Results 1 to 10 of about 125,184 (329)

A Model for Lender-Borrower Trust in Peer-To-Peer Lending

open access: yesComTech, 2018
This research examined factors that influenced lender’s trust towards the borrower. The peerto- peer lending platform facilitated lending mechanism between lender and borrower.
Dyah Wahyu Sukmaningsih
doaj   +2 more sources

Consequences of the CJEU Ruling of 3 October 2019 on Swiss Franc Mortgage Loans for Polish Borrowers

open access: yesZeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej, 2020
The article discusses the effects of the recent ruling of the Court of Justice of the European Union (the CJEU), regarding the impact of abusive contractual provisions included in the foreign currency loan contracts on the legal effectiveness of the ...
Anna Wilk
doaj   +12 more sources

Borrowed robes [PDF]

open access: yesEMBO reports, 2021
Should scientists indulge their fantasies by writing fiction?
openaire   +3 more sources

Innovation and borrower discouragement in SMEs

open access: yesSmall Business Economics, 2022
In this paper, we investigate whether innovative small- and medium-sized enterprises (SMEs) are more likely to be discouraged from applying for external finance than non-innovators.
Ross Brown   +2 more
semanticscholar   +1 more source

Global Financial and Economic Crisis and its Russian Manifestations [PDF]

open access: yesProstranstvennaâ Èkonomika, 2009
Main causes of the current global economic crisis are considered, whose major discrepancy lies in the total capital accumulated by the American economy exceeding the size of capital value, which could have been covered by the revenues of the economy ...
Aleksandr Pavlovich Goryunov
doaj   +3 more sources

The Effect of Borrower-Specific Loan-to-Value Policies on Household Debt, Wealth Inequality and Consumption Volatility: An Agent-Basedanalysis

open access: yesSocial Science Research Network, 2022
This paper analyses the effects of borrower-specific credit constraints on macroeconomic outcomes in an agent-based housing market model, calibrated using U.K. household survey data.
Ruben Tarne, D. Bezemer, Thomas Theobald
semanticscholar   +1 more source

Language Gender-Marking and Borrower Discouragement

open access: yesSocial Science Research Network, 2022
Research suggests that sex-based grammatical systems in languages are associated with gender differences in economic behavior. This paper tests the hypothesis that language gender-marking has a gendered impact on borrower discouragement of entrepreneurs.
J. Bertrand, Francis Osei-Tutu, L. Weill
semanticscholar   +1 more source

Insurance as a loan agreement for managing risk in corporate lending [PDF]

open access: yesTrendovi u Poslovanju, 2021
Credit risk management is one of the most important banking operations, both in developed and developing countries. In addition to numerous methods and techniques, banks decide to conclude special credit agreements when granting loans to economic ...
Đekić Marija, Ristanović Vladimir
doaj   +1 more source

Bibliometric Review of Blended Finance and Partial Risk Guarantee: Establishing Needs and Advantages

open access: yesInternational Journal of Financial Studies, 2023
A partial risk guarantee (PRG) is one of the critical instruments in the blended finance approach that provides partial assurance to the risk investor to lend leveraged capital to the borrower. Under the PRG scheme, philanthropic capital is employed as a
Kamakshi Sharma   +9 more
doaj   +1 more source

THE JOINT EFFECT OF BORROWER TARGETED MACROPRUDENTIAL INSTRUMENTS AND CAPITAL REGULATIONS ON PROCYCLICALITY OF LOAN-LOSS PROVISIONS

open access: yesCopernican Journal of Finance & Accounting, 2019
We analyze the effects of macroprudential policy and micro-prudential capital regulations on the procyclicality of loan-loss provisions, using individual bank information from over 65 countries.
Małgorzata Olszak   +2 more
doaj   +3 more sources

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