Results 181 to 190 of about 65,448 (318)
Self-Selection and Tests for Bias and Risk in Mortgage Lending: Can You Price the Mortgage If You Don't Know the Process? [PDF]
There is increasing interest in understanding the determinants of mortgage rejection by lenders and default by borrowers. Although many researchers have proposed simple single-equation models of rejection and default, we argue that far more complex ...
Robert F. Phillips, Anthony M.J. Yezer
core
Race, Place and Preterm Birth. [PDF]
Paediatr Perinat EpidemiolDuhig C, Matoba N, Collins JW.
europepmc +1 more source
Real estate agents’ collaboration and housing outcomes
Real Estate Economics, EarlyView.Abstract This article examines how collaboration between listing and selling agents influences housing market outcomes and how these effects differ across the institutional environments of conventional and foreclosure (real estate owned [REO]) transactions.
Lu Fang +2 more
wiley +1 more source
Is there discrimination in mortgage pricing? the case of overages [PDF]
We conduct an empirical investigation to explain observed differentials in mortgage overage pricing. Our analysis makes several contributions. First, we study an area of mortgage pricing that is little understood by consumers and has received little ...
Ramon P. DeGennaro +2 more
core
A systematic review examining the relationship between debt and the mental health outcomes of anxiety, depression and suicidality within the United States. [PDF]
SSM Popul HealthRooney K +6 more
europepmc +1 more source
Information Capitalization in the Housing Market: Evidence from Land Leases
Real Estate Economics, EarlyView.Abstract This paper provides causal evidence on the reaction of housing market participants to information shocks regarding a complex policy scheme affecting the future user cost of housing. We study the capitalization of large future land rent increases into transaction prices of residential units located on leasehold land in Helsinki, Finland.
Heidi Falkenbach +3 more
wiley +1 more source
A Dynamic Analysis of Mortgage Arrears in the UK Housing Market [PDF]
The UK economy has enjoyed an unprecedented period of positive economic growth since the early 1990s. The absence of recession for more than a decade has been accompanied by a sustained decline in the level of mortgage arrears, as reported by major ...
Catarina Figueira +2 more
core
Housing instability, health, and substance use among adults over age 50 living in New York City. [PDF]
Front Public HealthVersey HS, Dougherty M, Mair C.
europepmc +1 more source
Criminology, EarlyView.Abstract To mitigate the consequences of school punishment, we must move from documenting the school‐to‐prison pipeline (STPP) toward understanding how punishment increases criminal legal system involvement. Beyond impacting academic performance, punishment may encourage disengagement from school, teachers, and peers; delinquency; and secondary ...
Stephanie Ann Wiley +2 more
wiley +1 more source
Accounting Perspectives, EarlyView.ABSTRACT A long‐standing debate exists between neutrality and conservatism in financial reporting. This debate has gained momentum following the 2010 FASB decision to remove the term conservatism from its Conceptual Framework. While neutrality is now promoted as a cornerstone of faithful representation, conservatism remains embedded in numerous ...
Rahat Jafri +2 more
wiley +1 more source