Results 11 to 20 of about 102,060 (285)
Best practice methods for estimating sustainable long-term value for lending purpose [PDF]
Journal of Social Sciences, 2022 Mortgage lending creates risks for consumers who resort to loans as well as for credit institutions that make lending decisions. One way to ensure that the potential risks associated with mortgage lending are properly managed is through the value and ...
VOLOSATÎI, Carolina, ALBU, Svetlana
doaj +1 more source
MORTGAGE AS A TOOL FOR ADDRESSING HOUSING NEEDS
Фінансово-кредитна діяльність: проблеми теорії та практики, 2019 Mortgage lending is investigated as an effective tool for solving residential problems of the country’s population. The advantages and disadvantages of types of mortgage loans and models of the mortgage market are considered.
V. V. Volkova, N. І. Volkova
doaj +1 more source
MORTGAGE LENDING IN THE AGRICULTURAL ECONOMY: OPPORTUNITIES AND RISKS
Фінансово-кредитна діяльність: проблеми теорії та практики, 2019 The development of the agrosphere is possible through the development of all areas of the mortgage (mortgages of agricultural land). However, the efficiency of mortgage lending in agriculture is low.
Ruslana Sodoma +3 more
doaj +1 more source
Analytical Implications of Mortgage Lending Value and Bottom Value
Buildings, 2022 This study concerns the analytical formulation and relative implications of bottom value (BV) and mortgage lending value (MLV) regarding properties where the existing building provides an income during its useful life, leaving thereafter only the land ...
Francesca Salvo +4 more
doaj +1 more source
Econometric Modeling of the Nonlinear Impact of Mortgage Lending on Housing Construction in Russian Regions [PDF]
AlterEconomicsThis paper analyzes the impact of the mortgage lending market on housing construction in Russian regions. The study uses panel data from 83 Russian regions for 2005–2021 (excluding regions added to the Russian Federation since 2014).
Svetlana N. Kotlyarova +2 more
doaj +1 more source
Benchmarking as a Tool for Providing Analytical Support to Mortgage Lending Operations of a Bank
Статистика України, 2019 The essence of benchmarking is investigated and questions of its organization in the course of mortgage lending operations in the bank are considered as one of the most effective modern tools for improvement of work and achievement of competitive ...
O. B. Hamkalo, K. S. Demkiv
doaj +1 more source
Neighborhood Information and Home Mortgage Lending [PDF]
Journal of Urban Economics, 1999 Abstract We use individual-level mortgage application data to empirically test for scale economies in neighborhood lending, and find evidence of significant economies associated with the scale of operation of individual lenders in a neighborhood. The inability to exploit these economies of scale is found to explain a substantial portion of the higher
Robert B. Avery +2 more
openaire +1 more source
Mortgage Lending and Financial Stability in Asia [PDF]
SSRN Electronic Journal, 2015 We estimated the effect of the share of mortgage lending by individual banks (together with some control variables) on two measures of financial stability — the bank Z-score and the non-performing loan ratio — for a sample of 397 banks in 19 emerging Asian economies for the period 2003–2014 from the Bankscope database.
Morgan, Peter J., Zhang, Yan
openaire +2 more sources
ON THE ISSUE OF THE AVAILABILITY OF SOCIAL MORTGAGES FOR CITIZENS IN NEED OF BETTER HOUSING CONDITIONS [PDF]
Legal Bulletin, 2022 The relevance of research. In recent decades, the term “social mortgage” has been firmly established in the socio-economic space of Russia. Despite the fact that this term is not reflected in federal legislation, the institution of social mortgage has ...
VASILYEVA O.N., YANINA M.S.
doaj +1 more source
Access to mortgage credit and housing price dynamics
International Journal of Strategic Property Management, 2016 In real estate studies, arguably the most important topic revolves around what actually affect the price of properties. In addition to various macroeconomic factors, the mortgage industry is also believed to play a major role.
Eddie C. M. Hui, Ivan M. H. Ng
doaj +1 more source