Results 71 to 80 of about 25,439 (153)

Credit Risk Scoring: A Stacking Generalization Approach

Forecasting the creditworthiness of customers in new and existing loan contracts is a central issue of lenders’ activity. Credit scoring involves the use of analytical methods to transform historical loan application and loan performance data into credit scores that signal creditworthiness, inform, and determine credit decisions, determine credit ...
Bernardo Raimundo, Jorge M. Bravo
openaire   +2 more sources

Optimizing hyper-parameters of neural networks with swarm intelligence: A novel framework for credit scoring. [PDF]

PLoS One, 2020
Zhang R, Qiu Z.
europepmc   +1 more source

Fico credit scores

, 2014
A credit score is index, which measures the credit risk. It absorbs the information from your credit history into a single number at a particular point of time. This forms a basis for the assessment of your credit report and rating your credit risk by lenders.
openaire   +1 more source

SMART: Structured Missingness Analysis and Reconstruction Technique for credit scoring. [PDF]

Sci Rep
Han S, Jung H, Yoo PD.
europepmc   +1 more source

Correction: A novel framework for enhancing transparency in credit scoring: Leveraging Shapley values for interpretable credit scorecards. [PDF]

PLoS One
Hlongwane R, Ramaboa K, Mongwe W.
europepmc   +1 more source

Application of a grey wolf optimization-enhanced convolutional neural network and bidirectional gated recurrent unit model for credit scoring prediction. [PDF]

PLoS One
Fang Y.
europepmc   +1 more source

Example dependent cost sensitive learning based selective deep ensemble model for customer credit scoring. [PDF]

Sci Rep
Xiao J, Li S, Tian Y, Huang J, Jiang X, Wang S.   +5 more
europepmc   +1 more source

JointLIME: An interpretation method for machine learning survival models with endogenous time-varying covariates in credit scoring. [PDF]

Risk Anal
Chen Y, Calabrese R, Martin-Barragan B.
europepmc   +1 more source

Enhancing credit scoring accuracy with a comprehensive evaluation of alternative data. [PDF]

PLoS One
Hlongwane R, Ramaboa KKKM, Mongwe W.
europepmc   +1 more source

Large unbalanced credit scoring using Lasso-logistic regression ensemble. [PDF]

PLoS One, 2015
Wang H, Xu Q, Zhou L.
europepmc   +1 more source