ISLAMIC GROUP LENDING MODEL (GLM) AND FINANCIAL INCLUSION
IJIBE (International Journal of Islamic Business Ethics), 2016 The lack of capital access from poor society to Indonesia banking is greater. These all are caused by poor society don’t have enough collateral which is requested by bank officer to get loan.
Abrista Devi, Aam Rusydiana
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DeFi Lending Platform Liquidity Risk: The Example of Folks Finance
The Journal of The British Blockchain Association, 2023 Decentralised finance (DeFi) lending platforms may experience liquidity risk, which occurs when users are unable to withdraw their assets. Researchers and practitioners have found that the concentration of deposits among a small group of users is one of ...
Matthias Hafner +7 more
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Multinational banks and the formation of debt-type economy in the countries of Central and Eastern Europe [PDF]
SHS Web of Conferences, 2021 Research background: Given the fact that multinational banks’ credit activity leads to the accumulation of external debt in the borrowing countries, which potentially contributes to the formation of a debt-type economy, more in-depth research of the ...
Zapotichna Roksolana +2 more
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Group Lending or Individual Lending? Evidence from a Randomised Field Experiment in Mongolia [PDF]
SSRN Electronic Journal, 2011 Although microfinance institutions across the world are moving from group lending towards individual lending, this strategic shift is not substantiated by sufficient empirical evidence on the impact of both types of lending on borrowers. We present such evidence from a randomised field experiment in rural Mongolia.
Attanasio, Orazio +4 more
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P2P lending: Moderation of desirability of control on risk-taking decisions of Indonesian borrowers
Humanities & Social Sciences Communications, 2023 The number of users of peer-to-peer (P2P) lending applications in Indonesia continues to grow rapidly even though it is followed by increased cases of alleged criminal violations in the financial sector. Users continue to use these financial technologies
Samuel Adiprasetya Isaputra, Sumaryono
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The Writer’s Action Group (WAG) and the Fight for Public Lending Right (PLR)
Angles, 2021 In 1972, the experimental writers Brigid Brophy and Maureen Duffy came together with three friends to found the Writer’s Action Group (WAG). The group aimed to improve the financial lot of British writers, being inspired by an article in the Bookseller ...
Joseph Darlington
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Government-sponsored microfinance program: Joint liability vs. individual liability
Cogent Economics & Finance, 2014 Swarnajayanti Gram Swarozgar Yojana (SGSY) is a government-sponsored microfinance program. The scheme is based on four features: group lending with joint liability, progressive lending, back-ended subsidy, and social capital.
Arghya Kusum Mukherjee, Amit Kundu
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Loan repayment among group borrowers in Tanzania: the role of relationship quality
Future Business Journal, 2022 Although the social capital, in terms of stronger interpersonal relationships between group borrowers, has been found to exert a positive impact on group loan repayment, there is no existing research that has endeavored to study the influence of ...
Amani Gration Tegambwage +1 more
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Analysis of Credit Ratings for Small and Medium-Sized Enterprises: Evidence from Asia [PDF]
Asian Development Review, 2015 In Asia, small and medium-sized enterprises (SMEs) account for the major share of employment and dominate domestic economies, yet providing these companies with access to finance is a challenge across the region.
Naoyuki Yoshino +1 more
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Assortative Matching, Adverse Selection, and Group Lending [PDF]
SSRN Electronic Journal, 2006 This note reconsiders a theoretical result asserted to explain the success of group lending programs in LDCs. It has been claimed that if groups are allowed to form themselves, risky and safe borrowers will sort themselves into relatively homogenous groups.
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