Results 271 to 280 of about 26,683,218 (307)

Usage‐based insurance and its acceptance: An empirical approach

Risk Management and Insurance Review, 2021
AbstractThis study aims to explore the motor insurance market's attitude towards usage‐based insurance (UBI), and thus its readiness for a launch in the near future. Data on client perception was collected using a structured questionnaire. On the basis of this, an initial selection of factors, other than income, that could influence the declared ...
Adam Śliwiński, Łukasz Kuryłowicz
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Usage-based insurance system based on carrier-cloud-client

2015 10th International Conference on Communications and Networking in China (ChinaCom), 2015
With the increasing availability of driving operation data and vehicle information for auto insurance services, it is possible for insurance companies to provide differentiate insurance premiums and value-added services for drivers. We develop a usage based insurance system for the first time, which is comprised of carrier, cloud and client referring ...
Jiangqin Peng, Nanjie Liu, Haitao Zhao 0004, Minglu Yu   +3 more
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MoCha: Large-Scale Driving Pattern Characterization for Usage-based Insurance

Proceedings of the 27th ACM SIGKDD Conference on Knowledge Discovery & Data Mining, 2021
Given widely adopted vehicle tracking technologies, usage-based insurance has been a rising market over the past few years. With potential discounts from insurance companies, customers voluntarily install sensing devices in their vehicles for insurance companies, which are utilized to analyze their historical driving patterns to derive the risks of ...
Zhihan Fang, Guang Yang 0028, Dian Zhang 0001, Xiaoyang Xie, Guang Wang 0001, Yu Yang 0010, Fan Zhang 0019, Desheng Zhang 0002   +7 more
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Speed-Based Location Tracking in Usage-Based Automotive Insurance

2017 IEEE 37th International Conference on Distributed Computing Systems (ICDCS), 2017
Usage-based Insurance (UBI) is regarded as a promising way to offer more accurate insurance premium by profiling driving behaviors. Compared with traditional insurance which considers drivers' history of accidents, traffic violations and etc, UBI focuses on driving data and can give a more reasonable insurance premium based on the current driving ...
Lu Zhou, Qingrong Chen, Zutian Luo, Haojin Zhu, Cailian Chen   +4 more
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A Blockchain-Based Approach for Usage Based Insurance and Incentive in ITS

TENCON 2019 - 2019 IEEE Region 10 Conference (TENCON), 2019
With the increasing number of vehicles on the road, the insurance market for vehicular insurance is also increasing. There has been a massive proliferation in the number of policy taken by the drivers over the year. The traditional vehicular insurance processes used by the insurance companies rely on analyzing the history of the behaviors of the ...
Pranav Kumar Singh, Roshan Singh, Gwmsrang Muchahary, Mridutpal Lahon, Sukumar Nandi   +4 more
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Smartphone-Based Telematics for Usage Based Insurance

2016
In this chapter we study and introduce a smartphone-based telematics system for usage-based insurance (UBI). The smartphone has been identified as an enabler for future UBI, replacing the in-vehicle telecommunication hardware devices with a ubiquitous device with a plurality of sensors, means for data processing and wireless communication.
Prokopis Vavouranakis, Spyros Panagiotakis, George Mastorakis, Constandinos X. Mavromoustakis   +3 more
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Discrimination Issues in Usage-Based Insurance for Traditional and Autonomous Vehicles

2020
Vehicle insurance companies have started to offer usage-based policies which track users to estimate premiums. In this paper we argue that usage-based vehicle insurance can lead to indirect discrimination of sensitive personal characteristics of users, have a negative impact in multiple personal freedoms, and contribute to reinforcing existing socio ...
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Usage-Based Insurance. Koncepcja I Studium Dotychczasowych Analiz (Usage-Based Insurance: The Concept and Study of Available Analyses)

2017
The English version of this paper can be found at <a href='http://ssrn.com/abstract=3051648'>http://ssrn.com/abstract=3051648</a>. <b>Polish Abstract:</b> Pomimo, że ubezpieczenia wykorzystujące rozwiązania telematyczne mogą stanowić potencjalne źródło przewagi konkurencyjnej, tematyka Usage-Based Insurance (UBI) jest wciąż ...
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Investigation on Consumers' Acceptance of Usage Based Insurance with Internet of Vehicles

2019 IEEE Eurasia Conference on IOT, Communication and Engineering (ECICE), 2019
The purpose of this paper is to explore the consumer acceptability of Usage Based Insurance (this article is referred to as UBI) in the context of vehicle networking. The research and analysis are carried out by the combination of qualitative and quantitative research.
Qian-Ru Zhuo, Yu-Zhou Huang
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Usage-Based Auto Insurance on the Swedish Market: A Case Study

2019 Portland International Conference on Management of Engineering and Technology (PICMET), 2019
The Swedish consumer market for auto insurance is in a process of transformation from traditional insurance to usage-based insurance (UBI) based on telematics. The Swedish market can be characterized as having a high level of diffusion and use of digital technologies, yet while auto UBI is well established on several markets internationally it has been
Dan Pettersson, Joakim Lillieskold, Peter Handel, Johan Agerman   +3 more
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