Results 31 to 40 of about 1,287,610 (291)
Improving Classification Performance in Credit Card Fraud Detection by Using New Data Augmentation
Applied Informatics, 2023 In many industrialized and developing nations, credit cards are one of the most widely used methods of payment for online transactions. Credit card invention has streamlined, facilitated, and enhanced internet transactions.
Emilija Strelcenia, S. Prakoonwit
semanticscholar +1 more source
PERSEPSI ANALIS KARTU KREDIT TENTANG RESIKO KARTU KREDIT PADA BANK KONVENSIONAL DAN BANK SYARIAH
Jurnal Akuntansi Indonesia, 2014 This study aimed to compare the perception of risk analysts credit card at conventional banks and Islamic banks , case studies on the BNI and BNI Syariah in Semarang which includes the process of risk management application, credit card risk ...
Hilda Febianne Prayogo
doaj +1 more source
Credit card interchange fees [PDF]
Journal of Banking & Finance, 2009 We build a model of credit card pricing that explicitly takes into account credit functionality. In the model a monopoly card network always selects an interchange fee that exceeds the level that maximizes consumer surplus. If regulators only care about consumer surplus, a conservative regulatory approach is to cap interchange fees based on retailers ...
Rochet, J.-C., Wright, J.
openaire +4 more sources
Credit Card Fraud Detection Using Advanced Transformer Model [PDF]
2024 IEEE International Conference on Metaverse Computing, Networking, and Applications (MetaCom)With the proliferation of various online and mobile payment systems, credit card fraud has emerged as a significant threat to financial security. This study focuses on innovative applications of the latest Transformer models for more robust and precise ...
Chang Yu +5 more
semanticscholar +1 more source
Al-Adl, 2017 Credit card is one of tool for simply payment, and its giving efficient and more value for customer. It is also completing retail transaction that publish as a payment tool that used in some transaction.
Andin Rusmini
doaj +1 more source
The Making of a Market: The Relational Aspects of Credit Card Installments in Turkey
İstanbul Üniversitesi Sosyoloji Dergisi, 2021 With over 80 million credit cards, the Turkish credit card market is one of the largest in Europe. As of July 2021, the total annual volume of credit card sales exceeded 588 billion Turkish lira.
Muhammed Fatih Karakaya
doaj +1 more source
Review of Machine Learning Approach on Credit Card Fraud Detection
Human-Centric Intelligent Systems, 2022 Massive usage of credit cards has caused an escalation of fraud. Usage of credit cards has resulted in the growth of online business advancement and ease of the e-payment system.
Dr. Rejwan Bin Sulaiman +2 more
semanticscholar +1 more source
Financial Literacy and Credit Card Behaviors: A Cross-Sectional Analysis by Age
Numeracy, 2013 In this study, we use a measure of financial literacy that includes both a test score of actual financial literacy and a self-rating of perceived financial literacy to investigate how financial literacy affects five credit card behaviors: (1) always ...
Sam Allgood, William Walstad
doaj +1 more source
Factors influencing the effectiveness of credit card fraud prevention in Indonesian issuing banks [PDF]
Banks and Bank Systems, 2023 The increase in online credit card transactions in the digital era has caused an increase in credit card cyber incidents. This is happening globally, including in Indonesia.
Yuli Dewi +3 more
doaj +1 more source
Enhancing Credit Card Fraud Detection A Neural Network and SMOTE Integrated Approach [PDF]
Journal of Theory and Practice of Engineering ScienceCredit card fraud detection is a critical challenge in the financial sector, demanding sophisticated approaches to accurately identify fraudulent transactions.
Mengran Zhu +4 more
semanticscholar +1 more source