Results 61 to 70 of about 1,287,610 (291)

Credit Card Fraud Detection Using a New Hybrid Machine Learning Architecture

open access: yesMathematics, 2022
The negative effect of financial crimes on financial institutions has grown dramatically over the years. To detect crimes such as credit card fraud, several single and hybrid machine learning approaches have been used.
Esraa Faisal Malik   +4 more
semanticscholar   +1 more source

Credit Risk Prediction Using Machine Learning and Deep Learning: A Study on Credit Card Customers

open access: yesRisks
The increasing population and emerging business opportunities have led to a rise in consumer spending. Consequently, global credit card companies, including banks and financial institutions, face the challenge of managing the associated credit risks.
Victor I. Chang   +5 more
semanticscholar   +1 more source

A Novel text2IMG Mechanism of Credit Card Fraud Detection: A Deep Learning Approach

open access: yesElectronics, 2022
Online sales and purchases are increasing daily, and they generally involve credit card transactions. This not only provides convenience to the end-user but also increases the frequency of online credit card fraud. In the recent years, in some countries,
Abdullah Alharbi   +6 more
semanticscholar   +1 more source

Research on credit card transaction security supervision based on PU learning

open access: yes网络与信息安全学报, 2023
The complex and ever-evolving nature of credit card cash out methods and the emergence of various forms of fake transactions present challenges in obtaining accurate transaction information during customer interactions.In order to develop an accurate ...
Renfeng CHEN, Hongbin ZHU
doaj   +3 more sources

Temporal dynamics of payment choices: Unraveling the interplay between time preferences and credit card utilization in Japan

open access: yesCogent Economics & Finance
This study investigates whether the present bias influences the payment behavior of credit card holders in Japan. We hypothesize that credit card holders with present bias prefer to delay bill payment, even at the cost of accepting interest charges.
Yu Kuramoto   +5 more
doaj   +1 more source

The accounting treatment of credit card rewards programmes: a South African perspective (Part 2)

open access: yesJournal of Economic and Financial Sciences, 2017
Most credit card issuers offer their card holders participation in a customer loyalty programme. On 1 July 2007 the IASB issued IFRIC 13 Customer Loyalty Programmes to give specific guidance to suppliers on the accounting treatment of customer loyalty ...
Sophia Brink
doaj   +1 more source

Hybrid Undersampling and Oversampling for Handling Imbalanced Credit Card Data

open access: yesIEEE Access
Recent developments in the use of credit cards for a range of daily life activities have increased credit card fraud and caused huge financial losses for individuals and financial institutions. Most credit card frauds are conducted online through illegal
Maram Alamri, M. Ykhlef
semanticscholar   +1 more source

Tuning Machine Learning Models Using a Group Search Firefly Algorithm for Credit Card Fraud Detection

open access: yesMathematics, 2022
Recent advances in online payment technologies combined with the impact of the COVID-19 global pandemic has led to a significant escalation in the number of online transactions and credit card payments being executed every day.
Dijana Jovanovic   +5 more
semanticscholar   +1 more source

Enhanced credit card fraud detection based on attention mechanism and LSTM deep model

open access: yesJournal of Big Data, 2021
As credit card becomes the most popular payment mode particularly in the online sector, the fraudulent activities using credit card payment technologies are rapidly increasing as a result.
Ibtissam Benchaji   +3 more
semanticscholar   +1 more source

Consumer Credit Card Use Intention and Influence Factors Analysis

open access: yesMATEC Web of Conferences, 2017
Credit card as a kind of advanced means of payment and the new way of consumer credit in the world widely, but in our country is faced with some problems, such as their per capita spending is low, open the card number is small, motionless bank card is a ...
Wang Yantao
doaj   +1 more source

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