Results 61 to 70 of about 102,060 (285)
Housing as the Fifth Pillar of the Welfare State: Why Spain Needs Structural Reform
The Political Quarterly, EarlyView.Abstract Spain's ongoing housing crisis reflects the cumulative effects of fragmented governance, underinvestment and financialisation. Despite recent reforms, structural challenges persist, threatening affordability and social inclusion. This article diagnoses the roots of Spain's housing failures, explores pathways for systemic reform and argues that
Montserrat Pareja‐Eastaway
wiley +1 more source
ROLE OF THE STATE IN IMPROVING HOUSING STANDARDSOF POPULATION BY AFFORDABLE HOUSING [PDF]
Sovremennye Issledovaniâ Socialʹnyh Problem, 2012 The article investigates the role of government in improving theliving standards of the population by creating and implementing a strategy of market development of affordable housing based onresidential mortgage lending, providing for the establishment ...
Zaytuna Garipova
doaj
Housing Prices, Bank Lending, and Monetary Policy [PDF]
In order to gain more insight into the relationship between housing prices and mortgage lending, we estimate models for both the Dutch housing and the mortgage market.
Irene de Greef, Ralph de Haas
core
The Termination of Subprime Hybrid and Fixed Rate Mortgages [PDF]
, 2010 Adjustable-rate and hybrid loans have been a larger component of subprime mortgage lending in the mortgage market than prime lending. The typical adjustable-rate loan in subprime is a hybrid of fixed and adjustable characteristics in which the first 2 ...
Ambrose +16 more
core +2 more sources
Governments, Home Ownership and Low‐Cost Home Ownership Initiatives
The Political Quarterly, EarlyView.Abstract Widening the spectrum of households who can enter home ownership has been a long‐established policy in the UK. This article explores low‐cost home ownership initiatives from the late 1970s onwards and in the context of home ownership more generally. Over the decades, government support for home ownership has shifted from making tax concessions
Peter Williams
wiley +1 more source
Relationship Banking in the Residential Mortgage Market? Evidence from Switzerland
Swiss Journal of Economics and Statistics, 2016 Summary We examine to what extent mortgage lending is characterized by strong relationships between banks and their borrowers. Our analysis is based on survey data covering all current bank relations for a sample of 1,481 Swiss households out of which ...
Martin Brown, Matthias Hoffmann
doaj +1 more source
Back to the Future: Labour and the Politics of Financial Deregulation
The Political Quarterly, EarlyView.Abstract One of the professed aims of the current Labour government in the UK is to boost GDP by ‘cutting red tape’. This also applies to the financial sector, where in recent months regulators have been asked to reflect on how rule changes could contribute to competitiveness and growth. A flurry of deregulatory initiatives has resulted from this.
Nick Kotucha
wiley +1 more source
Sustainable development of mortgage lending: economic challenges and prospects
Хабаршысы. Экономика сериясыThis article examines the development of mortgage lending in Kazakhstan, focusing on its dynamics and its relationship with key macroeconomic indicators.
J.S. Mukhamedov +2 more
doaj +1 more source
The 2008 HMDA data: the mortgage market during a turbulent year [PDF]
The data that mortgage lending institutions reported for 2008 under the Home Mortgage Disclosure Act of 1975 (HMDA) reflect the ongoing difficulties in the housing and mortgage markets.
Christa N. Gibbs +4 more
core
The Modern Law Review, EarlyView.In Waller‐Edwards v One Savings Bank Plc, the Supreme Court addressed, for the first time, the significant question of whether banks were put on constructive notice of potential undue influence in so‐called ‘hybrid’ scenarios. ‘Hybrid’ scenarios are those in which loan monies are advanced to a couple partly for their joint benefit and partly for one ...
Chris Bevan
wiley +1 more source