Results 11 to 20 of about 615,163 (297)
Credit Card Debt Puzzles [PDF]
SSRN Electronic Journal, 2007 Most US credit card holders revolve high-interest debt, often combined with substantial (i) asset accumulation by retirement, and (ii) low-rate liquid assets. Hyperbolic discounting can resolve only the former puzzle (Laibson et al., 2003). Bertaut and Haliassos (2002) proposed an 'accountant-shopper'framework for the latter.
Haliassos, Michael, Reiter, Michael
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A machine learning based credit card fraud detection using the GA algorithm for feature selection
Journal of Big Data, 2022 The recent advances of e-commerce and e-payment systems have sparked an increase in financial fraud cases such as credit card fraud. It is therefore crucial to implement mechanisms that can detect the credit card fraud.
Emmanuel Ileberi +2 more
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Factors influencing the effectiveness of credit card fraud prevention in Indonesian issuing banks [PDF]
Banks and Bank Systems, 2023 The increase in online credit card transactions in the digital era has caused an increase in credit card cyber incidents. This is happening globally, including in Indonesia.
Yuli Dewi +3 more
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Credit Cards and Inflation [PDF]
SSRN Electronic Journal, 2009 zbMATH Open Web Interface contents unavailable due to conflicting licenses.
John Geanakoplos, Pradeep Dubey
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PERSEPSI ANALIS KARTU KREDIT TENTANG RESIKO KARTU KREDIT PADA BANK KONVENSIONAL DAN BANK SYARIAH
Jurnal Akuntansi Indonesia, 2014 This study aimed to compare the perception of risk analysts credit card at conventional banks and Islamic banks , case studies on the BNI and BNI Syariah in Semarang which includes the process of risk management application, credit card risk ...
Hilda Febianne Prayogo
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Credit card interchange fees [PDF]
Journal of Banking & Finance, 2009 We build a model of credit card pricing that explicitly takes into account credit functionality. In the model a monopoly card network always selects an interchange fee that exceeds the level that maximizes consumer surplus. If regulators only care about consumer surplus, a conservative regulatory approach is to cap interchange fees based on retailers ...
Rochet, J.-C., Wright, J.
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Al-Adl, 2017 Credit card is one of tool for simply payment, and its giving efficient and more value for customer. It is also completing retail transaction that publish as a payment tool that used in some transaction.
Andin Rusmini
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The Making of a Market: The Relational Aspects of Credit Card Installments in Turkey
İstanbul Üniversitesi Sosyoloji Dergisi, 2021 With over 80 million credit cards, the Turkish credit card market is one of the largest in Europe. As of July 2021, the total annual volume of credit card sales exceeded 588 billion Turkish lira.
Muhammed Fatih Karakaya
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Financial Literacy and Credit Card Behaviors: A Cross-Sectional Analysis by Age
Numeracy, 2013 In this study, we use a measure of financial literacy that includes both a test score of actual financial literacy and a self-rating of perceived financial literacy to investigate how financial literacy affects five credit card behaviors: (1) always ...
Sam Allgood, William Walstad
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Credit Card Fraud Detection Using AdaBoost and Majority Voting
IEEE Access, 2018 Credit card fraud is a serious problem in financial services. Billions of dollars are lost due to credit card fraud every year. There is a lack of research studies on analyzing real-world credit card data owing to confidentiality issues.
Kuldeep Randhawa +4 more
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