Results 261 to 270 of about 26,683,218 (307)

Scalable Decentralized Privacy-Preserving Usage-Based Insurance for Vehicles

IEEE Internet of Things Journal, 2021
Compared with traditional insurance schemes, usage-based insurance (UBI) for vehicles is more economic and accurate for drivers since its insurance premium calculation depends on how vehicles are driven. However, UBI requires sensitive driving data to determine insurance premiums, and this could result in serious privacy breach for drivers.
Xiuzhen Cheng   +2 more
exaly   +2 more sources

Challenges in Smartphone-Driven Usage Based Insurance

2013 IEEE Global Conference on Signal and Information Processing, 2013
Usage Based Insurance (UBI) programs for car insurance is becoming mainstream using tailored vehicle mounted hardware, where the commercial initiatives can be traced back to the mid-nineties [1]. The smartphone has been identified as an enabler for future UBI, replacing the vehicle (after-) mounted dedicated hardware with a ubiquitous device with a ...
Peter Händel   +2 more
exaly   +3 more sources

PRIDE: A Private and Decentralized Usage-Based Insurance Using Blockchain

2018 IEEE International Conference on Internet of Things (iThings) and IEEE Green Computing and Communications (GreenCom) and IEEE Cyber, Physical and Social Computing (CPSCom) and IEEE Smart Data (SmartData), 2018
Usage-based Insurance (UBI) for vehicles determines the insurance premiums according to actual usage and driving pattern. It can significantly reduce insurance costs for safe drivers, however, UBI schemes require detailed driving data to determine the insurance premiums, which may lead to serious privacy breach for drivers.
Xiuzhen Cheng   +2 more
exaly   +2 more sources

Usage-Based Insurance—Impact on Insurers and Potential Implications for InsurTech

North American Actuarial Journal, 2021
Insurers are increasingly embracing the InsurTech ecosystem. The most important InsurTech-related trend in automobile insurance is usage-based insurance (UBI), which enables insurers to access and ...
Xin Che, Andre Liebenberg, Jianren Xu
openaire   +1 more source

Usage-based Insurance Using IoT Platform

2017 21st International Computer Science and Engineering Conference (ICSEC), 2017
The premium of car insurance is normally calculated based on statistics i. e. car and driver information. Drivers who have the same age range pay equivalent premiums regardless of their driving behavior. We propose the usage-based insurance (UBI) system that takes driver behaviors into account.
Puntavut Lertpunyavuttikul   +2 more
openaire   +1 more source

Progressive Patents for Usage-Based Insurance

SSRN Electronic Journal, 2017
The material in this case presents Progressive Insurance as it faced important decisions regarding how to proceed with its usage-based insurance (UBI) initiatives, including the Snapshot device and related patents. Progressive had a head start on its competitors employing UBI pricing, but several competing insurance companies had been testing the ...
John Ziegler, Jacqueline Doyle
openaire   +1 more source

Home - About - Disclaimer - Privacy