Results 1 to 10 of about 615,045 (179)
Credit Cards: Facts and Theories [PDF]
SSRN Electronic Journal, 2005 We use data from several waves of the Survey of Consumer Finances to document credit and debit card ownership and use across US demographic groups. We then present recent theoretical and empirical contributions to the study of credit and debit card behavior.
Bertaut, Carol C., Haliassos, Michael
openaire +7 more sources
Investigating the associations of consumer financial knowledge and financial behaviors of credit card use [PDF]
Heliyon, 2023 The growing economic uncertainty makes consumers realize the importance of financial preparedness and management ability. Based on the U.S. National Financial Capability Study dataset from 2009, 2012, 2015, and 2018, this study explores the nexus between
Fuzhong Chen, Di Yu, Zijun Sun
doaj +2 more sources
Gated attention based generative adversarial networks for imbalanced credit card fraud detection [PDF]
PeerJ Computer ScienceCredit card fraud detection is highly important to maintain financial security. However, it is challenging to train suitable models due to the class imbalance in credit card transaction data.
Jiangmeng Ge +3 more
doaj +3 more sources
Self-esteem, money attitude, credit card usage, and compulsive buying behaviour
Economic Journal of Emerging Markets, 2016 The study aims to analyze the impact of self-esteem, money attitude, and credit card usage behaviour on compulsive buying behaviour of working women.
Megawati Simanjuntak, Ambar Susan Rosifa
doaj +13 more sources
THE CREDIT CARD USE ON MILLENNIALS’ MATERIALISTIC AND COMPULSIVE BUYING [PDF]
Innovative Issues and Approaches in Social Sciences, 2020 The growth of Indonesian economy is supported by the high consumption and the ease of credit card transaction, especially among the millennials. A survey implied that 63% of millennial generation need credit card.
Dodi Marjuki +3 more
doaj +1 more source
Credit Card Fraud Detection using Decision Tree and Random Forest [PDF]
ITM Web of Conferences, 2023 It is the time of technology advancement. Due to internet everything is available at the touch of a finger. There is a benefit of online shopping: first it saves lots of time and second it does not demand to go to market to buy anything.
Shah Dhwanir, Kumar Sharma Lokesh
doaj +1 more source
An empirical analysis of debit card interchange fee regulation: Evidence from Brazil
Latin American Journal of Central Banking, 2023 This paper presents an empirical analysis of the introduction, in October 2018, of maximum thresholds (“caps”) on debit card interchange fees for domestic payment cards in Brazil.
Daniel Tavares de Castro +2 more
doaj +1 more source
What is the key determinant of the credit card fraud risk assessment in Indonesia? An idea for brainstorming [PDF]
Banks and Bank Systems, 2023 This study examined the direct effect of brainstorming on fraud risk assessment at credit card issuing banks in Indonesia. Therefore, it was expected to help improve their performance in dealing with various credit card frauds.
Yuli Dewi +3 more
doaj +1 more source
CUS-RF-Based Credit Card Fraud Detection with Imbalanced Data
Journal of Risk Analysis and Crisis Response (JRACR), 2022 With the continuous expansion of the banks' credit card businesses, credit card fraud has become a serious threat to banking financial institutions. So, the automatic and real-time credit card fraud detection is the meaningful research work.
Wei Li, Cheng-shu Wu, Su-mei Ruan
doaj +1 more source
Jurnal Manajemen, 2018 This study was motivated by the presence of different views on whether or notallowed to use Islamic credit cards, although the Indonesian Council of Ulama (MUI) has issued a fatwa on the permissibility of the card.
Sholikul Hadi +2 more
doaj +1 more source