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How do loss aversion and technology acceptance affect life insurance demand?

Applied Economics Letters, 2020
The present questionnaire-based study combines and expands technology acceptance and behavioural (risk and loss aversion) variables in explaining the demand for life insurance products.
B. Nagy   +3 more
semanticscholar   +1 more source

Feeling is Believing? Evidence from Earthquake Shaking Experience and Insurance Demand

Journal of Risk and Insurance, 2019
This article investigates how a particular type of personal experience—“no‐loss” experience with minor earthquakes—affects financial decisions such as insurance purchases.
Xiao Lin
semanticscholar   +1 more source

Demand for Weather Index Insurance Among Smallholder Farmers Under Prospect Theory ∗

Social Science Research Network, 2022
This study examines the relationship between risk parameters and weather index insurance demand among smallholder producers in Kenya under prospect theory.
Soye Shin   +3 more
semanticscholar   +1 more source

On the Corporate Demand for Insurance

The Journal of Business, 1982
Insurance contracts are regularly purchased by corporations. The Insurance Information Institute reports that “business insurance accounted for approximately 54.2 percent of the $79, 032,923,000 in direct property and liability insurance premiums written in the United States in 1978” (1979, p. 9).
Mayers, David, Smith, Clifford W, Jr
openaire   +1 more source

Demand for Life Insurance

The Journal of Risk and Insurance, 1968
This paper explores the possibilities of making fairly complex multi-variable demand forecasts for life insurance sold by utilizing readily available published data, plus an existing computer program available to everyone. The thinking behind this experiment was that if a good demand forecast could be made in this manner, insurance companies could have
George Mantis, Richard N. Farmer
openaire   +1 more source

Analyzing the Demand for Deductible Insurance

Journal of Risk and Uncertainty, 1999
zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Meyer, Jack, Ormiston, Michael B.
openaire   +1 more source

Do you Trust your Insurer? Ambiguity about Contract Nonperformance and Optimal Insurance Demand

Journal of Economic Behavior and Organization, 2018
We study optimal insurance demand for a risk- and ambiguity-averse consumer under ambiguity about contract nonperformance. Ambiguity aversion lowers optimal insurance demand and the consumer’s degree of ambiguity aversion is negatively associated with ...
R. Peter, Jie Ying
semanticscholar   +1 more source

The Interaction Between the Demands for Insurance and Insurable Assets

Journal of Risk and Uncertainty, 1997
zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Eeckhoudt, Louis   +2 more
openaire   +1 more source

Why Well-Insured Patients Should Demand Value-Based Insurance Benefits

JAMA, 2007
VARIATIONS ON THE FAMILIAR REFRAIN “COSTS SHOULD not factor into decisions about health care” permeate contemporary discussions on the state of the US health care system. The US populace seems to strongly agree with this proposition: a 2003 poll indicated that 86% of US citizens do not support the denial of health services for reasons of cost.
Colleen C, Denny   +2 more
openaire   +2 more sources

Gender perspective on life insurance demand in Ghana

International Journal of Social Economics, 2018
Purpose Against the background that Ghanaians seldom purchase insurance policies, the purpose of this paper is to investigate the determinants of life insurance uptake among male and female household heads in Ghana.
Samuel Ampaw   +2 more
semanticscholar   +1 more source

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