Results 21 to 30 of about 125,184 (329)

Paying Too Much? Borrower Sophistication and Overpayment in the US Mortgage Market

open access: yesSocial Science Research Network, 2019
We document wide dispersion in the mortgage rates that households pay on identical loans, and show that borrowers' financial sophistication is an important determinant of the rates obtained. We estimate a gap between the 10th and 90th percentile mortgage
Neil Bhutta, A. Fuster, Aurel Hizmo
semanticscholar   +1 more source

THE CREDITWORTHINESS ASSESSMENT OF THE CONSTRUCTION ORGANIZATIONS

open access: yesВестник Северо-Кавказского федерального университета, 2022
The following article gives the information about the researches of the solvency analysis problem of economical entities. This problem belongs to special types of the enterprises, namely construction organizations which financial and economic activity is
Anton Murzin, Tatiana Rogova
doaj  

Evaluation of the borrower’s creditworthiness as an important condition for enhancing the effectiveness of lending operations

open access: yesSHS Web of Conferences, 2012
In this research, analyzing the difficulties of efficiency of commercial banks’ credit operations, the author has paid special attention to such issues like the process of management and assessment of borrowers’ creditworthiness, as well as formation of ...
Chaplinska A.
doaj   +1 more source

Investigating the Role of Microcredit on Agricultural Output in Rural-Bangladesh [PDF]

open access: yesAnnals of the University of Craiova for Journalism, Communication and Management
Microcredit or Microfinance is being considered as one of the investment-sources for local farmers who want to cultivate their land. It is highly difficult for local-farmers to collect fund for field-level investment, these farmers select micro-credit ...
Md. Imrul Hasan   +3 more
doaj   +1 more source

IMPROVING THE MANAGEMENT EFFICIENCY OF BANKING INSTITUTIONS THROUGH INTERACTION WITH CREDIT BUREAU [PDF]

open access: yesProceedings on Engineering Sciences, 2020
Emerging financial crises adversely affect the activities of banking institutions, which requires additional measures of the bank aimed at allocating resources with a minimum level of risk.
Elena A. Posnaya   +3 more
doaj   +1 more source

To borrow and to borrow [PDF]

open access: yesIndex on Censorship, 2000
Debt bondage doesn't affect only individuals and families: it has shackled entire nations
openaire   +1 more source

Expert Approach to Solving Tasks of Identifying Areas on Credit Funds Spending in the Course of Forensic Economic Examination

open access: yesТеория и практика судебной экспертизы
The article considers the theoretical basis for class division of forensic economic examinations into types and kinds by various expert institutions.The type classification of forensic financial and economic examinations is proposed depending on the ...
M. M. Vinogradova
doaj   +1 more source

Time after time – circadian clocks through the lens of oscillator theory

open access: yesFEBS Letters, EarlyView.
Oscillator theory bridges physics and circadian biology. Damped oscillators require external drivers, while limit cycles emerge from delayed feedback and nonlinearities. Coupling enables tissue‐level coherence, and entrainment aligns internal clocks with environmental cues.
Marta del Olmo   +2 more
wiley   +1 more source

P2P LENDING: FINANCING ALTERNATIVE IN THE DIGITAL ERA [PDF]

open access: yesZbornik Radova Ekonomskog Fakulteta u Istočnom Sarajevu
Recently, the fast development of information technologies and digitalization in numerous economic sectors has completely transformed traditional business models and caused irreversible changes.
Zorica Golić
doaj   +1 more source

Development of a Personalized Visualization and Analysis Tool to Improve Clinical Care in Complex Multisystem Diseases With Application to Scleroderma

open access: yesArthritis Care &Research, EarlyView.
Objective In complex diseases, it is challenging to assess a patient's disease state, trajectory, treatment exposures, and risk of multiple outcomes simultaneously, efficiently, and at the point of care. Methods We developed an interactive patient‐level data visualization and analysis tool (VAT) that automates illustration of the trajectory of a ...
Ji Soo Kim   +18 more
wiley   +1 more source

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