Results 41 to 50 of about 2,362,321 (352)
Lean Thinking in Banking Industry: Waste Identification on Credit Disbursement Process
E3S Web of Conferences, 2018 Waste is not only found in the manufacturing industry but also in the service industry, especially in banking industry. This paper describes a comprehensive lean approach applied to the banking industry.
Indah Rizkya +3 more
doaj +1 more source
Modelling customers credit card behaviour using bidirectional LSTM neural networks
Journal of Big Data, 2021 With the rapid growth of consumer credit and the huge amount of financial data developing effective credit scoring models is very crucial. Researchers have developed complex credit scoring models using statistical and artificial intelligence (AI ...
Maher Ala’raj +2 more
doaj +1 more source
Consumer finance: challenges for operational research
, 2010 Consumer finance has become one of the most important areas of banking, both because of the amount of money being lent and the impact of such credit on global economy and the realisation that the credit crunch of 2008 was partly due to incorrect ...
Thomas, Lyn C.
core +1 more source
Conductance‐Dependent Photoresponse in a Dynamic SrTiO3 Memristor for Biorealistic Computing
Advanced Functional Materials, EarlyView.A nanoscale SrTiO3 memristor is shown to exhibit dynamic synaptic behavior through the interaction of local electrical and global optical signals. Its photoresponse depends quantitatively on the conductance state, which evolves and decays over tunable timescales, enabling ultralow‐power, biorealistic learning mechanisms for advanced in‐memory and ...
Christoph Weilenmann +8 more
wiley +1 more source
Responsible lending as means of protecting consumers in credit contracts in the law of the European Union [PDF]
Zbornik Radova: Pravni Fakultet u Novom Sadu, 2019 The traditional concept of consumer law relies on the so-called information paradigm. It postulates the ability of consumers to make rational choices if they are provided with all the necessary information as well as the required level of transparency of
Dudaš Atila I.
doaj
Kilka uwag na temat zmian w ustawie o kredycie konsumenckim
Acta Iuris Stetinensis, 2017 This article deals with selected amendments to the Consumer Credit Act, in particular the definition of a loan institution and the maximum non-interest costs of credit.
Paweł Daszczuk
doaj +1 more source
Advanced Functional Materials, EarlyView.Optoelectronic synaptic devices based on solution‐processed molecular telluride GST‐225 phase‐change inks are demonstrated for three‐factor learning. A global optical signal broadcast through a silicon waveguide induces non‐volatile conductance updates exclusively in locally electrically flagged memristors.
Kevin Portner +14 more
wiley +1 more source
Judicial review of illegal clauses in consumer loan agreements
Zeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej, 2023 The Consumer Credit Act of 12 May 2011 introduced, with effect from 11 March 2016, Article 36 a 1, which specifies the maximum amount of non-interest credit costs. The maximum amount of these costs is calculated according to a formula (Article 36a (1)),
Justyna Fibinger-Jasińska
doaj +1 more source
Advanced Materials, EarlyView.Metal‐free carbon catalysts enable the sustainable synthesis of hydrogen peroxide via two‐electron oxygen reduction; however, active site complexity continues to hinder reliable interpretation. This review critiques correlation‐based approaches and highlights the importance of orthogonal experimental designs, standardized catalyst passports ...
Dayu Zhu +3 more
wiley +1 more source