Souček C.
europepmc +1 more source
The unification bonus (malus) in postwall Eastern Germany [PDF]
This paper presents estimates of the unification bonus for East Germans over the period 1991 to 1998. The unification bonus is defined as the discounted value of the difference between a person's actual income and his or her counterfactual real income ...
Beblo, Miriam +2 more
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