Results 31 to 40 of about 6,066 (163)

Forecasting Mortality Rates with a Two-Step LASSO Based Vector Autoregressive Model

open access: yesRisks, 2022
This paper proposes a two-step LASSO based vector autoregressive (2-LVAR) model to forecast mortality rates. Within the VAR framework, recent studies have developed a spatial–temporal autoregressive (STAR) model, in which age-specific mortality rates are
Thilini Dulanjali Kularatne   +2 more
doaj   +1 more source

Measurement and Impact of Longevity Risk in Portfolios of Pension Annuity: The Case in Sub Saharan Africa

open access: yesFinTech, 2023
Longevity is without a doubt on the rise throughout the world due to advances in technology and health. Since 1960, Ghana’s average annual mortality improvement has been about 1.236%.
Samuel Asante Gyamerah   +3 more
doaj   +1 more source

The Application of Bühlmann-Straub Model to the Estimation of Net Premium Rates Depending on the Age of the Insured in the Motor Hull Liability Insurance

open access: yesActa Universitatis Lodziensis. Folia Oeconomica, 2016
One of the basic variables used in the process of tariff calculation of premiums in motor hull liability insurance is the age of the insured. In this type of insurance offered by insurers operating on the Polish market, this variable is taken into ...
Anna Szymańska
doaj   +1 more source

Regulatory Highlights – The Year 2016 In Review and Implications for 2017 [PDF]

open access: yes, 2017
The Public Utility Commission of Texas (“PUCT” or “Commission”) started out last year much the same way that it is starting out this year—the key item on its agenda will be the sale of Oncor Electric Delivery, LLC out of the EFH bankruptcy—however this ...
Liebmann, Diana
core   +1 more source

Market failure in the municipal economy

open access: yesEkonomia i Prawo, 2009
The aim of this paper is, firstly, to assess the main factors of market failure in the municipal economy and, secondly, to show its practical consequences for the regulatory framework.
Piotr Jeżowski
doaj   +1 more source

Personalization as a promise: Can Big Data change the practice of insurance?

open access: yesBig Data & Society, 2020
The aim of this article is to assess the impact of Big Data technologies for insurance ratemaking, with a special focus on motor products.The first part shows how statistics and insurance mechanisms adopted the same aggregate viewpoint.
Laurence Barry, Arthur Charpentier
doaj   +1 more source

The Problem of Data Bias in the Pool of Published U.S. Appellate Court Opinions

open access: yesJournal of Empirical Legal Studies, Volume 17, Issue 2, Page 224-261, June 2020., 2020
For decades, researchers have studied the relationship between the political leanings of judges and the outcomes of appellate litigation in the United States. The primary source of data for this research has been published judicial opinions that describe cases and their outcomes.
Keith Carlson   +2 more
wiley   +1 more source

Actuarial Impacts of Loss Cost Ratio Ratemaking in U.S. Crop Insurance Programs

open access: yesJournal of Agricultural and Resource Economics, 2011
This study examines the actuarial implications of the loss cost ratio (LCR) ratemaking methodology employed by the Risk Management Agency as a component of base rates for U.S.
Joshua D. Woodard   +2 more
doaj   +1 more source

Bayesian Approach to Simultaneous Variable Selection and Estimation in a Linear Regression Model with Applications in Driver Telematics

open access: yesMathematics
This article proposes a novel application of the Bayesian variable selection framework for driver telematics data. Unlike the traditional LASSO, the Bayesian variable selection framework allows us to incorporate the importance of certain features in ...
Himchan Jeong, Minwoo Kim
doaj   +1 more source

Improving automobile insurance ratemaking using telematics : incorporating mileage and driver behaviour data [PDF]

open access: yes, 2016
We show how data collected from a GPS device can be incorporated in motor insurance ratemaking. The calculation of premium rates based upon driver behaviour represents an opportunity for the insurance sector.
Ayuso, Mercedes   +3 more
core   +5 more sources

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