Semi-supervised adapted HMMs for P2P credit scoring systems with reject inference. [PDF]
El Annas M, Benyacoub B, Ouzineb M.
europepmc +1 more source
BACS: blockchain and AutoML-based technology for efficient credit scoring classification. [PDF]
Yang F, Qiao Y, Qi Y, Bo J, Wang X.
europepmc +1 more source
The Advantage of Case-Tailored Information Metrics for the Development of Predictive Models, Calculated Profit in Credit Scoring. [PDF]
Chrościcki D, Chlebus M.
europepmc +1 more source
A dimension reduction assisted credit scoring method for big data with categorical features
In the past decade, financial institutions have invested significant efforts in the development of accurate analytical credit scoring models. The evidence suggests that even small improvements in the accuracy of existing credit-scoring models may ...
Tatjana Miljkovic, Pei Wang
doaj +1 more source
Differential Replication for Credit Scoring in Regulated Environments. [PDF]
Unceta I, Nin J, Pujol O.
europepmc +1 more source
A novel method for credit scoring based on feature transformation and ensemble model. [PDF]
Li H +7 more
europepmc +1 more source
People underestimate the errors made by algorithms for credit scoring and recidivism prediction but accept even fewer errors. [PDF]
Rebitschek FG, Gigerenzer G, Wagner GG.
europepmc +1 more source
Incorporating Digital Footprints into Credit-Scoring Models through Model Averaging
Digital footprints provide crucial insights into individuals’ behaviors and preferences. Their role in credit scoring is becoming increasingly significant.
Linhui Wang +3 more
doaj +1 more source
Formation of borrower’s bank credit scoring integrated model
The article proposes the borrower’s bank credit scoring model that is of particular relevance in an unstable world and Ukrainian financial markets.
O.V. Lysenok
doaj
Hybrid Harmony Search-Artificial Intelligence Models in Credit Scoring. [PDF]
Goh RY, Lee LS, Seow HV, Gopal K.
europepmc +1 more source

