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Financial Instability and Life Insurance Demand [PDF]
The purpose of this research is to discuss Japanese financial instability and both private life insurance and public life insurance (Kampo) demand. At the same time, we also consider Kampos main role and what Kampo should be as an insurance service provider in the future.
Mahito Okura, Norihiro Kasuga
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The Non-Monotonic Relationship Between Income and Life Insurance Demand: A Case Study of Forty-One Countries [PDF]
Income is often viewed as the main determinant of life insurance demand. However, in the last two decades, the world’s life insurance penetration has continued to decrease even as income grows.
Kristio Rapi +3 more
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Determinant of life insurance demand in Ethiopia [PDF]
Life Insurance plays an important role to insure against lifetime uncertainty resulting for the mortality risk of individual. Even though the performance of insurance industry contributes to smooth operation of the nation’s economy, the industry in ...
Mohammed Meko +2 more
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Life Insurance and Annuity Demand under Hyperbolic Discounting [PDF]
In this paper, we analyse and construct a lifetime utility maximisation model with hyperbolic discounting. Within the model, a number of assumptions are made: complete markets, actuarially fair life insurance/annuity is available, and investors have time-
Siqi Tang, Sachi Purcal, Jinhui Zhang
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Guaranteed renewable life insurance under demand uncertainty [PDF]
AbstractGuaranteed renewability (GR) is a prominent feature in many health and life insurance markets. We develop a model that includes unpredictable (and unobservable) fluctuations in demand for life insurance as well as changes in risk type (observable) over individuals' lifetimes.
Michael Hoy +2 more
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Factors influencing households' demand for life insurance [PDF]
The entire dissertation/thesis text is included in the research.pdf file; the official abstract appears in the short.pdf file (which also appears in the research.pdf); a non-technical general description, or public abstract, appears in the public.pdf file.
Min Li
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EXPLORING THE INFLUENCE OF LIFE INSURANCE DEMAND IN ADDIS ABABA, ETHIOPIA
The demand for life insurance plays a vital role in financial planning and risk management, particularly in developing countries like Ethiopia. This study investigates the factors influencing life insurance demand in Addis Ababa, Ethiopia.
Месфін Яйна Ганта +1 more
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Determinants of Life Insurance Demand in Ethiopia
One of the ways of protection a family in case of hardships in life, life insurance is a very important and necessary protection. Among the different problem people face in life are; the breadwinner dies or is disabled and cannot generate income. It also uses for saving purpose and it pays the sum assured in case of maturity the insured can take loans ...
Tigest, Deresse
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Catastrophes and the Demand for Life Insurance [PDF]
Prior research suggests that the occurrence of a catastrophe may lead to increases in risk mitigation, risk perception, and the demand for insurance. Given the extensive damage inflicted by major natural disasters, such a phenomenon is intuitive for property risk.
Stephen G. Fier, James M. Carson
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Determinants of Life Insurance Demand: Evidence from Ethiopia [PDF]
Tilahun Shewangezaw Kura +1 more
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