Results 71 to 80 of about 1,287,610 (291)
Journal of Applied Informatics and Computing, 2023 The amount of data from credit card users is increasing from year to year. Credit cards are an important need for people to make payments. The increasing number of credit card users is because it is considered more effective and efficient.
Hafid Ramadhan +3 more
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A Machine Learning Approach to Credit Card Customer Segmentation for Economic Stability
Proceedings of the 4th International Conference on Economic Management and Big Data Applications, ICEMBDA 2023, October 27–29, 2023, Tianjin, China: Credit card usage is a vital component of the global economy, but unpredictable customer behavior poses significant challenges. Machine learning (ML) has emerged as a powerful tool for customer segmentation in the credit card industry.
Yujuan Qiu, Jianxiong Wang
semanticscholar +1 more source
IEEE Access, 2021 The advance in technologies such as e-commerce and financial technology (FinTech) applications have sparked an increase in the number of online card transactions that occur on a daily basis.
Emmanuel Ileberi, Yanxia Sun, Z. Wang
semanticscholar +1 more source
CONCEPTUALISING ISLAMIC CREDIT CARDS BASED ON MUSHĀRAKA MUTANĀQISA
Journal of Islamic Monetary Economics and Finance, 2020 The purpose of this paper is to conceptualise an Islamic credit card (or mushāraka card) based on the Islamic principles of mushāraka mutanāqisa. A qualitative methodology was employed, with qualitative content analysis used on AAOIFI Shari’a Standard ...
Ahmed M Alkhan +2 more
doaj +1 more source
Tokovi osiguranja, 2022 This paper first briefly discusses the legal nature and legal framework of the loan and credit card agreement, its specific mandatory elements, and the relationship between such agreement and the credit card insurance agreement, followed by particular aspects of a credit card, its economic importance, and wide spread presence.
openaire +1 more source
Credit card spending limit and personal finance: system dynamics approach
Croatian Operational Research Review, 2014 Credit cards have become one of the major ways for conducting cashless transactions. However, they have a long term impact on the well being of their owner through the debt generated by credit card usage. Credit card issuers approve high credit limits to
Mirjana Pejić Bach +2 more
doaj
MINAT KEPEMILIKAN KARTU KREDIT (STUDI KASUS KOTA BOGOR)
Jurnal Aplikasi Bisnis dan Manajemen, 2017 The growth of the credit card ownership in 2014 is not suitable with the projection of Bank Indonesia (BI). This issue influences the program of the government regarding cash leash society and the effectiveness of BI’s regulation on credit card.
Bunga Ayu Lestari +2 more
doaj +1 more source
Learning Transactional Behavioral Representations for Credit Card Fraud Detection
IEEE Transactions on Neural Networks and Learning Systems, 2022 Credit card fraud detection is a challenging task since fraudulent actions are hidden in massive legitimate behaviors. This work aims to learn a new representation for each transaction record based on the historical transactions of users in order to ...
Yu Xie +5 more
semanticscholar +1 more source
Credit Card Fraud Detection Model Based on LSTM Recurrent Neural Networks
Journal of Advances in Information Technology, 2021 With the increasing use of credit cards in electronic payments, financial institutions and service providers are vulnerable to fraud, costing huge losses every year.
Ibtissam Benchaji +2 more
semanticscholar +1 more source
International Journal of Financial StudiesAccording to the Federal Reserve of the United States, in the second quarter of 2024, American credit card debt reached USD 1.14 trillion, the highest balance ever recorded.
Christos I. Giannikos +1 more
doaj +1 more source