Results 111 to 120 of about 370,214 (290)
In Waller‐Edwards v One Savings Bank Plc, the Supreme Court addressed, for the first time, the significant question of whether banks were put on constructive notice of potential undue influence in so‐called ‘hybrid’ scenarios. ‘Hybrid’ scenarios are those in which loan monies are advanced to a couple partly for their joint benefit and partly for one ...
Chris Bevan
wiley +1 more source
Alt-A: the forgotten segment of the mortgage market [PDF]
This study presents a brief overview of the Alt-A mortgage market with the goal of outlining broad trends in the different borrower and mortgage characteristics of Alt-A market originations between 2000 and 2006.
Rajdeep Sengupta
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This paper explores how the affordability of rents is addressed in the long‐anticipated reform of the English private rental sector (PRS) by the Renters’ Rights Act 2025. The PRS has doubled in size since 2010, acting as a social housing substitute for some households.
Emma Laurie
wiley +1 more source
Financial market tremors: causes and responses [PDF]
Excerpts from speeches by Federal Reserve Bank of Dallas President, Richard W.
Richard W. Fisher
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The affects of health shocks and house prices on debt holdings by older Americans [PDF]
We offer a comprehensive empirical analysis of the debt holdings of older Americans using panel data from the Health and Retirement Study. The average older American household owes a surprisingly large amount of mortgage and consumer debt, even in their ...
Crook, Jonathan, Hochguertel, S
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Abstract Shrinking cities are increasingly drawing global attention, but urban shrinkage is seldom considered as an enduring structural condition necessitating a move beyond growth‐centric strategies. The focus often remains on mitigating symptoms rather than embracing the broader implications of long‐term decline. Understanding of what drives decision‐
Marjan Marjanović, Johanna Lilius
wiley +1 more source
Change and Progress in Contemporary Mortgage Markets [PDF]
Changes in political attitudes toward subsidizing mortgage loans and in technologies for transacting mortgage loans and for pooling and refinancing individual mortgage contracts threaten to remake the face of U.S. mortgage markets.
Edward J. Kane
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In-House Counsel’s Role in the Structuring of Mortgage-Backed Securities [PDF]
The authors introduce the financial crisis and the role played by mortgage-backed securities. Then describe the controversy at issue: whether, in order to own and enforce the mortgage loans backing those securities, a special-purpose vehicle “purchasing”
Barnes, Shaun +2 more
core +1 more source
Abstract While the geographical distribution of eviction filings has been explored in Toronto, the intersection of rental housing financialization, race and eviction remains underexplored. Financial actors and their intermediaries, who fuel the eviction crisis in economically disenfranchised Black renter communities, exert significant influence over ...
Nemoy Lewis +2 more
wiley +1 more source
Housing price cycles and prepayment rates of U.S. mortgage pools. [PDF]
Empirical mortgage prepayment models generally have trouble explaining differences in mortgage prepayment speeds among pools with similar interest rates on the underlying mortgages. In this paper, we model some of the sources of termination heterogeneity
Joe Mattey, Nancy Wallace
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