Loan loss provisioning in the commercial banking system of Barbados: practices and determinants
The purpose of this paper is to investigate the process of loan loss provisioning within the commercial banking system of Barbados. It uses questionnaires and interviews to ascertain how banks set their provisional standards and levels.
Elliott, Wayne A, Craigwell, Roland C
core
Abstract In order to address an ever‐growing crisis in higher education in England, policy makers need tools capable of meeting the challenge. Yet the Office for Students has been roundly criticised for its shortcomings as a regulator for the sector, weakening the response to its plethora of problems.
Timothy J. Oliver
wiley +1 more source
Exploration of association rule mining between lost-linking features and modes of loan customers using the FP-growth algorithm for risk warning strategies. [PDF]
Wang J, Jiang X, He Y, Guan B, Deng C.
europepmc +1 more source
Reconstructing Old Chinese *‐ts Using Han‐Time Material
Abstract Baxter & Sagart (2014b) reconstruct *‐Vt‐s on the basis of Middle Chinese reflexes in ‐jH (from some OC *‐s) coupled with either etymological or graphic connections to words in Middle Chinese ‐t. This approach, while perfectly sound, can suffer from lack of etymological or graphic data, leading to missed reconstructions. Since Old Chinese *‐ts
Julien Baley
wiley +1 more source
Application of a grey wolf optimization-enhanced convolutional neural network and bidirectional gated recurrent unit model for credit scoring prediction. [PDF]
Fang Y.
europepmc +1 more source
Relative indicators of default risk among UK residential mortgages
We have assembled a unique loan-level performance dataset for mortgages originated in the UK to study the differences in default likelihood between loans of varying borrower and loan characteristics.
Zaidi, Rida, Mitropoulos, Atanasios
core
Parameter Hierarchies and Language Contact: The Present Perfect in Ecuadorian Spanish1
Abstract This article explores the hypothesis that the ‘fine‐grained’ grammatical differences that adult grammars under contact are said to be sensitive to (e.g., Hicks et al. 2023) amount to micro/nanoparametric distinctions, in the sense of Roberts (2019).
Norma Schifano
wiley +1 more source
Correction: Structural adjustment: damages, reparations and pathways to non-recurrence. [PDF]
europepmc +1 more source
The End of Self‐Regulation: Will the Football Governance Act 2025 Fix the National Game?
The Football Governance Act 2025 is a watershed. It upends the model of self‐regulation that has defined how the game has been run in England and Wales for over a century‐and‐a‐half. The newly created Independent Football Regulator will exercise control over clubs, owners, and competition organisers.
Jan Zglinski
wiley +1 more source
Machine learning (ML) systems, increasingly deployed in high‐stakes decision‐making, inherently produce uncertain outputs that can lead to unlawful discrimination. This article provides the first legal analysis of how predictive uncertainty in ML systems interacts with UK anti‐discrimination law under the Equality Act 2010.
Holli Sargeant
wiley +1 more source

