Results 141 to 150 of about 368,697 (290)

LIFE IN THE MORTGAGE: THE PSYCHOLOGICAL CONSTITUTION

open access: yesВестник Кемеровского государственного университета, 2015
We used a hypothesis that the lifestyle of people with mortgage commitments is specific and very different from that of the people without a mortgage. To identify and describe the specifics of ―mortgage scenarios‖ people were divided into two groups (30 ...
I. A. Bykova, V. P. Serkin
doaj  

Insurance and the “Irrationalization” of Disaster Policy: A Political Crisis Theory for an Age of Climate Risk

open access: yesThe British Journal of Sociology, EarlyView.
ABSTRACT In the last several years, disaster insurance programs around the world have experienced disruptions that many observers interpret to be a primary symptom of “climate crisis” (Bittle 2024). Governments have responded to these disruptions through disjointed and at times contradictory measures: they treat disasters, alternately, as “Acts of God”
Stephen J. Collier
wiley   +1 more source

Housing finance and monetary policy [PDF]

open access: yes
We study how the structure of housing finance affects the transmission of monetary policy shocks. We document three main facts: first, the features of residential mortgage markets differ markedly across industrialized countries; second, and ac- cording ...
Calza, Alessandro   +2 more
core  

The Coloniality of Data: Police Databases and the Rationalization of Surveillance from Colonial Vietnam to the Modern Carceral State

open access: yesThe British Journal of Sociology, EarlyView.
ABSTRACT Tracing the early adoption of computer gang databases by the Los Angeles County Sheriff's Department and the Los Angeles Police Department in the 1980s to the deployment of computationally‐assisted surveillance during the Vietnam War, this paper uses a genealogical approach to compare surveillance technologies developed across the arc of ...
Christina Hughes
wiley   +1 more source

BANKING COMPETITION IN RUSSIA ON THE EXAMPLE OF MORTGAGE CREDIT LENDING

open access: yesВестник университета, 2016
Presented the current state of the mortgage market in Russia. Considered the range of mortgage products of the leading banks in the country. Carried out a comprehensive analysis of the major mortgage programs of the top 10 largest banks in Russia ...
E. Vakhabov, C. Mamedova
doaj  

Ten myths about subprime mortgages [PDF]

open access: yes
On close inspection many of the most popular explanations for the subprime crisis turn out to be myths. Empirical research shows that the causes of the subprime mortgage crisis and its magnitude were more complicated than mortgage interest rate resets ...
Yuliya Demyanyk
core  

Understanding the Role of Migration, Culture and Transnational Ties in Family Financial Assistance With Home Ownership

open access: yesThe British Journal of Sociology, EarlyView.
ABSTRACT Family financial assistance with home ownership has attracted significant scholarly attention in recent years. However, the role of culture and ethnicity, transnational ties, and migration in this practice remains significantly under‐addressed.
Julia Cook
wiley   +1 more source

BANKING COMPETITION IN RUSSIA ON THE EXAMPLE OF MORTGAGE CREDIT LENDING

open access: yesВестник университета, 2019
Presented the current state of the mortgage market in Russia. Considered the range of mortgage products of the leading banks in the country. Carried out a comprehensive analysis of the major mortgage programs of the top 10 largest banks in Russia ...
E. Vakhabov, C. Mamedova
doaj  

Availability of Credit and Loan Default: A Look at the Commercial Mortgage Supply Cycle [PDF]

open access: yes
This study uses a structural equation approach to assess the presence of a credit supply effect in the commercial mortgage market and the lenders' ability to incorporate expectations about this effect into their lending policies.
Luis C. Mejia
core  

A Structural Model of Mortgage Offset Accounts in the Australian Housing Market*

open access: yesEconomic Record, EarlyView.
I study a novel institutional feature of Australian housing markets: the widespread use of mortgage offset accounts. These accounts reduce mortgage interest costs and increase mortgage liquidity. I build a heterogeneous agent life‐cycle model of the Australian housing market to study who uses and benefits from these mortgage products.
James Graham
wiley   +1 more source

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