Results 141 to 150 of about 65,448 (318)
Government response to home mortgage distress: lessons from the Great Depression [PDF]
The Great Depression was the worst macroeconomic collapse in U.S. history. Sharp declines in household income and real estate values resulted in soaring mortgage delinquency rates.
David C. Wheelock
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The British Journal of Sociology, EarlyView.ABSTRACT Tracing the early adoption of computer gang databases by the Los Angeles County Sheriff's Department and the Los Angeles Police Department in the 1980s to the deployment of computationally‐assisted surveillance during the Vietnam War, this paper uses a genealogical approach to compare surveillance technologies developed across the arc of ...
Christina Hughes
wiley +1 more source
Did Bankruptcy Reform Cause Mortgage Default to Rise? [PDF]
This paper argues that the U.S. bankruptcy reform of 2005 played an important role in the mortgage crisis and the current recession. When debtors file for bankruptcy, credit card debt and other types of debt are discharged—thus loosening debtors’ budget ...
Ning Zhu, Wenli Li, Michelle J. White
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The British Journal of Sociology, EarlyView.ABSTRACT Family financial assistance with home ownership has attracted significant scholarly attention in recent years. However, the role of culture and ethnicity, transnational ties, and migration in this practice remains significantly under‐addressed.
Julia Cook
wiley +1 more source
The effect of neighborhood contagion on mortgage selection [PDF]
In this paper we conduct an empirical investigation of how neighborhood mortgage adoption contagion affects mortgage product choice, with an emphasis on Hispanic borrowers.
Rajdeep Sengupta +1 more
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The British Journal of Sociology, EarlyView.ABSTRACT Using biographical methods, the study explores the lives of 34 young people undertaking engineering apprenticeships in Teesside, Northeast England. It examines why working‐class youth in a deindustrialised region might be attracted to engineering, how they might secure apprenticeship, and the invaluable role households play in orchestrating ...
Anoop Nayak, Graham Gaunt
wiley +1 more source
Did bankruptcy reform cause mortgage default rates to rise? [PDF]
This paper argues that the U.S. bankruptcy reform of 2005 played an important role in the mortgage crisis and the current recession. When debtors file for bankruptcy, credit card debt and other types of debt are discharged - thus loosening debtors ...
Ning Zhu, Wenli Li, Michelle J. White
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LIFE IN THE MORTGAGE: THE PSYCHOLOGICAL CONSTITUTION
Вестник Кемеровского государственного университета, 2015 We used a hypothesis that the lifestyle of people with mortgage commitments is specific and very different from that of the people without a mortgage. To identify and describe the specifics of ―mortgage scenarios‖ people were divided into two groups (30 ...
I. A. Bykova, V. P. Serkin
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Twenty‐First Century Butlers and the New Spirit of Service
The British Journal of Sociology, EarlyView.ABSTRACT More than 50 years ago, Lewis Coser argued that the “servant” had become obsolete, claiming that such a “premodern” occupation could not function within modernity without religious legitimations. However, with parts of the contemporary service sector exhibiting the very characteristics that Coser viewed as “premodern”—especially within ...
Bryan Boyle
wiley +1 more source
Mortgage refinancing and the concentration of mortgage coupons [PDF]
Because of the concentrated distribution of interest rates on outstanding mortgages, modest interest rate declines in 1997 and 1998 made refinancing a smart choice for a record number of homeowners. In addition, the strong economy and the age of mortgage
Patricia C. Mosser +2 more
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