Predatory mortgage lending [PDF]
Journal of Financial Economics, 2008 Regulators express growing concern over predatory loans, which we take to mean loans that borrowers should decline. Using a model of consumer credit in which such lending is possible, we identify the circumstances in which it arises both with and without
Bilge Yilmaz +2 more
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Effects of housing stability and contemporary mortgage lending bias on breast cancer stage at diagnosis among older women in the United States [PDF]
Cancer MedicineBackground Interventions aimed at upstream factors contributing to late‐stage diagnoses could reduce disparities and improve breast cancer outcomes.
Nicole Rademacher +7 more
doaj +2 more sources
Lending standards in mortgage markets [PDF]
Economic Synopses, 2009 While the data seem to suggest that lenders did the right thing by tightening standards and increasing denials...the ongoing financial crisis suggests that they did not tighten them enough.Mortgages ; Bank ...
Carlos Garriga
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Redlining, reinvestment, and racial segregation: a bayesian spatial analysis of mortgage lending trajectories and firearm-related violence [PDF]
Injury EpidemiologyBackground In the United States, firearm-related violence disproportionately impacts low-income, racially segregated communities more than affluent, predominantly White neighborhoods. This trend stems from historical disinvestment, discriminatory lending
Gia Barboza-Salerno +3 more
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Mortgage lending as a mechanism to stimulate investment demand in the context of digitalization [PDF]
SHS Web of Conferences, 2021 Currently, in difficult epidemiological conditions, there are significant changes in all spheres of human life. Also, the negative impact of the coronavirus epidemic (COVID-19) was not spared by such a significant area for humanity as a mortgage ...
Kolmykova Tatiana +3 more
doaj +1 more source
Technologies of virtual reality and perspectives of their application in mortgage lending
E-Management, 2022 The article discusses issues related to the development trends of the Russian mortgage lending market, reveals the essence and substantiates the relevance of the introduction of virtual technologies in the process of providing mortgage loans.
E. I. Shamanina +2 more
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Possible usage of foreign practice of mortgage lending in Russia [PDF]
E3S Web of Conferences, 2020 The article compares the mechanisms of mortgage lending in Russia and abroad, examines how the methods of German mortgage lending can be applied in Russian practice.
Ushakov Denis +2 more
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A New Look on the Profitability of Fixed and Indexed Mortgage Products
Mathematics, 2023 This study presents a novel approach to analyzing the present value of total profit for fixed and indexed mortgage products in order to determine the optimal mortgage interest rate that would maximize the bank’s expected total profit based on applying ...
Paoyu Huang +3 more
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Mortgage Lending as a Component of Economic Growth
Наукові записки НаУКМА: Економічні науки, 2020 The purpose of the article is to reveal the role and importance of the mortgage lending development to overcome the financial and economic crisis and ensure the positive dynamics of macroeconomic indicators.
Olena Bazilinska, Olena Panchenko
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Регионология, 2021 Introduction. Mortgage lending plays an important role both for the banking system and for the country’s economy as a whole. In addition to the main function of providing people with comfortable housing, mortgage system development stimulates various ...
Anatoly A. Volkov
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