Results 161 to 170 of about 65,448 (318)
Journal of Accounting Research, EarlyView.ABSTRACT This study examines the spillover effect of bank financial misconduct on the uninsured deposits of peer banks within local markets. We first validate that misconduct banks experience an increase in deposit spreads and a corresponding outflow of deposits following the misconduct. We then show local peer banks exhibit divergent deposit responses,
Ya Kang, Yupeng Lin, Yang Qiu
wiley +1 more source
Which Indonesian Home Purchasers Seek Mortgage Finance? [PDF]
The incidence of taking a mortgage loan from a commercial bank or cooperative for home purchase is sharply lower in developing than industrialized countries.
Nilesh Patel, Raymond J. Struyk
core
Housing affordability and psychological distress: Household measures mirror individual estimates but miss one in three at-risk adults. [PDF]
Prev Med RepOgawa K +3 more
europepmc +1 more source
“Now we don't have that freedom to not work”: Childhood and parenting in insecurity culture
The British Journal of Sociology, EarlyView.
Allison J. Pugh
wiley +1 more source
Journal of Accounting Research, EarlyView.ABSTRACT Bank regulators use peer information for bank evaluations and publicly disclose this information. This study investigates whether the regulatory use and disclosure of peer information induce herding behavior in banks' regulatory capital ratios.
MINJAE KIM
wiley +1 more source
Mortgage Broker Regulations That Matter: Analyzing Earnings, Employment, and Outcomes for Consumers [PDF]
As the role of mortgage brokers in mortgage origination grew from insignificant in the 1980s to dominant in recent years, questions have arisen about whether its services help or harm consumers.
Morris M. Kleiner, Richard M. Todd
core
The unbearable (financial) burdens of parenting
The British Journal of Sociology, EarlyView.
Alya Guseva
wiley +1 more source
Book Value Risk Management of Banks: Limited Hedging, HTM Accounting, and Rising Interest Rates
Journal of Accounting Research, EarlyView.ABSTRACT We document that as interest rates rose in 2022, banks largely left long‐duration assets exposed to interest rate risk while shielding the accounting value of their balance sheets. Call report and Securities and Exchange Commission (SEC) data show that only about 6% of U.S.
João Granja +4 more
wiley +1 more source
Securitization and mortgage default [PDF]
The academic literature, the popular press, and policymakers have all debated securitization's contribution to the poor performance of mortgages originated in the run-up to the recent crisis.
Ronel Elul
core
Household indebtedness and well-being: Evidence from Australia. [PDF]
PLoS OneTammam M +3 more
europepmc +1 more source