Results 21 to 30 of about 125,184 (329)
Paying Too Much? Borrower Sophistication and Overpayment in the US Mortgage Market
We document wide dispersion in the mortgage rates that households pay on identical loans, and show that borrowers' financial sophistication is an important determinant of the rates obtained. We estimate a gap between the 10th and 90th percentile mortgage
Neil Bhutta, A. Fuster, Aurel Hizmo
semanticscholar +1 more source
THE CREDITWORTHINESS ASSESSMENT OF THE CONSTRUCTION ORGANIZATIONS
The following article gives the information about the researches of the solvency analysis problem of economical entities. This problem belongs to special types of the enterprises, namely construction organizations which financial and economic activity is
Anton Murzin, Tatiana Rogova
doaj
In this research, analyzing the difficulties of efficiency of commercial banks’ credit operations, the author has paid special attention to such issues like the process of management and assessment of borrowers’ creditworthiness, as well as formation of ...
Chaplinska A.
doaj +1 more source
Investigating the Role of Microcredit on Agricultural Output in Rural-Bangladesh [PDF]
Microcredit or Microfinance is being considered as one of the investment-sources for local farmers who want to cultivate their land. It is highly difficult for local-farmers to collect fund for field-level investment, these farmers select micro-credit ...
Md. Imrul Hasan +3 more
doaj +1 more source
IMPROVING THE MANAGEMENT EFFICIENCY OF BANKING INSTITUTIONS THROUGH INTERACTION WITH CREDIT BUREAU [PDF]
Emerging financial crises adversely affect the activities of banking institutions, which requires additional measures of the bank aimed at allocating resources with a minimum level of risk.
Elena A. Posnaya +3 more
doaj +1 more source
Debt bondage doesn't affect only individuals and families: it has shackled entire nations
openaire +1 more source
The article considers the theoretical basis for class division of forensic economic examinations into types and kinds by various expert institutions.The type classification of forensic financial and economic examinations is proposed depending on the ...
M. M. Vinogradova
doaj +1 more source
Time after time – circadian clocks through the lens of oscillator theory
Oscillator theory bridges physics and circadian biology. Damped oscillators require external drivers, while limit cycles emerge from delayed feedback and nonlinearities. Coupling enables tissue‐level coherence, and entrainment aligns internal clocks with environmental cues.
Marta del Olmo +2 more
wiley +1 more source
P2P LENDING: FINANCING ALTERNATIVE IN THE DIGITAL ERA [PDF]
Recently, the fast development of information technologies and digitalization in numerous economic sectors has completely transformed traditional business models and caused irreversible changes.
Zorica Golić
doaj +1 more source
Objective In complex diseases, it is challenging to assess a patient's disease state, trajectory, treatment exposures, and risk of multiple outcomes simultaneously, efficiently, and at the point of care. Methods We developed an interactive patient‐level data visualization and analysis tool (VAT) that automates illustration of the trajectory of a ...
Ji Soo Kim +18 more
wiley +1 more source

