Results 51 to 60 of about 1,256,549 (308)
Advanced Engineering Materials, EarlyView.A combined finite element and phase‐field approach predicts the evolution of microstructure during the directional solidification of Ni‐based superalloys. The model reveals how withdrawal rate, temperature gradient, and wall thickness control the dendrite spacing, highlighting the strong effect of surface regions in thin sections where dendrite growth ...
Sean Böhm +3 more
wiley +1 more source
Funding Self-Employment - The Role of Consumer Credit [PDF]
In this paper we investigate whether self-employed households use consumer loans to finance their business activities. In particular, it is shown that self-employed households use personal overdrafts significantly more often than employee households do ...
Alexander S. Kritikos +1 more
core +3 more sources
Relationship between sick leave and wages by voivodeship and industry. The case of Poland
Financial Internet QuarterlyThe aim of the study was to confirm whether employees insured with the Social Insurance Institution (ZUS) are increasingly taking advantage of the right to sick leave and to prove that there is a relationship between sick leave and wages in individual ...
Rodzinka Jacek, Gacek Anna
doaj +1 more source
THE CHALLENGES OF PROTECTING CONSUMER IN THE DISTANCE MARKETING OF FINANCIAL SERVICES DIRECTIVE [PDF]
Challenges of the Knowledge Society, 2023 The European Commission’s new rules presented in its Digital Finance Package at September 24, 2020, introduce much-needed improvements for the online retail financial services market which will strengthen consumer protection.
Monica CALU
doaj
Righting a Financial Wrong: Debt Settlement Services, Private Student Lenders, and Auto Lenders Use Forced Arbitration to Escape Accountability When They Harm Consumers [PDF]
, 2014 The Consumer Financial Protection Bureau (CFPB, or "the Bureau") in December 2013 released preliminary results of a study called for in the 2010 Dodd -- Frank Wall Street Reform and Consumer Protection Act on financial services businesses' use of ...
Christine Hines
core
Advanced Engineering Materials, EarlyView.This study demonstrates how optimizing laser power, scanning speed, and hatching distance in laser powder bed fusion can boost the productivity of Inconel 718 manufacturing by up to 29% while maintaining mechanical integrity. The work delivers a validated process window and cost–time analysis, offering industry‐ready guidelines for efficient additive ...
Amir Behjat +7 more
wiley +1 more source
Gift exchange and control of consumer credit in Russian Orthodox communities [PDF]
Социологический журнал, 2016 . This paper discusses factors how morally dense communities regulate the consumer debt of their members by enacting both financial and non-financial mechanisms.
Grigory B. Yudin, Daria A. Oreshina
doaj +1 more source
Advanced Engineering Materials, EarlyView.Micro‐Raman spectroscopy is applied to characterize corrosion products in a recycled‐based MgO–316L steel composite anode after molten salt electrolysis. A depth‐dependent Fe–O/Fe–Al–O layer sequence of magnetite, hercynite, and an Al‐doped magnetite transition zone is identified.
Felix Drechsler +9 more
wiley +1 more source
The Consumer Financial Protection Agency [PDF]
, 2009 Examines the current regulatory structures for consumer financial services protection, its limitations, and concerns about the proposal to consolidate consumer protection functions under one agency with research, rule-making, and enforcement ...
Adam J. Levitin
core
Advanced Engineering Materials, EarlyView.This paper presents a novel approach to reducing oxide layers on metal powders using low‐temperature hydrogen dielectric barrier discharge plasmas at atmospheric pressure. Unlike conventional hydrogen‐plasma reductions, the powders do not contact the plasma directly.
Shukang Zhang +3 more
wiley +1 more source