Results 121 to 130 of about 65,448 (318)
Mortgage Terminations: The Role of Conditional Volatility [PDF]
This article is the winner of the Real Estate Finance manuscript prize (sponsored by Fannie Mae Foundation) presented at the 2001 American Real Estate Society Annual Meeting.
David M. Harrison +2 more
core
Post‐Breach Events, Itemisation and the Avoided Loss Rule
The Modern Law Review, EarlyView.In English law, the following equation is used to compute damages awards: (a) loss sustained in consequence of the breach of duty (‘prima facie loss’) minus (b) benefits obtained as a result of the breach of duty = (c) net loss. This paper explores the manner in which prima facie loss is defined.
Melody Hadfield
wiley +1 more source
Mortgage Default Rates and Borrower Race [PDF]
We estimate a mortgage default model with national data on conventional mortgages that were current from 1986 to 1992. Our analysis confirms the results of previous analyses of Federal Housing Authority mortgages: Black households have higher marginal ...
Richard Anderson, James VanderHoff
core
Asymptotic Tail Moments of the Time Dependent Aggregate Risk Model
MathematicsIn this paper, we study an extension of the classical compound Poisson risk model with a dependence structure among the inter-claim time and the subsequent claim size.
Dechen Gao, Jiandong Ren
doaj +1 more source
The Impact of Mortgage Rates on Mortgage Refinancing
International Journal of Economics and Financial IssuesMortgages loans are vital for the acquisition of housing property and mortgage lending rates play an important role in mortgage market trends, borrowers, and lenders’ decisions. Objective: the aim of this paper is to evaluate the combined effect of current and previous mortgage rates on mortgage refinancing.
openaire +1 more source
International Journal of Urban and Regional Research, EarlyView.Abstract Africa is recognized as the final frontier for urbanization and capitalism. Following a long wave of massive loans to promote state‐led developments, small private foreign and local developers are transforming the urban landscape on the outskirts of Luanda, forging partnerships with Angola's national and local governments and developing an ...
Higor Carvalho
wiley +1 more source
Managing Mortgage Credit Risk: What Went Wrong With the Subprime and Alt-A Markets? [PDF]
The purpose of this study is two-fold: first, to explain the demise of subprime and Alt-A mortgage markets in the U.S. from the viewpoint of measuring and managing mortgage credit risk; and secondly, to discuss several policy lessons that can be learned ...
Man Cho
core
CAPITALIZING CRISIS: Urban Extractivism in Athens Amidst Neoliberal Restructurings
International Journal of Urban and Regional Research, EarlyView.Abstract In this article we examine the post‐2009 transformation of Athens through the analytical lens of urban extractivism. We argue that the Greek sovereign debt crisis did not operate as a temporary disruption, but as a durable political condition that enabled the institutionalization of extractive urban governance.
Konstantinos Zafeiris +2 more
wiley +1 more source
Income Volatility and Residential Mortgage Delinquency: Evidence from 12 EU countries [PDF]
We investigate the socio-economic determinants of mortgage delinquency in 12 EU countries and observe that income volatility significantly increases the mortgage delinquency risk.
Luis Diaz-Serrano
core
International Journal of Urban and Regional Research, EarlyView.Abstract Much of the current popular and academic literature on the provision of green spaces is dominated by the assumption that ‘nature’ is an unalloyed positive, and that socioeconomic and racial exclusion from access to green spaces is a problem of unequal spatial distribution rather than of the form and content of particular urban designs.
Kiera Chapman
wiley +1 more source