Results 61 to 70 of about 163,335 (311)

The Nexus Between Consumer Literacy Training and Financial Capability Enhancement in South Africa

International Journal of Applied Research in Business and Management
Using quantitative and descriptive research approach, this article investigated the influence of consumer literacy training as a tool to improve financial capability among South Africans.
Jean Damascene Mvunabandi
doaj   +1 more source

Credit counseling: a substitute for consumer financial literacy? [PDF]

Journal of Pension Economics and Finance, 2014
AbstractIs financial literacy a substitute or complement for financial advice? We analyze the decision by consumers to seek financial advice in the form of credit counseling. Credit counseling is an important component of the consumer credit sector for consumers facing debt problems.
Richard Disney, John Gathergood, J?rg Weber   +2 more
openaire   +4 more sources

Hydrogen‐Assisted Fracture of Iron‐Based Fe–Ni–Al Alloys

Advanced Engineering Materials, EarlyView.
Principal relations and fracture mechanisms of single‐phase and precipitate‐strengthened Fe–Ni–Al alloys subjected to prior electrochemical hydrogen charging are identified. The mechanisms of hydrogen effect on strength and microhardness are discussed, including hydrogen‐induced increase in microhardness and the role of hydrogen in fracture behavior ...
Nataliya Yadzhak, Olha Zvirko, Rostyslav Leshchak, Hryhoriy Nykyforchyn   +3 more
wiley   +1 more source

Responses to financial scarcity and consumer literacy

, 2023
This study investigates how consumer literacy influences responses to financial scarcity. Drawing on in-depth interviews with a purposive sample of 36 participants across four generational cohorts, findings reveal how consumer literacy differs across ...
Hosany, A R S, Hamilton, R W
core  

Tailoring Functional Properties of Ti–Ni–Cu Shape Memory Alloy Thin Films for MEMS Actuators

Advanced Engineering Materials, EarlyView.
A comprehensive study of critical parameters required to develop well‐performing Ti–Ni–Cu thin film shape memory alloy microactuators is provided. Materials science and device integration aspects are integrated by addressing structural and physical relationships using complementary characterization techniques as well as a practical fabrication solution
Elaheh Akbarnejad, Aleksander Kostka, Gowtham Arivanandhan, Yujiao Li, Alan Savan, Manfred Kohl, Alfred Ludwig   +6 more
wiley   +1 more source

Exploring the distribution and correlates of future self-continuity in a large, nationally representative sample

Judgment and Decision Making
Many people struggle to make tradeoffs between present wants and future wishes, resulting in the tendency to overly discount the value of future rewards.
Hal E. Hershfield, Craig I. Brimhall, Susan Kerbel   +2 more
doaj   +1 more source

Payday loans and consumer financial health [PDF]

Journal of Banking & Finance, 2013
The annualized interest rate for a payday loan often exceeds 10 times that of a typical credit card, yet this market grew immensely in the 1990s and 2000s, elevating concerns about the risk payday loans pose to consumers and whether payday lenders target minority neighborhoods. This paper employs individual credit record data, and Census data on payday
openaire   +2 more sources

Recycling of NiTi Shape Memory Alloys: Fundamental and Technological Aspects of a Vacuum Induction Melting Processing Route

Advanced Engineering Materials, EarlyView.
The present study investigates recycling of NiTi shape memory alloys via vacuum induction melting. An ingot was synthesized from elemental Ni and Ti and subjected to three subsequent remelting cycles. Remelting increases process durations and impurity levels and adversely affects microstructures and functional properties.
Sakia Sophia Noorzayee, Son Tung Mai, Sarath Menon, Braulio Gadiel Sánchez Ortega, Ralf Drautz, Alexander Kauffmann, Gunther Eggeler, Jan Frenzel   +7 more
wiley   +1 more source

An analysis of the impact of geology on indoor air radon concentration

Indoor Environments
Radon (222Rn86), a radioactive gas formed by the decay of uranium and radium in rocks and minerals, can seep into houses, accumulating in the indoor air.
Uttam Saha, Derek Cooper, Pamela R. Turner, Rebecca A. Cantrell, Kushajveer Singh   +4 more
doaj   +1 more source

Optimization of the Production of Rubber Compounds Using Mathematical Models

Advanced Engineering Materials, EarlyView.
Rubber compounds were mixed in a batch internal mixer, and symbolic regression was used to derive mathematical models linking recipe and process parameters to ram path, torque, and mixing quality (incorporation, dispersion, distribution). Subsequent optimization with evolutionary algorithms identified operating conditions that reduce specific energy ...
Anke Bardehle, Andreas Limper, Ulrich Giese, Carlos Lucke, Mario Beiner, Christoph Gögelein, Lisa Leuchtenberger‐Engel, Christian Hopmann   +7 more
wiley   +1 more source