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Financial Literacy Confidence and Retirement Planning: Evidence from China
Though ample empirical evidence demonstrates the relationship between objective financial literacy and retirement planning, we have a limited understanding of the role of individuals’ subjective financial literacy in their retirement planning.
Bingzheng Chen, Ze Chen
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Financial literacy, confidence and financial advice seeking [PDF]
We find that people with higher confidence in their own financial literacy are less likely to seek financial advice, but no relation between objective measures of literacy and advice seeking. The negative association between confidence and advice seeking is more pronounced among wealthy households.
openaire +2 more sources
Debt literacy and debt advice-seeking behaviour among Facebook users: the role of social networks
Professional advice can be perceived as a means to tackle shortcomings in the objectively measured financial literacy of consumers. However, most studies suggest that less financially literate individuals are less likely to seek experts’ financial advice.
Andrzej Cwynar +4 more
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Hermeneutics to read ‘confidence’ and ‘trust’ in rely, confidence and trust in the ISAs translation,
This study aimed to develop a hermeneutical proposal to read ‘confidence’ (“confianza”) and ‘trust’ (“confiar”) in rely, confidence, and trust in the International Standards on Auditing (ISAs) translation into Spanish, based on contrasting them with the ...
Carlos Vargas-González
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The primary aim of this study is to analyze the impact of financial services and real sector confidence indexes on some macroeconomic and financial indicators such as industrial production, inflation, stock market index, foreign exchange rates and ...
Esra N Kilci
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Financial literacy, financial management practices, and retirement confidence among women working in government agencies: a mediation model [PDF]
Concerns regarding the retirement experience of pre-retirees are growing globally. Numerous discussions on factors affecting retirement confidence can be found in academia.
Teo, Tze Juen +3 more
core +1 more source
FINANCIAL RATIOS PREDICTORS OF FINANCIAL SUSTAINABILITY OF THE BANKING SECTOR IN INDONESIA [PDF]
This study was conducted to predict the effect of financial ratios on the Financial Sustainability Ratio (FSR). The financial ratios used include Non-Performing Loan (NPL), Loan Deposit Ratio (LDR), Net Interest Margin (NIM), Return on Assets (ROA ...
Adiska Shabrina Sanfa +3 more
core +1 more source
Excessive self-confidence: The initiator of the irrational in behavioral finance [PDF]
The classical theory of financial markets is based on the decision-making process based on hypotheses about "market efficiency", which implies rational decisionmaking that always brings the expected results that can be predicted and calculated.
Dogandžić Aleksandar +2 more
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This study investigates the mediating role of going concern and corporate reporting on the relationship between corporate governance and investor confidence in financial institutions. The study employed Partial Least Squares Structural Equation Modeling (
Paul Hammond, Mustapha Osman Opoku
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This study examines how supportive university environment (SUE), faculty competence (COMP), employability skills development (ESD), and financial confidence (FC) shape pre-service teachers’ (PSTs) financial well-being (FWB) and perceived university ...
Mamdouh Alghrieb Youns +2 more
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