Results 171 to 180 of about 368,697 (290)

Hurricane‐induced risk contagion in commercial real estate: Evidence from Hurricane Sandy

open access: yesReal Estate Economics, EarlyView.
Abstract This study examines how hurricane‐induced destruction affects the prices of nearby undamaged commercial real estate properties, using Hurricane Sandy as a natural experiment. Using Real Capital Analytics transaction records spatially merged with Federal Emergency Management Agency building‐level damage data, we empirically employ a difference ...
Lu Fang   +3 more
wiley   +1 more source

Equilibrium mortgage choice and housing tenure decisions with refinancing [PDF]

open access: yes
The last decade has brought about substantial mortgage innovation and increased refinancing. The objective of this paper is to understand the determinants and implications of mortgage choice in the context of a general equilibrium model with incomplete ...
Carlos Garriga   +2 more
core  

Exploring the Materiality of Data Breach Disclosures on the Australian Stock Exchange

open access: yesAbacus, EarlyView.
This study examines Australian Stock Exchange (ASX) data breach announcements to provide insights into the extent and nature of data breach disclosures, as well as the costs, particularly to stakeholder relationships. Using a dataset of all data breach‐related announcements on the ASX, we identify a lack of data breach disclosure and, where disclosures
Jane Andrew   +3 more
wiley   +1 more source

The Distribution of Property Level Mortgage Arrears [PDF]

open access: yes
This economic letter uses new micro loan-level data from Irish banks to gain a better understanding of the financial difficulties in the Irish mortgage sector. The availability of these data provide a more granular view of borrower distress and clarifies
McGuinness, Anne
core  

Investigating proxies for retail investor attention in financial markets

open access: yesAccounting &Finance, Volume 65, Issue 1, Page 521-550, March 2025.
Abstract Investor attention influences financial markets but “depends on where you search” (Ben‐Rephael et al., The Review of Financial Studies, 2017, 30, 3009). We explore various retail investor attention proxies and their correlations with company characteristics and market reactions.
Daniel Cahill   +2 more
wiley   +1 more source

Competition in mortgage markets: the effect of lender type on loan characteristics [PDF]

open access: yes
This article examines how competition among lenders affects mortgage loan characteristics. The author finds that, on average, banks issue safer mortgages than independent mortgage banks.
Richard J. Rosen
core  

Sailing Through Setbacks—What Makes Personal Financial Resilience?

open access: yesAccounting &Finance, EarlyView.
ABSTRACT We investigate financial adaptation by young adults (18 to 40 years old) during a recent cost‐of‐living crisis in a developed economy. Interview, financial, demographic and psychographic data are brought together to shed new light on personal financial resilience, or the capacity to adapt to financial shocks.
Syed Shah   +2 more
wiley   +1 more source

Accounting for changes in the homeownership rate [PDF]

open access: yes
After three decades of being relatively constant, the homeownership rate increased over the period 1994 to 2005 to attain record highs. The objective of this paper is to account for the observed boom in ownership by examining the role played changes in ...
Carlos Garriga   +2 more
core  

Examining changes in the prevalence of cost‐motivated alcohol reduction attempts in the context of a cost‐of‐living crisis and alcohol duty reforms: A population survey of risky drinkers in Great Britain, 2021–2024

open access: yesAddiction, EarlyView.
Abstract Background and aims Affordability of alcohol is a key driver of consumption. The cost‐of‐living crisis in Great Britain has been putting pressure on household budgets since late 2021. In addition, the UK Government implemented substantial reforms to the alcohol duty system and increased alcohol taxes in 2023.
Sarah E. Jackson   +7 more
wiley   +1 more source

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