Rent control, rent overcharge, and racial disparity
Real Estate Economics, EarlyView.Abstract Rent control policies have gained renewed legislative momentum in the United States, but are rent‐regulated landlords adhering to these policies? Answering this question is critical to understanding the policy's impact. Using a unique panel data set from the New York City Housing and Vacancy Survey (NYCHVS), we investigate noncompliance with ...
Brent W. Ambrose +3 more
wiley +1 more source
Competition in mortgage markets: the effect of lender type on loan characteristics [PDF]
This article examines how competition among lenders affects mortgage loan characteristics. The author finds that, on average, banks issue safer mortgages than independent mortgage banks.
Richard J. Rosen
core
Housing ableism in finding and maintaining housing among people with disabilities: A scoping review. [PDF]
PLoS OneLindsay S, Öncil G, Leo S.
europepmc +1 more source
Capitalizing flood risk protective measures in residential real estate
Real Estate Economics, EarlyView.Abstract This study utilizes 1.4 million residential transactions incorporating flood hazard estimates derived from a nationwide elevation model and hydrological data to examine the role of flood protections to mitigate the negative impact of flood risk on home prices.
Muhammad Ramzan Kalhoro +3 more
wiley +1 more source
A Monte Carlo examination of bias tests in mortgage lending [PDF]
An exploration of the effectiveness of testing procedures in uncovering discrimination by mortgage lenders, reflecting perceived shortcomings in the scope of data provided by the Home Mortgage Disclosure Act, which indicates that the rejection rate for ...
Paul W. Bauer, Brian A. Cromwell
core
Contemporary Area-Level Mortgage Loan Denial Risk and Health-Related Quality of Life Among Cancer Survivors. [PDF]
Cancer MedBrown JA +9 more
europepmc +1 more source
Home foreclosure discounts in auctions without reserve prices
Real Estate Economics, EarlyView.Abstract This article estimates foreclosure discounts in Cape Town, South Africa, where, until 2019, foreclosure auctions occurred without reserve prices. Using newly constructed data linking sheriff auction notices to the universe of property transactions, rich property characteristics, and municipal service‐request records, I document large ...
Allan Davids
wiley +1 more source
The Anatomy of a Residential Mortgage Crisis: A Look Back to the 1930s [PDF]
Looking back to the 1930s provides the opportunity to examine one severe mortgage crisis as we live through another. This paper examines the development of the residential mortgage market during the 1920s, the institutional disruptions that occurred in ...
Kenneth A. Snowden
core
Historical redlining and contemporary home mortgage lending: Investigating neighborhood-level racial disparities in mortgage originations in the United States. [PDF]
CitiesChen L +4 more
europepmc +1 more source
Real Estate Economics, EarlyView.AbstractWe test for gender differences in the real estate appraisal industry. We ask whether female appraisers evaluate different types of properties and whether they value the properties differently compared to their male counterparts. We largely do not find any statistically or economically significant differences between male and female appraisers ...
James N. Conklin +3 more
wiley +1 more source