Results 121 to 130 of about 102,295 (304)
Explainable Fairness in Mortgage Lending
Abstract In this paper we employ explainable artificial intelligence methods to identify unfairness in mortgage lending. Our aim is to reproduce credit lending decisions via explainable machine learning models and, then, assess whether such decisions are fair, particularly in terms of race.
Golnoosh Babaei +2 more
openaire +1 more source
Neighborhood information and home mortgage lending. [PDF]
An examination of how information about a neighborhood affects the level of lending activity in it--specifically, whether lenders deny mortgage applications at higher rates in neighborhoods where they have little experience in evaluating applications and/
Mark S. Sniderman +2 more
core
Child and Adolescent Mental Health, EarlyView.Background As adolescents transition to increased independence, they may also begin to encounter financial difficulties, including debt, which may contribute to psychological distress. While financial difficulties and experienced financial scarcity have been well‐documented contributors to suicidality in adults, their impact on adolescent populations ...
Susan J. Ravensbergen +5 more
wiley +1 more source
FEATURES OF FORMATION AND DEVELOPMENT OF THE COMMON MARKET OF MORTGAGE LENDING IN THE EUROPEAN UNION
Вестник университета, 2019 The article is devoted to the analysis of features of formation of the uniform market of mortgage lending in the European Union. The main approaches of the countries of the region to delivery of a mortgage from the point of view of her key parameters are
R. Khusikhanov
doaj
Вестник университетаHousing commissioning in the Far Eastern Federal District of the Russian Federation was low until 2019, which resulted in housing availability lower than the national average.
A. P. Alekseenko +2 more
doaj +1 more source
Consumer confidence and household investment
Economic Inquiry, EarlyView.Abstract Can consumer confidence account for the leading indicator property of household investment (HI) over the US business cycle? We find that it does. Consumer confidence leads HI and housing starts by two and one‐quarter, respectively. Household investment increases persistently after a positive confidence shock, and so do total hours worked ...
Hashmat Khan +2 more
wiley +1 more source
FEATURES OF FORMATION AND DEVELOPMENT OF THE COMMON MARKET OF MORTGAGE LENDING IN THE EUROPEAN UNION
Вестник университета, 2016 The article is devoted to the analysis of features of formation of the uniform market of mortgage lending in the European Union. The main approaches of the countries of the region to delivery of a mortgage from the point of view of her key parameters are
R. Khusikhanov
doaj
Which Indonesian Home Purchasers Seek Mortgage Finance? [PDF]
The incidence of taking a mortgage loan from a commercial bank or cooperative for home purchase is sharply lower in developing than industrialized countries.
Nilesh Patel, Raymond J. Struyk
core
Global shocks and the debt‐growth nexus
Economic Inquiry, EarlyView.Abstract This paper re‐examines the relationship between debt and growth with and without the influence of global shocks for a panel of 22 economies. The analysis introduces an approach that accounts for the complexity of global factors and estimates the debt‐to‐growth and growth‐to‐debt nexus for household, corporate, and public debt from a purely ...
Fabrizio Casalin +2 more
wiley +1 more source
Regional Science Policy &Practice, EarlyView., 2023 Abstract This paper sheds light on regional recovery prospects from the coronavirus disease 2019 (COVID‐19) crisis by examining the link between gross rates of establishment openings and closures and local economic growth spanning the 2001 recession and the 2007–2009 global financial crisis (GFC).
Nicholas Kacher, Stephan Weiler
wiley +1 more source