Results 51 to 60 of about 6,066 (163)
On automobile insurance ratemaking [PDF]
ASTIN Bulletin, 1968 Suppose that an automobile insurance plan is characterized by a double classification. The risks are thus divided into classes, i = 1, 2, …, p (e.g. defined by use of car and age of operator), and groups j = 1, 2, …, q (e.g. defined by licence and by accidents during the last three years).
openaire +1 more source
Herding cats: Competitive underwriting of catastrophe‐exposed property risks ‐ A teaching case
Risk Management and Insurance Review, Volume 28, Issue 3, Page 363-381, Fall 2025.Abstract Risk management is an important aspect of property insurance sales, underwriting, and rating that is covered lightly in standard texts or publishers' materials. This case is based on the risk management considerations of a fictitious insurer within an often competitive and always high‐stakes industry segment—the primary insurance market for ...
Faith R. Neale, Lorilee A. Medders
wiley +1 more source
Actuarial implications of prevented planting coverage
Applied Economic Perspectives and Policy, Volume 47, Issue 1, Page 394-415, March 2025.Abstract Within the Federal Crop Insurance Program (FCIP), prevented planting (PP) coverage provides payments for pre‐planting costs associated with crops that ultimately cannot be planted due to adverse weather. PP indemnities, which are not considered production losses within the FCIP rating methodology, influence premium rates differently than ...
Dylan Turner +3 more
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Commission on the Future of Worker-Management Relations; Notice of Closing the Public Record [PDF]
, 1994 Notice_Federal_Register_041894.pdf: 96 downloads, before Oct.
U.S. Government Printing Office
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A fair price to pay: Exploiting causal graphs for fairness in insurance
Journal of Risk and Insurance, Volume 92, Issue 1, Page 33-75, March 2025.Abstract In many jurisdictions, insurance companies are prohibited from discriminating based on certain policyholder characteristics. Exclusion of prohibited variables from models prevents direct discrimination, but fails to address proxy discrimination, a phenomenon especially prevalent when powerful predictive algorithms are fed with an abundance of ...
Olivier Côté +2 more
wiley +1 more source
Rate-Making, Smoker Surcharge, and Insurer Risk Management Under the U.S. Affordable Care Act [PDF]
Financial Markets, Institutions and RisksRate-making — a vital component of insurance and risk management — can be creative and at times contentious because pricing is its central goal. In the United States, the Affordable Care Act (ACA) permits insurers in the non-group and small group markets
Roger Lee Mendoza
doaj +1 more source
Race and premium misrating in the U.S. Federal Crop Insurance Program
Applied Economic Perspectives and Policy, Volume 46, Issue 1, Page 169-188, March 2024.Abstract USDA farm support programs have an established history of racial discrimination. Today, the Federal Crop Insurance Program is among the largest and most important programs available to U.S. farmers. Previous research has documented systematic misrating of crop insurance premiums with sizable welfare implications.
Jim Teal, Andrew W. Stevens
wiley +1 more source
Ratemaking in a changing environment
ASTIN Bulletin, 2023 AbstractIn pricing insurance contracts based on the individual policyholder’s aggregate losses for non-life insurers, the literature has mainly focused on using detailed information from policies and closed claims. However, the information on open claims can reflect shifts in the distribution of the expected claim payments better than closed claims ...
openaire +2 more sources
Benchmarking and Regulation of Electricity Transmission and Distribution Utilities: Lessons from International Experience [PDF]
, 2004 Since the early 1980's, many countries have implemented electricity sector reform, many of which have bundled generation, transmission, distribution and supply activities, and have introduced competition in generation and supply. An increasing number
Jamasb, Tooraj, Pollitt, Michael G.
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Market Allocation in the Health Insurance Industry and the McCarran- Ferguson Act [PDF]
, 2011 30 p.This Article examines the scope of the McCarran-Ferguson Act under existing Supreme Court precedent and reviews the sparse case law addressing the MFA’s applicability to market allocation schemes in the insurance industry, including the Blue ...
Stutz, Randy
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