Results 121 to 130 of about 615,163 (297)
Consumer credit and payment cards [PDF]
We consider debit and credit card networks. Our contribution is to introduce the role of consumer credit into these payment networks, and to assess the way this affects competition and equilibrium fees.
Bolt, Wilko +2 more
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Lifecycle‐Based Governance to Build Reliable Ethical AI Systems
Systems Research and Behavioral Science, EarlyView.ABSTRACT Artificial intelligence (AI) systems represent a paradigm shift in technological capabilities, offering transformative potential across industries while introducing novel governance and implementation challenges. This paper presents a comprehensive framework for understanding AI systems through three critical dimensions: trustworthiness ...
Maikel Leon
wiley +1 more source
The COVID-19 shock and consumer credit: Evidence from credit card data. [PDF]
J Bank Financ, 2023 Horvath A, Kay B, Wix C.
europepmc +1 more source
Generative AI—the Transgression of Technology
Systems Research and Behavioral Science, EarlyView.ABSTRACT This article offers a systems‐theoretical analysis of generative artificial intelligence (GenAI) grounded in Niklas Luhmann's sociology of technology. It addresses a central conceptual problem: How GenAI can be understood within a theoretical framework that has traditionally defined technology as a means of stabilising action through causal ...
Jesper Tække
wiley +1 more source
TESOL Quarterly, EarlyView.Abstract This classroom study explored the effects of vocabulary support on collocation learning and affective responses in task‐based language teaching (TBLT) among English‐as‐a‐foreign‐language (EFL) learners at a Japanese university. For this purpose, 68 EFL learners completed two interactive information‐gap tasks under either vocabulary‐support or ...
Yuichi Suzuki, Sachiko Nakamura
wiley +1 more source
Credit Card Fraud Detection: An Improved Strategy for High Recall Using KNN, LDA, and Linear Regression. [PDF]
Sensors (Basel), 2023 Chung J, Lee K.
europepmc +1 more source
An empirical analysis of subprime consumer credit demand [PDF]
, 2010 We test the interest rate sensitivity of subprime credit card borrowers using a unique panel data set from a UK credit card company. What is novel about our contribution is that we were given details of a randomized interest rate experiment conducted by ...
Alan, Sule, Lóránth, Gyöngyi
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Do Sovereign‐Environmental, Social and Governance (S‐ESG) Commitments Promote Financial Inclusion?
Thunderbird International Business Review, EarlyView.ABSTRACT Given the need to respect humanity, the environment, and society, and the progressive development of social responsibility, environmental, social and governance (ESG) commitments and the need for ethical and sustainable finance, this paper aims to examine the impact of sovereign ESG on financial inclusion (FI).
Inès Gharbi +2 more
wiley +1 more source
A Study of the Interrelated Bilateral Transactions in Credit Card Networks [PDF]
Over the last decade, consumers have tripled their use of credit cards as more merchants have increased their acceptance of them. This increase suggests that incentives in today's marketplace favor greater credit card use by consumers and acceptance by ...
Alpa Shah, Sujit Chakravorti
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Local Ecological Knowledge Reveals the Distribution of Cryptic Nocturnal Wildlife
Wildlife Letters, EarlyView.Many nocturnal animals are difficult to study because they are rarely seen, including nocturnal primates, galagos and pottos, in West Africa. Working with over 600 people in 52 villages in southern Guinea‐Bissau, we found that communities frequently recognized galagos by their red eyeshine and distinctive calls, while pottos were not known.
Chloe Chesney +6 more
wiley +1 more source