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Introduction. Mortgage lending plays an important role both for the banking system and for the country’s economy as a whole. In addition to the main function of providing people with comfortable housing, mortgage system development stimulates various ...
Anatoly A. Volkov
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Best practice methods for estimating sustainable long-term value for lending purpose [PDF]
Mortgage lending creates risks for consumers who resort to loans as well as for credit institutions that make lending decisions. One way to ensure that the potential risks associated with mortgage lending are properly managed is through the value and ...
VOLOSATÎI, Carolina, ALBU, Svetlana
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MORTGAGE AS A TOOL FOR ADDRESSING HOUSING NEEDS
Mortgage lending is investigated as an effective tool for solving residential problems of the country’s population. The advantages and disadvantages of types of mortgage loans and models of the mortgage market are considered.
V. V. Volkova, N. І. Volkova
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MORTGAGE LENDING IN THE AGRICULTURAL ECONOMY: OPPORTUNITIES AND RISKS
The development of the agrosphere is possible through the development of all areas of the mortgage (mortgages of agricultural land). However, the efficiency of mortgage lending in agriculture is low.
Ruslana Sodoma +3 more
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Econometric Modeling of the Nonlinear Impact of Mortgage Lending on Housing Construction in Russian Regions [PDF]
This paper analyzes the impact of the mortgage lending market on housing construction in Russian regions. The study uses panel data from 83 Russian regions for 2005–2021 (excluding regions added to the Russian Federation since 2014).
Svetlana N. Kotlyarova +2 more
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Analytical Implications of Mortgage Lending Value and Bottom Value
This study concerns the analytical formulation and relative implications of bottom value (BV) and mortgage lending value (MLV) regarding properties where the existing building provides an income during its useful life, leaving thereafter only the land ...
Francesca Salvo +4 more
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Benchmarking as a Tool for Providing Analytical Support to Mortgage Lending Operations of a Bank
The essence of benchmarking is investigated and questions of its organization in the course of mortgage lending operations in the bank are considered as one of the most effective modern tools for improvement of work and achievement of competitive ...
O. B. Hamkalo, K. S. Demkiv
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Neighborhood Information and Home Mortgage Lending [PDF]
Abstract We use individual-level mortgage application data to empirically test for scale economies in neighborhood lending, and find evidence of significant economies associated with the scale of operation of individual lenders in a neighborhood. The inability to exploit these economies of scale is found to explain a substantial portion of the higher
Robert B. Avery +2 more
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Mortgage Lending and Financial Stability in Asia [PDF]
We estimated the effect of the share of mortgage lending by individual banks (together with some control variables) on two measures of financial stability — the bank Z-score and the non-performing loan ratio — for a sample of 397 banks in 19 emerging Asian economies for the period 2003–2014 from the Bankscope database.
Morgan, Peter J., Zhang, Yan
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The article presents the current state of the market of housing mortgage lending in Russia, analyzes the experience and trends in its further development on the basis of the analysis conducted for the 2005-2022 period.
Valentina N. Berdnikova / Бердникова В. Николаевна +1 more
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