Results 131 to 140 of about 65,448 (318)
Alt-A: the forgotten segment of the mortgage market [PDF]
This study presents a brief overview of the Alt-A mortgage market with the goal of outlining broad trends in the different borrower and mortgage characteristics of Alt-A market originations between 2000 and 2006.
Rajdeep Sengupta
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CONTESTED METABOLIC NODES: Shareholding Cooperatives and Planetary Ruralization in China
International Journal of Urban and Regional Research, EarlyView.Abstract China's recent shareholding cooperative (SC) reform heralds a shift from expropriation‐led rural change to a post‐expropriation regime in which the countryside is reconstituted through circulation, capitalization, and new forms of collective governance. Existing interpretations, whether framed as market‐driven de‐collectivization, state‐led re‐
Yong Zhang
wiley +1 more source
Beneath the rhetoric: clarifying the debate on mortgage lending discrimination [PDF]
The authors' simple model of the mortgage underwriting process provides a framework within which to define discrimination and various notions of the default rate.
Stanley D. Longhofer, Stephen R. Peters
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International Journal of Urban and Regional Research, EarlyView.Abstract Amid growing interest in how states manage urban development through public finance, this article examines the institutional logics of leverage manipulation as a mode of contemporary urban governance. Focusing on China's evolving political economy, it investigates how local governments and real estate developers co‐produce a shadow financial ...
Ang Liu
wiley +1 more source
What have we learned about mortgage default? [PDF]
By the end of 2009, one out of every 11 mortgages was seriously delinquent or in foreclosure. Economists have devoted considerable energy over the past several years to understanding the underlying causes of this increase in defaults.
Ronel Elul
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International Journal of Urban and Regional Research, EarlyView.Abstract This article examines the rise of impact investment in social housing in an age of entrenched financialization and enduring public underinvestment through the case of philanthropic investors in Southern Ontario, Canada. Social finance scholarship has highlighted tensions between financial and social returns, while overlooking the role of place
Yinnon Geva, Matti Siemiatycki
wiley +1 more source
Statistical Evidence of Mortgage Redlining? A Cautionary Tale [PDF]
Statistical analyses of mortgage redlining at the neighborhood level have fueled the debate over the existence of racial redlining in mortgage lending, both "proving" and "disproving" that redlining exists, depending upon the type of model used.
Clifford V. Rossi +1 more
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The social life of money for children
The British Journal of Sociology, EarlyView.Abstract Inspired by Nigel Dodd's The Social Life of Money, this article proposes an analysis of entangled economic lives, that is, how meaning, structures and politics jointly shape the flow of monies within households. The past decades have marked a shift from “childrearing expenditures” to “parenting investments” that align with new visions of both ...
Nina Bandelj
wiley +1 more source
Bankruptcy exemptions, credit history, and the mortgage market. [PDF]
We develop and test a model of mortgage underwriting, with particular reference to the role of credit bureau scores. In our model scores are used in a standardized fashion, which reflects the prevalence of automated underwriting in industry practice.
Souphala Chomsisengphet, Ronel Elul
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Handbook of mortgage loan servicing practices /
, 1949 Cover title: Mortgage loan servicing practices.Includes index.Mode of access ...
De Huszar, William Ivan, 1917- +1 more
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