Results 111 to 120 of about 37,947 (265)
The Modern Law Review, EarlyView.Machine learning (ML) systems, increasingly deployed in high‐stakes decision‐making, inherently produce uncertain outputs that can lead to unlawful discrimination. This article provides the first legal analysis of how predictive uncertainty in ML systems interacts with UK anti‐discrimination law under the Equality Act 2010.
Holli Sargeant
wiley +1 more source
Home mortgage lending by the numbers [PDF]
A look at some of the issues associated with reports that minority applicants for home mortgage loans are far more likely than whites to be denied credit.
Robert B. Avery +2 more
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International Journal of Urban and Regional Research, EarlyView.Abstract This article develops the concept of a territorial business model (TBM) to renew the analysis of the production of the urban built environment beyond established urban cores. Based on the case of Chongli, a site for the 2022 Beijing Winter Olympics, this article provides a double decentering of the ways in which a mountain region was urbanized
Thierry Theurillat, Mengke Zhang
wiley +1 more source
The Consequences of Mortgage Credit Expansion: Evidence from the 2007 Mortgage Default Crisis [PDF]
We demonstrate that a rapid expansion in the supply of mortgages driven by disintermediation explains a large fraction of recent U.S. house price appreciation and subsequent mortgage defaults.
Amir Sufi, Atif Mian
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EPISTEMIC EXTRACTIVISM IN ENGAGED URBAN AND HOUSING RESEARCH: Implications and Counter‐measures
International Journal of Urban and Regional Research, EarlyView.Abstract What is ‘epistemic extractivism’, and how does it affect researchers who are engaged in urban and housing movements? This essay first explores the contexts of both engaged research and epistemic extractivism, clarifying their meanings and implications. It also disentangles the ethical and methodological risks posed by epistemic extractivism in
Miguel A. Martínez
wiley +1 more source
Third Party Originators and Mortgage Prepayment Risk: An Agency Problem? [PDF]
We focus on an agency problem encountered by mortgage lenders and investors in mortgage-backed securities when the underlying collateral is originated by third parties.
Michael LaCour-Little, Gregory H. Chun
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International Journal of Urban and Regional Research, EarlyView.Abstract Africa is recognized as the final frontier for urbanization and capitalism. Following a long wave of massive loans to promote state‐led developments, small private foreign and local developers are transforming the urban landscape on the outskirts of Luanda, forging partnerships with Angola's national and local governments and developing an ...
Higor Carvalho
wiley +1 more source
Managing Mortgage Credit Risk: What Went Wrong With the Subprime and Alt-A Markets? [PDF]
The purpose of this study is two-fold: first, to explain the demise of subprime and Alt-A mortgage markets in the U.S. from the viewpoint of measuring and managing mortgage credit risk; and secondly, to discuss several policy lessons that can be learned ...
Man Cho
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The social life of money for children
The British Journal of Sociology, EarlyView.Abstract Inspired by Nigel Dodd's The Social Life of Money, this article proposes an analysis of entangled economic lives, that is, how meaning, structures and politics jointly shape the flow of monies within households. The past decades have marked a shift from “childrearing expenditures” to “parenting investments” that align with new visions of both ...
Nina Bandelj
wiley +1 more source
Mortgage Terminations: The Role of Conditional Volatility [PDF]
This article is the winner of the Real Estate Finance manuscript prize (sponsored by Fannie Mae Foundation) presented at the 2001 American Real Estate Society Annual Meeting.
David M. Harrison +2 more
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