A Dynamic Analysis of Mortgage Arrears in the UK Housing Market [PDF]
The UK economy has enjoyed an unprecedented period of positive economic growth since the early 1990s. The absence of recession for more than a decade has been accompanied by a sustained decline in the level of mortgage arrears, as reported by major ...
Catarina Figueira +2 more
core
Bringing Nuance to Real Estate Financialisation: Insights From Brazil
ABSTRACT Real estate has re‐emerged as an object of inquiry in geography and urban studies in recent years, particularly through the lens of the financialisation debate. The literature on financialisation has extensively documented how finance has reshaped real estate markets, often prioritising short‐term rent extraction in ways that can undermine ...
Stefano Pagin, Daniel Sanfelici
wiley +1 more source
The prospective relationship between uptake of earned income tax credit (EITC), financial strain, and health in socio-economically strained families of Arab-American descent. [PDF]
Arnetz BB +9 more
europepmc +1 more source
What Caused the Decline in the US Saving Ratio? [PDF]
We investigate whether the mortgage equity withdrawal (MEW) mechanism is useful for explaining the large declines in the US personal saving ratio in the last two decades. MEW depends on house price inflation and mortgage rates.
Paradiso, Antonio, Rao, B. Bhaskara
core +1 more source
Background As adolescents transition to increased independence, they may also begin to encounter financial difficulties, including debt, which may contribute to psychological distress. While financial difficulties and experienced financial scarcity have been well‐documented contributors to suicidality in adults, their impact on adolescent populations ...
Susan J. Ravensbergen +5 more
wiley +1 more source
The impact of census-tract level mortgage discrimination on cognitive function: accounting for measurement instability in small-area data via joint modeling. [PDF]
Hu Y +6 more
europepmc +1 more source
Mortgage interest rate dispersion in the euro area [PDF]
Despite the remarkable economic and financial convergence over the last ten years in the euro area, mortgage interest rates still differ across countries.
Kok, Christoffer +1 more
core
Consumer confidence and household investment
Abstract Can consumer confidence account for the leading indicator property of household investment (HI) over the US business cycle? We find that it does. Consumer confidence leads HI and housing starts by two and one‐quarter, respectively. Household investment increases persistently after a positive confidence shock, and so do total hours worked ...
Hashmat Khan +2 more
wiley +1 more source
Factors associated with psychological wellbeing, is education one of them? [PDF]
Oskrochi G, Oskrochi Y, Eskrootchi R.
europepmc +1 more source
The CRA and subprime lending [PDF]
The Community Reinvestment Act (CRA) has been under much scrutiny amid the subprime lending bust. Critics of the CRA contend that the law pushed banking institutions to undertake high-risk mortgage lending.
Community Affairs Office
core

