Results 81 to 90 of about 102,295 (304)
Paying More for the American Dream IV: The Decline of Prime Mortgage Lending in Communities of Color [PDF]
, 2010 The financial crisis has led to significantly reduced access to mortgage credit for all borrowers and communities. In neighborhoods of color, however, where the foreclosure crisis has taken an especially severe toll, access to prime, conventional ...
Alexis Iwanisziw +4 more
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International Journal of Urban and Regional Research, EarlyView.Abstract Africa is recognized as the final frontier for urbanization and capitalism. Following a long wave of massive loans to promote state‐led developments, small private foreign and local developers are transforming the urban landscape on the outskirts of Luanda, forging partnerships with Angola's national and local governments and developing an ...
Higor Carvalho
wiley +1 more source
Mortgage brokers and fair lending [PDF]
Mortgage brokers play an important role in the housing finance market, but they also present unique challenges to regulators attempting to enforce fair lending laws.
Paul S.Calem, Stanley D. Longhofer
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The social life of money for children
The British Journal of Sociology, EarlyView.Abstract Inspired by Nigel Dodd's The Social Life of Money, this article proposes an analysis of entangled economic lives, that is, how meaning, structures and politics jointly shape the flow of monies within households. The past decades have marked a shift from “childrearing expenditures” to “parenting investments” that align with new visions of both ...
Nina Bandelj
wiley +1 more source
The CRA and subprime lending [PDF]
The Community Reinvestment Act (CRA) has been under much scrutiny amid the subprime lending bust. Critics of the CRA contend that the law pushed banking institutions to undertake high-risk mortgage lending.
Community Affairs Office
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The Best Value in the Subprime Market: State Predatory Lending Reforms [PDF]
, 2006 To find a model for national legislation, many lawmakers need look no further than their own backyards. People who live in states with strong laws against predatory lending are more likely to get responsible mortgages at a lower cost.Our findings show ...
Keith S. Ernst, Wei Li
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The untold costs of subprime lending: examining the links among higher-priced lending, foreclosures and race in California [PDF]
This paper explores the relationship between race, subprime lending, and foreclosure in California in an effort to understand what happened during the subprime lending boom.
Carolina Reid, Elizabeth Laderman
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The British Journal of Sociology, EarlyView.ABSTRACT In the last several years, disaster insurance programs around the world have experienced disruptions that many observers interpret to be a primary symptom of “climate crisis” (Bittle 2024). Governments have responded to these disruptions through disjointed and at times contradictory measures: they treat disasters, alternately, as “Acts of God”
Stephen J. Collier
wiley +1 more source
IMPROVING THE SYSTEM OF MORTGAGE CREDITING OF RESIDENTIAL REAL ESTATE IN UKRAINE
Baltic Journal of Economic Studies, 2015 The purpose of the article is to improve the system of mortgage crediting of residential real estate in Ukraine. Mortgage lending appeared in Ukraine in the early XVII century, today the actual problem is a small percentage of the banking book long-term ...
Alexander Goloven, Vladimir Korneev
doaj
Persistence of mortgage lending bias in the United States: 80 years after the Home Owners' Loan Corporation security maps. [PDF]
J Race Ethn City, 2022 Namin S +6 more
europepmc +1 more source