Results 121 to 130 of about 102,060 (285)
Affective Infrastructure: Capitalism's Specters in the Ecovillage Findhorn Community
ABSTRACT The Ecovillage Findhorn Community (EFC) in Northeast Scotland seeks to live in harmony with nature. How the community has done this over its 60‐plus years has changed from social communalism, where residents lived in cheap caravans, to now mostly privately‐owned expensive ‘eco’ houses with green technology.
Kelsey D. Grubbs
wiley +1 more source
FEATURES OF FORMATION AND DEVELOPMENT OF THE COMMON MARKET OF MORTGAGE LENDING IN THE EUROPEAN UNION
The article is devoted to the analysis of features of formation of the uniform market of mortgage lending in the European Union. The main approaches of the countries of the region to delivery of a mortgage from the point of view of her key parameters are
R. Khusikhanov
doaj
The impact of sectoral macroprudential capital requirements on mortgage loan pricing: Evidence from the Belgian risk weight add-on. National Bank of Belgium Working Paper No. 306 [PDF]
In December 2013 the National Bank of Belgium introduced a sectoral capital requirement aimed at strengthening the resilience of Belgian banks against adverse developments in the real estate market.
Ferrari, Stijn +2 more
core +1 more source
Explainable Fairness in Mortgage Lending
Abstract In this paper we employ explainable artificial intelligence methods to identify unfairness in mortgage lending. Our aim is to reproduce credit lending decisions via explainable machine learning models and, then, assess whether such decisions are fair, particularly in terms of race.
Golnoosh Babaei +2 more
openaire +1 more source
The degree of cooperativism in Europe: Towards an evaluation model for cooperative banking
Abstract Democracy, social commitment and proximity are fundamental values of cooperative‐based financial institutions. The degree of cooperativism of an entity (or, by extension, of a territorial area or country) can be associated with the intensity with which the entity promotes the inherent values of cooperatives.
Francisco Salas‐Molina +2 more
wiley +1 more source
Which Indonesian Home Purchasers Seek Mortgage Finance? [PDF]
The incidence of taking a mortgage loan from a commercial bank or cooperative for home purchase is sharply lower in developing than industrialized countries.
Nilesh Patel, Raymond J. Struyk
core
Bringing Nuance to Real Estate Financialisation: Insights From Brazil
ABSTRACT Real estate has re‐emerged as an object of inquiry in geography and urban studies in recent years, particularly through the lens of the financialisation debate. The literature on financialisation has extensively documented how finance has reshaped real estate markets, often prioritising short‐term rent extraction in ways that can undermine ...
Stefano Pagin, Daniel Sanfelici
wiley +1 more source
The article considers the educational credit as a standalone product of crediting in the sphere of higher professional education. The analysis of terminological approaches to defining the essence of banking, consumer and public types of credit and are ...
doaj
Ten myths about subprime mortgages [PDF]
On close inspection many of the most popular explanations for the subprime crisis turn out to be myths. Empirical research shows that the causes of the subprime mortgage crisis and its magnitude were more complicated than mortgage interest rate resets ...
Yuliya Demyanyk
core
Background As adolescents transition to increased independence, they may also begin to encounter financial difficulties, including debt, which may contribute to psychological distress. While financial difficulties and experienced financial scarcity have been well‐documented contributors to suicidality in adults, their impact on adolescent populations ...
Susan J. Ravensbergen +5 more
wiley +1 more source

