Credit Cards: Facts and Theories [PDF]
SSRN Electronic Journal, 2005 We use data from several waves of the Survey of Consumer Finances to document credit and debit card ownership and use across US demographic groups. We then present recent theoretical and empirical contributions to the study of credit and debit card behavior.
Bertaut, Carol C., Haliassos, Michael
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Investigating the associations of consumer financial knowledge and financial behaviors of credit card use [PDF]
Heliyon, 2023 The growing economic uncertainty makes consumers realize the importance of financial preparedness and management ability. Based on the U.S. National Financial Capability Study dataset from 2009, 2012, 2015, and 2018, this study explores the nexus between
Fuzhong Chen, Di Yu, Zijun Sun
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Gated attention based generative adversarial networks for imbalanced credit card fraud detection [PDF]
PeerJ Computer ScienceCredit card fraud detection is highly important to maintain financial security. However, it is challenging to train suitable models due to the class imbalance in credit card transaction data.
Jiangmeng Ge +3 more
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Self-esteem, money attitude, credit card usage, and compulsive buying behaviour
Economic Journal of Emerging Markets, 2016 The study aims to analyze the impact of self-esteem, money attitude, and credit card usage behaviour on compulsive buying behaviour of working women.
Megawati Simanjuntak, Ambar Susan Rosifa
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Consumer Credit Counseling: Credit Card Issuers' Perspectives [PDF]
SSRN Electronic Journal, 2003 On Friday, May 23, 2003, the Payment Cards Center hosted a workshop led by collections managers from J.P. Morgan Chase and Juniper Bank. The managers provided the credit card issuers' perspective on the consumer credit counseling industry. The day's discussion complemented an earlier workshop at which representatives from local consumer credit ...
Mark Furletti
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Enhancing credit card fraud detection using DBSCAN-augmented disjunctive voting ensemble. [PDF]
Sci RepGhalwash MA +3 more
europepmc +3 more sources
THE CREDIT CARD USE ON MILLENNIALS’ MATERIALISTIC AND COMPULSIVE BUYING [PDF]
Innovative Issues and Approaches in Social Sciences, 2020 The growth of Indonesian economy is supported by the high consumption and the ease of credit card transaction, especially among the millennials. A survey implied that 63% of millennial generation need credit card.
Dodi Marjuki +3 more
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Credit Card Fraud Detection using Decision Tree and Random Forest [PDF]
ITM Web of Conferences, 2023 It is the time of technology advancement. Due to internet everything is available at the touch of a finger. There is a benefit of online shopping: first it saves lots of time and second it does not demand to go to market to buy anything.
Shah Dhwanir, Kumar Sharma Lokesh
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An empirical analysis of debit card interchange fee regulation: Evidence from Brazil
Latin American Journal of Central Banking, 2023 This paper presents an empirical analysis of the introduction, in October 2018, of maximum thresholds (“caps”) on debit card interchange fees for domestic payment cards in Brazil.
Daniel Tavares de Castro +2 more
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What is the key determinant of the credit card fraud risk assessment in Indonesia? An idea for brainstorming [PDF]
Banks and Bank Systems, 2023 This study examined the direct effect of brainstorming on fraud risk assessment at credit card issuing banks in Indonesia. Therefore, it was expected to help improve their performance in dealing with various credit card frauds.
Yuli Dewi +3 more
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