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The internet consumer credit industry has entered a stage of standardized development in China, and many internet consumer credit services have been widely adopted by consumers in recent years.
Jiangbo Zou, Xiaokang Fu
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DYNAMIC SIMULATION MODEL OF THE CONSUMER CREDIT PORTFOLIO OF COMMERCIAL BANK [PDF]
The article considers the problems of formation of consumer credit portfolio of commercial banks. Presents a dynamic simulation model, allowing to develop strategy and operational plans in the field of credit operations of the Bank and to analyze the ...
Sergey Kryukov, Kseniya Dorofeeva
doaj
Abstract Nucleus outgrower schemes are contractual arrangements where well‐resourced large‐scale farmers (nucleus farmers) are empowered by development support agencies to take charge of smallholder farmers, by providing them with market access and the necessary training on agronomic practices and farm inputs for production.
Dominic Tasila Konja, Awudu Abdulai
wiley +1 more source
Living with Credit and Installment Plans: The Situation in a Southern Kazakhstan [PDF]
In modern developed economies, the prevalence of credit usage and installment plans has become a notable feature of consumer behavior. Understanding how consumers navigate credit usage and installment plans is crucial for engaging with today’s complex ...
Murat O. Nassimov
doaj +3 more sources
Analysis of Internet Financial Risk Control Model Based on Machine Learning Algorithms
On the basis of traditional credit risk control, this paper proposes the demand and direction of a new credit risk control strategy based on machine learning and relying on big data.
Mingjin Liu, Ruijie Gao, Wei Fu
doaj +1 more source
Consumers and Credit Disclosures: Credit Cards and Credit Insurance [PDF]
Under the Truth in Lending Act, the Federal Reserve has the responsibility for writing the implementing rules, which it has carried out with its Regulation Z. Because this law is so critical for federal consumer protection policy in the credit area and because it imposes significant compliance costs on creditors, questions have been raised about ...
openaire +1 more source
The Relationship Between Interest Rates and Agricultural Commodity Price Dynamics
ABSTRACT The U.S. Federal Reserve has undertaken several interest rate interventions in the past decade. This study explores the relationship between U.S. corn and soybean prices and Federal Reserve monetary policy interventions, in the short and long run.
Zhining Sun, Ani L. Katchova
wiley +1 more source
The growth of consumer credit in Asia [PDF]
Consumer credit has shown strong growth in emerging and newly industrialised Asian economies in recent years. While credit card lending has helped smooth consumer spending and improved the profitability of financial institutions, it also represents a new
He, Dong, Li, Kim-hung, Yao, Effie
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Does Contract Farming Improve Diet Quality? The Case of Senegalese Smallholders
ABSTRACT The institution of contract farming has gained prominence in most developing countries owing to its numerous benefits. While several studies have already highlighted the welfare benefits of contract farming, very few have investigated the effects on diet quality, despite poor quality diets being a serious challenge in most parts of the ...
Francis E. Ndip, Takeshi Sakurai
wiley +1 more source
The Effects of Competition in Consumer Credit Market
This paper finds that banks and nonbanks respond differently to increased competition in consumer credit markets. Increased competition and a greater threat of failure induces banks to specialize in relationship business lending, and surviving banks ...
Stefan Gissler +2 more
semanticscholar +1 more source

