Results 11 to 20 of about 416,017 (292)
The Circular Economy of the Islamic Group Lending Model: Lending Money for Garbage in Return
International Journal of Islamic Economics, 2021 The Model of Group Lending has been flourishing in the Microfinance Industry. This model has been used widely in the world to serve the needy and un-bankable group of people by lending money plus interest addition.
Yaser Taufik Syamlan
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Banking on cooperation: an evolutionary analysis of microfinance loan repayment behaviour
Evolutionary Human Sciences, 2021 Microfinance is an economic development tool that provides loans to low-income borrowers to stimulate economic growth and reduce financial hardship. Lenders typically require joint liability, where multiple borrowers share the responsibility of repaying ...
Stefan Gehrig +2 more
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Transaction cost of micro and small enterprises financing
Economic Journal of Emerging Markets, 2016 High transaction costs become one of the obstacles for the micro and small enterprises (MSEs) to access financial loans to the bank. In order to minimize the transaction costs, group lending scheme become alternative, so that both sides are pay lower ...
Ghana Atma Sulistya, Darwanto Darwanto
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The effects of person-organization fit on lending behaviors: Empirical evidence from Kiva
Journal of Management Science and Engineering, 2022 Donation-based crowdfunding, as part of impact investment, plays a vital role in promoting economic development and alleviating poverty. In order to enhance the lender's enthusiasm for lending behavior, some platforms, for example Kiva, have introduced ...
Hongke Zhao +4 more
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Business: Theory and Practice, 2023 The Community Empowerment Trust Fund is a revolving fund belonging to the community originating from the former Sub-District Development Program and the National Program for Independent Rural Community Empowerment in Indonesia which ended in 2014 ...
Etty Indriani +3 more
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Group lending and endogenous social sanctions [PDF]
, 2014 In recent years, microfinance institutions have expanded into group lending with individual liability, leaving out the joint liability clause which was an important feature in earlier lending contracts.
Baland, Jean-Marie +2 more
core +2 more sources
Cogent Economics & Finance, 2022 This study examines the factors affecting farmers’ access to formal credit in Basona Worana District, North Showa Zone, Amhara Regional State, Ethiopia. The study used cross-sectional data while conducting a survey. It was conducted from November 2019 to
Shewit Kiros, Getamesay Bekele Meshesha
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Group lending with endogenous group size [PDF]
Economics Letters, 2012 This paper focuses on the size of the borrower group in group lending. We show that, when social ties in a community enhance borrowers'incentives to exert eort, a pro…t-maximizing …nancier chooses a group of limited size. Borrowers that would be fundable under moral hazard but have insu¢ cient social ties do not receive funding.
Bourjade, Sylvain, Schindele, Ibolya
openaire +3 more sources
Do Islamic banks have their benchmarks for financing rates in the dual-banking system?
Cogent Economics & Finance, 2023 This study examines whether conventional bank lending rates influence Islamic bank financing rates in Indonesia and Malaysia that apply the dual-banking system.
Agus Widarjono, Abdur Rafik
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Detection of fintech P2P lending issues in Indonesia
Heliyon, 2021 Financial technology (fintech) is a growing industry in Indonesia, supported by advances in the technological infrastructure. At the end of 2019, the Financial Services Authority (OJK), the financial authority in Indonesia, recorded 164 registered and ...
Ryan Randy Suryono +2 more
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