Results 111 to 120 of about 65,448 (318)
Screening Mortgage Default Risk: A Unified Theoretical Framework [PDF]
This study developed a unified framework for theoretically analyzing a set of mortgage attributes that screens borrower types according to their unobservable default risk.
Danny Ben-Shahar
core
Beyond Inflation: The Adequacy of Out‐of‐Home Care Allowances in Australia
Australian Economic Review, EarlyView.ABSTRACT Research Question This study examines whether home‐based (foster, kinship or relative) out‐of‐home care (OOHC) allowances in New South Wales, Australia, adequately reflect the contemporary costs of caring for children. Research Findings We find that real median expenditure among families with children increased by 23%–30% between 2006 and 2022,
Ou Yang +4 more
wiley +1 more source
Home mortgage lending by the numbers [PDF]
A look at some of the issues associated with reports that minority applicants for home mortgage loans are far more likely than whites to be denied credit.
Robert B. Avery +2 more
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Australian Journal of Public Administration, EarlyView.Abstract This paper examines the role of trust as an element of effective co‐production in collaborative governance, with particular focus on the reciprocal nature of trust. Co‐production offers a way for governments to develop more effective policies through actively engaging stakeholders by connecting institutional goals with lived experience ...
Christine Horn +2 more
wiley +1 more source
The Distribution of Property Level Mortgage Arrears [PDF]
This economic letter uses new micro loan-level data from Irish banks to gain a better understanding of the financial difficulties in the Irish mortgage sector. The availability of these data provide a more granular view of borrower distress and clarifies
McGuinness, Anne
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Ed Davey's Tory Removals: The Liberal Democrats and the 2024 General Election
The Political Quarterly, Volume 96, Issue 1, Page 83-90, January/March 2025.Abstract The 2024 general election represented a remarkable comeback for the Liberal Democrats. Less than a decade on from the coalition and the 2015 election debacle, Sir Ed Davey's party reclaimed third‐party status in the House of Commons with seventy‐two MPs—the largest total for the Liberal Democrats or their Liberal Party predecessors since the ...
Peter Sloman
wiley +1 more source
The Consequences of Mortgage Credit Expansion: Evidence from the 2007 Mortgage Default Crisis [PDF]
We demonstrate that a rapid expansion in the supply of mortgages driven by disintermediation explains a large fraction of recent U.S. house price appreciation and subsequent mortgage defaults.
Amir Sufi, Atif Mian
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Fragmented and Dealigned: The 2024 British General Election and the Rise of Place‐Based Politics
The Political Quarterly, Volume 96, Issue 1, Page 13-25, January/March 2025.Abstract While the outcome of the 2024 British general election signalled a resounding repudiation of the incumbent government—returning a 231‐seat swing from the Conservatives to Labour—it did not radically overturn the geography of electoral outcomes in England and Wales.
Will Jennings +3 more
wiley +1 more source
Third Party Originators and Mortgage Prepayment Risk: An Agency Problem? [PDF]
We focus on an agency problem encountered by mortgage lenders and investors in mortgage-backed securities when the underlying collateral is originated by third parties.
Michael LaCour-Little, Gregory H. Chun
core
Improving Population Health Through Housing Policy: Lessons From the Public Housing Program
The Milbank Quarterly, EarlyView.Policy Points Housing is a fundamental social determinant of health and is particularly amenable to policy intervention. Policies that seek to improve health should improve housing quality, affordability, and stability. The public housing program has improved health across the life course, but the structure of the program currently limits its ...
ANDREW FENELON
wiley +1 more source