Results 141 to 150 of about 368,697 (290)
LIFE IN THE MORTGAGE: THE PSYCHOLOGICAL CONSTITUTION
We used a hypothesis that the lifestyle of people with mortgage commitments is specific and very different from that of the people without a mortgage. To identify and describe the specifics of ―mortgage scenarios‖ people were divided into two groups (30 ...
I. A. Bykova, V. P. Serkin
doaj
ABSTRACT In the last several years, disaster insurance programs around the world have experienced disruptions that many observers interpret to be a primary symptom of “climate crisis” (Bittle 2024). Governments have responded to these disruptions through disjointed and at times contradictory measures: they treat disasters, alternately, as “Acts of God”
Stephen J. Collier
wiley +1 more source
Housing finance and monetary policy [PDF]
We study how the structure of housing finance affects the transmission of monetary policy shocks. We document three main facts: first, the features of residential mortgage markets differ markedly across industrialized countries; second, and ac- cording ...
Calza, Alessandro +2 more
core
ABSTRACT Tracing the early adoption of computer gang databases by the Los Angeles County Sheriff's Department and the Los Angeles Police Department in the 1980s to the deployment of computationally‐assisted surveillance during the Vietnam War, this paper uses a genealogical approach to compare surveillance technologies developed across the arc of ...
Christina Hughes
wiley +1 more source
BANKING COMPETITION IN RUSSIA ON THE EXAMPLE OF MORTGAGE CREDIT LENDING
Presented the current state of the mortgage market in Russia. Considered the range of mortgage products of the leading banks in the country. Carried out a comprehensive analysis of the major mortgage programs of the top 10 largest banks in Russia ...
E. Vakhabov, C. Mamedova
doaj
Ten myths about subprime mortgages [PDF]
On close inspection many of the most popular explanations for the subprime crisis turn out to be myths. Empirical research shows that the causes of the subprime mortgage crisis and its magnitude were more complicated than mortgage interest rate resets ...
Yuliya Demyanyk
core
ABSTRACT Family financial assistance with home ownership has attracted significant scholarly attention in recent years. However, the role of culture and ethnicity, transnational ties, and migration in this practice remains significantly under‐addressed.
Julia Cook
wiley +1 more source
BANKING COMPETITION IN RUSSIA ON THE EXAMPLE OF MORTGAGE CREDIT LENDING
Presented the current state of the mortgage market in Russia. Considered the range of mortgage products of the leading banks in the country. Carried out a comprehensive analysis of the major mortgage programs of the top 10 largest banks in Russia ...
E. Vakhabov, C. Mamedova
doaj
Availability of Credit and Loan Default: A Look at the Commercial Mortgage Supply Cycle [PDF]
This study uses a structural equation approach to assess the presence of a credit supply effect in the commercial mortgage market and the lenders' ability to incorporate expectations about this effect into their lending policies.
Luis C. Mejia
core
A Structural Model of Mortgage Offset Accounts in the Australian Housing Market*
I study a novel institutional feature of Australian housing markets: the widespread use of mortgage offset accounts. These accounts reduce mortgage interest costs and increase mortgage liquidity. I build a heterogeneous agent life‐cycle model of the Australian housing market to study who uses and benefits from these mortgage products.
James Graham
wiley +1 more source

