Results 111 to 120 of about 368,697 (290)
Alt-A: the forgotten segment of the mortgage market [PDF]
This study presents a brief overview of the Alt-A mortgage market with the goal of outlining broad trends in the different borrower and mortgage characteristics of Alt-A market originations between 2000 and 2006.
Rajdeep Sengupta
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Given Credit Management Behavior, what effect does educational debt have on mortgage approval timetables? [PDF]
, 2012 Educational debt in the United States is a major concern as many young people enroll in undergraduate institutions beyond their financial means and the gap between the cost of an education and family income widens.
McLeod, Andrew
core +1 more source
Governments, Home Ownership and Low‐Cost Home Ownership Initiatives
The Political Quarterly, EarlyView.Abstract Widening the spectrum of households who can enter home ownership has been a long‐established policy in the UK. This article explores low‐cost home ownership initiatives from the late 1970s onwards and in the context of home ownership more generally. Over the decades, government support for home ownership has shifted from making tax concessions
Peter Williams
wiley +1 more source
Location Efficient Mortgages: Is the Rationale Sound? [PDF]
Location efficient mortgages (LEM) programs are an increasingly popular approach to combating urban sprawl. LEMs allow families who want to live in densely-populated, transit-rich communities to obtain larger mortgages with smaller downpayments than ...
Blackman, Allen, Krupnick, Alan
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Back to the Future: Labour and the Politics of Financial Deregulation
The Political Quarterly, EarlyView.Abstract One of the professed aims of the current Labour government in the UK is to boost GDP by ‘cutting red tape’. This also applies to the financial sector, where in recent months regulators have been asked to reflect on how rule changes could contribute to competitiveness and growth. A flurry of deregulatory initiatives has resulted from this.
Nick Kotucha
wiley +1 more source
Federal credit and insurance programs: housing [PDF]
This paper reviews the evolution of the major credit and insurance programs undertaken by the U.S. government in support of urban housing. As the review makes clear, the Federal Housing Administration (FHA), Veterans Administration, Federal National ...
John M. Quigley
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Housing Since 1945: The Impact of Policy Change and Ideology
The Political Quarterly, EarlyView.Abstract Housing policy in England has undergone significant reform on several occasions since 1945. Consensus approaches in the late 1940s and 50s to build large numbers of council houses and new private homes gave way to more ideologically driven policies in the 1970s and 80s.
Tony Travers
wiley +1 more source
The Modern Law Review, EarlyView.In Waller‐Edwards v One Savings Bank Plc, the Supreme Court addressed, for the first time, the significant question of whether banks were put on constructive notice of potential undue influence in so‐called ‘hybrid’ scenarios. ‘Hybrid’ scenarios are those in which loan monies are advanced to a couple partly for their joint benefit and partly for one ...
Chris Bevan
wiley +1 more source
European mortgage market: An overview 1992-2003 [PDF]
The development of the European mortgage market, its current situation in terms of volume, growth, prices, interest rates and new products, and an analysis of mortgage integration are the focus of this paper.
Suarez, Jose L., Vassallo, Amparo
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International Journal of Urban and Regional Research, EarlyView.Abstract Recent scholarship has examined the informal activities of elites. While existing theories suggest that informality is a realm where the state guarantees unhindered access to land and property rights and, subsequently, citizenship entitlements for elites, they have yet to explain how affluent residents of informal colonies obtain citizenship ...
Vivek Mishra
wiley +1 more source