Results 61 to 70 of about 102,295 (304)
MODELS AND METHODS OF RISK MANAGEMENT IN MORTGAGE LENDING
Вестник Российского экономического университета имени Г. В. Плеханова, 2017 The article considers different risks of mortgage lending. It describes the basic causes of risks, methods for their identification and evaluation; as well the article lists and analyzes the main methods of reducing the potential damage.
Anna V. Vorobeva
doaj +1 more source
British Journal of Management, EarlyView.Abstract Algorithms, commonly used in business practice, often discriminate against members of protected classes (e.g. racial minorities). Previous research findings suggest that individuals, including those from protected classes, under some circumstances, may not respond negatively to discriminatory algorithms.
Gülen Sarial‐Abi, Verdiana Giannetti
wiley +1 more source
Dynamics Trends of Russians’ Mortgage Debt in Tightening Macroprudential Policy
Учёт. Анализ. АудитThe Bank of Russia’s macroprudential measures, implemented since 2021, target the growth and structure of Russian household mortgage debt. Tightening these measures over the past three years actualise of the effectiveness and validity of this policy of ...
S. G. Bychkova +2 more
doaj +1 more source
THE ROLE OF MORTGAGE CREDIT IN ENSURING ECONOMIC GROWTH
Наука Красноярья, 2014 The decision of the important social task - ensuring the availability of housing for the mass of the population of the country, on the one hand, allowed to launch investment, savings, financial and credit mechanisms for ensuring economic growth of the ...
Z. L. Garipova
doaj +1 more source
Housing Prices, Bank Lending, and Monetary Policy [PDF]
In order to gain more insight into the relationship between housing prices and mortgage lending, we estimate models for both the Dutch housing and the mortgage market.
Irene de Greef, Ralph de Haas
core
Supply driven mortgage choice [PDF]
, 2016 Variable mortgage contracts dominate the UK mortgage market (Miles, 2004). The dominance of the variable rate mortgage contracts has important consequences for the transmission mechanism of monetary policy decisions and systemic risks (Khandani et al ...
Alla Koblyakova +21 more
core +1 more source
The Modern Law Review, EarlyView.In Waller‐Edwards v One Savings Bank Plc, the Supreme Court addressed, for the first time, the significant question of whether banks were put on constructive notice of potential undue influence in so‐called ‘hybrid’ scenarios. ‘Hybrid’ scenarios are those in which loan monies are advanced to a couple partly for their joint benefit and partly for one ...
Chris Bevan
wiley +1 more source
ROLE OF THE STATE IN IMPROVING HOUSING STANDARDSOF POPULATION BY AFFORDABLE HOUSING [PDF]
Sovremennye Issledovaniâ Socialʹnyh Problem, 2012 The article investigates the role of government in improving theliving standards of the population by creating and implementing a strategy of market development of affordable housing based onresidential mortgage lending, providing for the establishment ...
Zaytuna Garipova
doaj
The Modern Law Review, EarlyView.This paper explores how the affordability of rents is addressed in the long‐anticipated reform of the English private rental sector (PRS) by the Renters’ Rights Act 2025. The PRS has doubled in size since 2010, acting as a social housing substitute for some households.
Emma Laurie
wiley +1 more source
The 2008 HMDA data: the mortgage market during a turbulent year [PDF]
The data that mortgage lending institutions reported for 2008 under the Home Mortgage Disclosure Act of 1975 (HMDA) reflect the ongoing difficulties in the housing and mortgage markets.
Christa N. Gibbs +4 more
core