Results 1 to 10 of about 50,379 (147)
Determinant of life insurance demand in Ethiopia [PDF]
Journal of Economics, Business & Accountancy Ventura, 2018 Life Insurance plays an important role to insure against lifetime uncertainty resulting for the mortality risk of individual. Even though the performance of insurance industry contributes to smooth operation of the nation’s economy, the industry in ...
Mohammed Meko +2 more
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Life Insurance and Annuity Demand under Hyperbolic Discounting [PDF]
Risks, 2018 In this paper, we analyse and construct a lifetime utility maximisation model with hyperbolic discounting. Within the model, a number of assumptions are made: complete markets, actuarially fair life insurance/annuity is available, and investors have time-
Siqi Tang, Sachi Purcal, Jinhui Zhang
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Drivers of life insurance consumption - an empirical analysis of Western Balkan countries [PDF]
Ekonomski Anali, 2021 Life insurance in the Western Balkan Countries is underdeveloped, but it has huge potential for development in the future. The scope of this article is to examine whether and how economic, socio- demographic, and institutional factors determine ...
Grabova Perseta, Sharku Gentiana
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Analysis of Life Insurance and Social Welfare Demand in Iran; Case Study of Parsian Insurance Company [PDF]
اقتصاد باثبات, 2021 Expanding life insurance prevents class gaps and poverty. The expansion of life insurance is closely related to the level of economic and social well-being in each country. For the purpose, in this study, the combined method of data panel was used.
Akbar Khodabakhshi, Kobra Ghasemi
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Determinants of Life Insurance Demand: Empirical Evidence from BRICS Countries
Risks, 2022 The life insurance industry has experienced phenomenal growth over the years. The broad aim of this study was to establish the variables that influence the demand for life insurance in the BRICS countries (Brazil, Russia, India, China and South Africa ...
Mmakgabo Pinkie Segodi +1 more
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SAGE Open, 2023 The government of Ghana and the National Insurance Commission have shown concern over the low insurance patronage in Ghana. In order to take the necessary steps to increase insurance patronage, there is the need to, among other things, find the ...
Phyllis Asorh Oteng +2 more
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Life Insurance Demand Under Health Shock Risk [PDF]
Journal of Risk and Insurance, 2016 AbstractThis article studies the consumption‐investment‐insurance problem of a family. The wage earner faces the risk of a health shock. The family can buy long‐term life insurance that can only be revised at significant costs. A revision is only possible as long as the insured person is healthy.
Hambel, Christoph +3 more
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Guaranteed renewable life insurance under demand uncertainty [PDF]
Journal of Risk and Insurance, 2018 AbstractGuaranteed renewability (GR) is a prominent feature in many health and life insurance markets. We develop a model that includes unpredictable (and unobservable) fluctuations in demand for life insurance as well as changes in risk type (observable) over individuals' lifetimes.
Michael Hoy +2 more
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Factors influencing life insurance demand in Iran [PDF]
Iranian Journal of Insurance Research, 2012 Insurance is one of the most important elements which has an important role in decreasing the risk and ensuring financial and mental security and finally, creating required infrastructures for countries economic development.
E. Abasi, S. Derakhshideh
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Life Insurance Demand under Health Shock Risk [PDF]
SSRN Electronic Journal, 2014 This paper studies the life cycle consumption-investment-insurance problem of a family. The wage earner faces the risk of a health shock that significantly increases his probability of dying. The family can buy long-term life insurance that can only be revised at significant costs, which makes insurance decisions sticky. Furthermore, a revision is only
Kraft, Holger +2 more
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