Results 41 to 50 of about 615,163 (297)

Consumer Credit Card Use Intention and Influence Factors Analysis

open access: yesMATEC Web of Conferences, 2017
Credit card as a kind of advanced means of payment and the new way of consumer credit in the world widely, but in our country is faced with some problems, such as their per capita spending is low, open the card number is small, motionless bank card is a ...
Wang Yantao
doaj   +1 more source

CONCEPTUALISING ISLAMIC CREDIT CARDS BASED ON MUSHĀRAKA MUTANĀQISA

open access: yesJournal of Islamic Monetary Economics and Finance, 2020
The purpose of this paper is to conceptualise an Islamic credit card (or mushāraka card) based on the Islamic principles of mushāraka mutanāqisa. A qualitative methodology was employed, with qualitative content analysis used on AAOIFI Shari’a Standard ...
Ahmed M Alkhan   +2 more
doaj   +1 more source

Credit card insurance

open access: yesTokovi osiguranja, 2022
This paper first briefly discusses the legal nature and legal framework of the loan and credit card agreement, its specific mandatory elements, and the relationship between such agreement and the credit card insurance agreement, followed by particular aspects of a credit card, its economic importance, and wide spread presence.
openaire   +1 more source

Credit card spending limit and personal finance: system dynamics approach

open access: yesCroatian Operational Research Review, 2014
Credit cards have become one of the major ways for conducting cashless transactions. However, they have a long term impact on the well being of their owner through the debt generated by credit card usage. Credit card issuers approve high credit limits to
Mirjana Pejić Bach   +2 more
doaj  

MINAT KEPEMILIKAN KARTU KREDIT (STUDI KASUS KOTA BOGOR)

open access: yesJurnal Aplikasi Bisnis dan Manajemen, 2017
The growth of the credit card ownership in 2014 is not suitable with the projection of Bank Indonesia (BI).  This issue influences the program of the government regarding cash leash society and the effectiveness of BI’s regulation on credit card.
Bunga Ayu Lestari   +2 more
doaj   +1 more source

Credit Card Fraud: A New Perspective On Tackling An Intransigent Problem [PDF]

open access: yes, 2011
This article offers a new perspective on battling credit card fraud. It departs from a focus on post factum liability, which characterizes most legal scholarship and federal legislation on credit card fraud and applies corrective mechanisms only after ...
Mana, Jafar   +2 more
core   +1 more source

The Degradation of Access‐Based Business Models: Customer Misbehavior and Shared Mobility

open access: yesBusiness Strategy and the Environment, EarlyView.
ABSTRACT Access‐based services are considered one of the strategies to embed sustainability in business models. Yet, because the evolution of these business models has been overlooked, we do not know whether their promise to create triple value is sustained.
Andres Camacho, Carmen Valor
wiley   +1 more source

Navigating the Double Edge of Product‐Service Systems: User Behavior, Adoption, and Rebound Effects

open access: yesBusiness Strategy and the Environment, EarlyView.
ABSTRACT Product‐service systems (PSS) have been considered a promising approach to operationalizing the circular economy. Although many studies have outlined the potential sustainability gains of PSS solutions, it is still unclear what factors drive PSS adoption and how behavioral changes result in rebound effects, undermining their potential ...
Marina Fernandes Aguiar   +3 more
wiley   +1 more source

Financial Literacy and Credit Card Payoff Behaviors: Using Generalized Ordered Logit and Partial Proportional Odds Models to Measure American Credit Card Holders’ Likelihood of Repaying Their Credit Cards

open access: yesInternational Journal of Financial Studies
According to the Federal Reserve of the United States, in the second quarter of 2024, American credit card debt reached USD 1.14 trillion, the highest balance ever recorded.
Christos I. Giannikos   +1 more
doaj   +1 more source

MACHINE LEARNING-BASED APPROACHES FOR CREDIT CARD DEBT PREDICTION [PDF]

open access: yesMalaysian Journal of Computing
The primary concern in the stock market and banks that offer credit cards has been a problem over time. Regardless of their capacity to pay, most card users abuse their credit cards and accrue debt from cash cards.
Nurain Ibrahim   +3 more
doaj   +1 more source

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