Results 21 to 30 of about 102,295 (304)

ON THE ISSUE OF THE AVAILABILITY OF SOCIAL MORTGAGES FOR CITIZENS IN NEED OF BETTER HOUSING CONDITIONS [PDF]

open access: yesLegal Bulletin, 2022
The relevance of research. In recent decades, the term “social mortgage” has been firmly established in the socio-economic space of Russia. Despite the fact that this term is not reflected in federal legislation, the institution of social mortgage has ...
VASILYEVA O.N., YANINA M.S.
doaj   +1 more source

The Varying Effects of Predatory Lending Laws on High-Cost Mortgage Applications [PDF]

open access: yes, 2007
Federal, state, and local predatory lending laws are designed to restrict and in some cases prohibit certain types of high-cost mortgage credit in the subprime market.
Ho, Giang, Pennington-Cross, Anthony
core   +2 more sources

Access to mortgage credit and housing price dynamics

open access: yesInternational Journal of Strategic Property Management, 2016
In real estate studies, arguably the most important topic revolves around what actually affect the price of properties. In addition to various macroeconomic factors, the mortgage industry is also believed to play a major role.
Eddie C. M. Hui, Ivan M. H. Ng
doaj   +1 more source

The Evolution of the Subprime Mortgage Market [PDF]

open access: yes, 2006
This paper describes subprime lending in the mortgage market and how it has evolved through time. Subprime lending has introduced a substantial amount of risk-based pricing into the mortgage market by creating a myriad of prices and product choices ...
Chomsisengphet, Souphala   +1 more
core   +2 more sources

THE INFLUENCE OF SOCIO-ECONOMIC FACTORS ON THE DEVELOPMENT OF RESIDENTIAL MORTGAGE LENDING (CASE STUDY OF THE ALTAI TERRITORY)

open access: yesФинансы: теория и практика, 2017
Nowadays the residential mortgage lending is a matter of great importance for the socio-economic development of Russia in the context of providing the majority of people with owner-occupied homes.
N. I. Glotova, T. E. Fasenko
doaj   +1 more source

Factors of heterogeneity of mortgage refinancing in the Russian regions

open access: yesВестник университета, 2023
During the period of soft monetary policy in Russia, there was heterogeneous regional growth of mortgage refinancing. Social, demographic, economic and financial indicators of the Russian regions explain interregional differences in mortgage refinancing.
E. A. Gafarova
doaj   +1 more source

Local Predatory Lending Laws: Going Beyond North Carolina [PDF]

open access: yes, 2005
Following the lead of federal regulations, numerous states, counties and cities have enacted laws designed to reduce predatory lending. There is at least anecdotal evidence that predatory or abusive mortgage lending is primarily concentrated in the ...
Ho, Giang, Pennington-Cross, Anthony
core   +1 more source

Economic and Environmental Tradeoffs in Cultivating Short Food Supply Chains With Urban Indoor Agriculture

open access: yesAgribusiness, EarlyView.
ABSTRACT This study advances the literature on sustainable urban agriculture and alternative sustainable food production systems, which have gained momentum due to the need to strengthen regional food supply chains and meet the growing urban demand for fresh food. Indoor agriculture (IA) holds promise for year‐round cultivation of fresh produce even in
Joseph Seong   +2 more
wiley   +1 more source

Borrower Self-Selection, Underwriting Costs, and Subprime Mortgage Credit Supply [PDF]

open access: yes, 2005
In the U.S., households participate in two very different types of credit markets. Personal lending is characterized by continuous risk-based pricing in which lenders offer households a continuous distribution of borrowing possibilities based on ...
Nichols, Joseph   +2 more
core   +1 more source

Housing as Asset‐Based Welfare in Australia: An Investigation Through a Consumption Lens

open access: yesAustralian Journal of Social Issues, EarlyView.
ABSTRACT Housing asset‐based welfare has long been a key component of Australia's social policy. This resonates with a parallel literature identifying a trade‐off between homeownership and the size of nations' welfare states, wherein owner‐occupiers in smaller welfare states tend to come to rely on housing wealth to meet many of their welfare needs ...
Gavin A. Wood   +3 more
wiley   +1 more source

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