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Strategic group lending for banks [PDF]
Banks and Bank Systems, 2018 Credit institutions often refuse to lend money to small firms. Usually, this happens because small firms are not able to provide collateral to lenders. Moreover, given the small amount of required loans, the relative cost of full monitoring is too high ...
Marco Spallone, Pina Murè
doaj +8 more sources
Group Lending versus Individual Lending in Microfinance [PDF]
, 2009 Microfinance is typically associated with joint liability of group members. However, a large part of microfinance institutions rather offers individual instead of group loans.
Lehner, Maria
core +7 more sources
Dynamic Incentives in Microfinance Group Lending [PDF]
SAGE Open, 2012 One of the most essential tools of poverty reduction would be the viable expansion of institutional credit facilities to large sections of the people who neither have adequate collateral nor credit history to secure a loan.
Naveen Kumar K
doaj +3 more sources
Islamic Group Lending and Financial Inclusion [PDF]
Signifikan: Jurnal Ilmu Ekonomi, 2016 Based on measurements of several indicators including the level of community participation, community empowerment, repayment rate was good, cross reporting good, and the application of penalties in accordance with the applicable rules, the results show ...
Devi, A. (Abrista) +1 more
core +3 more sources
Social Identity and Group Lending [PDF]
, 2004 The success of joint liability programs depends on nature and composition of borrowing groups. Group formation is a costly process and in our model these costs vary with the social identity of group partners.
Prabirendra Chatterjee, Sudipta Sarangi
core +6 more sources
Group versus Individual Lending in Microfinance [PDF]
, 2008 Microfinance is typically associated with joint liability of group members. However, a large part of microfinance institutions rather offers individual instead of group loans.
Lehner, Maria
core +7 more sources
Group Lending with Heterogeneous Types [PDF]
SSRN Electronic Journal, 2013 This paper proposes and implements a mixture structure to model repayment behavior in group lending with unobserved group heterogeneity. We discuss the model properties and identification and estimate the model using a rich dataset from a group lending program in India.
Gan, Li +2 more
+6 more sources
Institutions and social capital in group lending [PDF]
Russian Journal of Economics, 2021 Formal institutions and social capital interact with each other in multiple ways. We argue and show empirically at the cross-country level that in the case of group lending, contract enforcement complements bonding social capital and substitutes for ...
Michael Alexeev +2 more
doaj +3 more sources
Group lending without joint liability [PDF]
Journal of Development Economics, 2016 This paper contrasts individual liability lending with and without groups to joint liability lending. We are motivated by an apparent shift away from the use of joint liability by microfinance institutions, combined with recent evidence that a) converting joint liability groups to individual liability groups did not affect repayment rates, and b) an ...
de Quidt, Jonathan +2 more
openaire +5 more sources
DO FIELD PARTNERS ADD VALUE TO CROWDFUNDED MICROFINANCE? AN INDUSTRY APPROACH
Journal of Financial Management, Markets and Institutions, 2022 The framework of this study is the field of crowdfunded microfinance that represents a way to scale up financial access, leveraging digital technology applications.
ROBERTO MORO-VISCONTI +2 more
doaj +1 more source