Results 131 to 140 of about 456,242 (287)
Solving the mystery of high credit card rates [PDF]
Interest rates ; Credit ...
Randall J. Pozdena
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The British Journal of Sociology, EarlyView.ABSTRACT Family financial assistance with home ownership has attracted significant scholarly attention in recent years. However, the role of culture and ethnicity, transnational ties, and migration in this practice remains significantly under‐addressed.
Julia Cook
wiley +1 more source
A model of money and credit, with application to the credit card debt puzzle [PDF]
Many individuals simultaneously have significant credit card debt and money in the bank. The credit card debt puzzle is: given high interest rates on credit cards and low rates on bank accounts, why not pay down debt?
Irina A. Telyukova, Randall Wright
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Journal of Agricultural Economics, EarlyView.ABSTRACT Most research questions in agricultural and applied economics are causal in nature: they study how changes in one or more variables (such as policies, prices or weather) affect one or more other variables (e.g., income, crop yields or pollution).
Arne Henningsen +6 more
wiley +1 more source
Journal of Agricultural Economics, EarlyView.ABSTRACT Coffee producers deal with uncertainty due to high volatility in coffee prices. To navigate these challenges, producers must balance the tradeoff between higher yield and better quality utilising heterogeneous technologies, such as intensive production methods and environmental management practices.
Orlando Rodríguez +2 more
wiley +1 more source
A discrete choice approach to model credit card fraud [PDF]
This paper analyses the demographic, socio-economics and banking specific determinants that influence the risk of fraud in a portfolio of credit cards. The data are from recent account archives for cards issued throughout Italy.
Paba, Antonello, Pulina, Manuela
core +1 more source
Dutch dilemma: Housing prices and flood risk exposure
Real Estate Economics, EarlyView.Abstract This article studies the impact of flood risk exposure on housing prices in a major river delta. Analyzing 1.8 million property transactions from 1998 to 2023 in the Netherlands, we find an average price discount of 1.1%. We observe considerable heterogeneity in price effects driven by exposure intensity, institutional settings that vary ...
Piet Eichholtz +2 more
wiley +1 more source
Potential competitive effects on U.S. bank credit card lending from the proposed bifurcated application of Basel II [PDF]
This paper analyzes the potential competitive effects of the proposed bifurcated application of Basel II capital regulations in the United States on bank credit card lending activities.
Loretta J. Mester +2 more
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Integrative Zoology, EarlyView.In this study, we systematically analyzed the utilization patterns of Chinese pangolin burrows by sympatric species in Guangdong Province, China, including differences in species composition using burrow mounds and burrow tunnels. We found that repeated visits to burrows by Chinese pangolin promoted the use of burrows by sympatric species, suggesting ...
Song Sun +9 more
wiley +1 more source